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How to send money to France from Philippines with the best PHP-EUR rate

Compare the best ways to send money from the Philippines to France. Explore the fastest, cheapest, and most reliable providers with the best PHP to EUR exchange rates.

Read on for the best deals, expert information, and all you need to send money to France from the Philippines.

Transferring the other way? Send EUR from France to Philippines instead.
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August 17th, 2025
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Best money transfer companies

Send money from Philippines to France

Last updated: Today
Mid-market rate as of 08/17/2025: 1 PHP = 0.015105 EUR
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (EUR)
€5,972.19
Full transfer details
Visit Wise
€111 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (EUR)
€5,972.19
Full transfer details
Visit Wise
€111 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.

Overall best option: Wise

Wise is our top choice for PHP to EUR transfers.

We tested & reviewed 2 money transfer companies, and Wise came out as one of the easiest options.

Sending 400,000 PHP to EUR will cost you ₱1130.84 in fees, and you will receive 5,972.19 EUR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Philippines to France transfer using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to France (EUR) - Wise Screenshot

How to send money from Philippines to France

Summary of recent searches

Top rated for transfers from Philippines to France
Wise
Total number of PH - FR providers
2
Average cheapest fees & rate
IFX Payments
Average fastest transfer
IFX Payments
Average transfer time
Within minutes
Best for bank transfers
IFX Payments

What to consider ahead of money transfers from Philippines to France

1
Compare providers

Comparing based on your specific needs is the best way to send money from the Philippines to France with confidence.

Our analysis, and search results, include 2 providers that operate between the Philippines and France. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to France.

2
Understand the Philippine Peso-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Philippines and France
5
Consider transfer limits
6
Receiving money in France
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to France from the Philippines: IFX Payments

Of the 2 providers compared, IFX Payments is the cheapest option for sending money today.

The cost is a combination of a fee of 0 PHP and an exchange rate for converting Philippine Peso to Euro that is 0.5% different to the mid-market rate.

We found that IFX Payments is 0.66% cheaper than the second-best option.

We would recommend IFX Payments for low cost, affordable transfers from Euros to France.

Fastest way to transfer money to France from the Philippines: IFX Payments.

Of 2 companies compared, IFX Payments offers the quickest way to send Philippine Pesos to France.

For example, sending ₱400,000 to France with IFX Payments will be minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

the Philippines to France transfers with IFX Payments have a fee of 0 PHP.

To test that IFX Payments was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to France made up of depositing Philippine Pesos, to a money transfer account and transfer times to France.

When sending at speed is a priority, IFX Payments is our recommended choice for sending into France from Philippines.

Sending large amounts of money

Transferring Philippine Peso to Euro in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Wise has the strongest option for large transfers from the Philippines to France.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.

The Wise rate makes them great for large transfers between France and the Philippines.

Understanding the cost of sending money from Philippines to France

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from the Philippines to France.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your Philippine Peso. The current PHP-EUR mid-market rate is 0.0151 EUR per Philippine Peso.

  • This rate changes regularly so it can pay to track it. For comparison, the PHP-EUR mid-market rate for the past 7 days has averaged 0.0151 EUR per Philippine Peso, with a low of 0.015 and a high of 0.0151.

  • IFX Payments is currently offering the best exchange rate from the 2 companies compared.

  • Often the PHP-EUR exchange rate you pay is the biggest cost factor when transferring Philippine Pesos to France.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Philippine Peso you’re sending to France. IFX Payments currently is the cheapest option for transfers into EUR costing 0 PHP per transfer. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to France from the Philippines. The bigger the amount received in France, the lower the overall cost of sending from the Philippines.

Finding the best exchange rate between Philippine Peso and Euro

Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.

Mid-market Rate
1 
PHP
=
0.015105 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0151.

  • In this period there was a high of 0.0151, and a low of 0.015.

  • Wise, which is our recommended service to send money online from Philippines to France offers 0.0150 EUR per PHP which is only 0.7% above the mid-market rate.

Want to secure the best PHP-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to France!

Funding your Philippines to
France money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to France.

    By using a money transfer company such as IFX Payments for transfers from the Philippines to France, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, IFX Payments is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to France.

    With a fee of 0 PHP to send money from the Philippines to France, IFX Payments offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to France with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the Philippines to France.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between France and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to France.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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