Send money from Philippines to France
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall best option: Wise
We tested & reviewed 2 money transfer companies, and Wise came out as one of the easiest options.
Sending 400,000 PHP to EUR will cost you ₱1130.84 in fees, and you will receive 5,972.19 EUR. The delivery time is next day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your Philippines to France transfer using Wise.

How to send money from Philippines to France
What to consider ahead of money transfers from Philippines to France
Comparing based on your specific needs is the best way to send money from the Philippines to France with confidence.
Our analysis, and search results, include 2 providers that operate between the Philippines and France. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to France.
Cheapest way to send money to France from the Philippines: IFX Payments
The cost is a combination of a fee of 0 PHP and an exchange rate for converting Philippine Peso to Euro that is 0.5% different to the mid-market rate.
We found that IFX Payments is 0.66% cheaper than the second-best option.
We would recommend IFX Payments for low cost, affordable transfers from Euros to France.
Fastest way to transfer money to France from the Philippines: IFX Payments.
Of 2 companies compared, IFX Payments offers the quickest way to send Philippine Pesos to France.
For example, sending ₱400,000 to France with IFX Payments will be minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
the Philippines to France transfers with IFX Payments have a fee of 0 PHP.
To test that IFX Payments was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to France made up of depositing Philippine Pesos, to a money transfer account and transfer times to France.
When sending at speed is a priority, IFX Payments is our recommended choice for sending into France from Philippines.
Sending large amounts of money
Of the 2 companies compared, Wise has the strongest option for large transfers from the Philippines to France.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.
The Wise rate makes them great for large transfers between France and the Philippines.

Understanding the cost of sending money from Philippines to France
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from the Philippines to France.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your Philippine Peso. The current PHP-EUR mid-market rate is 0.0151 EUR per Philippine Peso.
This rate changes regularly so it can pay to track it. For comparison, the PHP-EUR mid-market rate for the past 7 days has averaged 0.0151 EUR per Philippine Peso, with a low of 0.015 and a high of 0.0151.
IFX Payments is currently offering the best exchange rate from the 2 companies compared.
Often the PHP-EUR exchange rate you pay is the biggest cost factor when transferring Philippine Pesos to France.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Philippine Peso you’re sending to France. IFX Payments currently is the cheapest option for transfers into EUR costing 0 PHP per transfer. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to France from the Philippines. The bigger the amount received in France, the lower the overall cost of sending from the Philippines.
Finding the best exchange rate between Philippine Peso and Euro
Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0151.
In this period there was a high of 0.0151, and a low of 0.015.
Wise, which is our recommended service to send money online from Philippines to France offers 0.0150 EUR per PHP which is only 0.7% above the mid-market rate.
Want to secure the best PHP-Euro exchange rates?
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Funding your Philippines to France money transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between France and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to France.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
