Best companies for EUR/NZD transfers
12 of 12 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/NZD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €33.32 1 EUR = 1.9799 NZD +0.02% vs mid-market	Recipient gets $13,793.12 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9799 NZD $13,793.12You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.9702 NZD +0.51% vs mid-market	Recipient gets $13,791.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9702 NZD $13,791.40You pay€7,000.00
Run a live search Showing top Germany to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates.
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 1.9753 NZD +0.25% vs mid-market	Recipient gets $13,827.43 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.9753 NZD $13,827.43You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1.9750 NZD +0.27% vs mid-market	Recipient gets $13,824.66 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9750 NZD $13,824.66You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 1.9744 NZD +0.30% vs mid-market	Recipient gets $13,820.50 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9744 NZD $13,820.50You pay€7,000.00
Wise Pay via Bank transfer	Fee €33.32 1 EUR = 1.9799 NZD +0.02% vs mid-market	Recipient gets $13,793.12 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9799 NZD $13,793.12You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 1.9704 NZD +0.50% vs mid-market	Recipient gets $13,792.78 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9704 NZD $13,792.78You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.9702 NZD +0.51% vs mid-market	Recipient gets $13,791.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9702 NZD $13,791.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.9702 NZD +0.51% vs mid-market	Recipient gets $13,791.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9702 NZD $13,791.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.9702 NZD +0.51% vs mid-market	Recipient gets $13,791.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9702 NZD $13,791.40You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 1.9685 NZD +0.60% vs mid-market	Recipient gets $13,779.50 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9685 NZD $13,779.50You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €30.50 1 EUR = 1.9769 NZD +0.17% vs mid-market	Recipient gets $13,777.67 Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €30.501 EUR = 1.9769 NZD $13,777.67You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via iDEAL	Fee €43.47 1 EUR = 1.9799 NZD +0.02% vs mid-market	Recipient gets $13,773.03 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 1.9799 NZD $13,773.03You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.52 1 EUR = 1.9667 NZD +0.69% vs mid-market	Recipient gets $13,761.90 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.521 EUR = 1.9667 NZD $13,761.90You pay€7,000.00
Wise Pay via Debit card	Fee €88.37 1 EUR = 1.9799 NZD +0.02% vs mid-market	Recipient gets $13,684.13 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 1.9799 NZD $13,684.13You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 1.9526 NZD +1.40% vs mid-market	Recipient gets $13,668.02 Minutes - 2 days
0 reviews
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9526 NZD $13,668.02You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 1.9500 NZD +1.54% vs mid-market	Recipient gets $13,650.00 Minutes - 24 hours
2 reviews
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 1.9500 NZD $13,650.00You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 1.8408 NZD $12,885.60You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 1.9500 NZD +1.54% vs mid-market	Recipient gets $13,650.00 Minutes - 24 hours
2 reviews
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 1.9500 NZD $13,650.00You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 1.8408 NZD $12,885.60You pay€7,009.99
Wise Pay via Credit card	Fee €130.43 1 EUR = 1.9799 NZD +0.02% vs mid-market	Recipient gets $13,600.86 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 1.9799 NZD $13,600.86You pay€7,000.00
Deutsche Bank Pay via Bank transfer	Fee €37.05 1 EUR = 1.9478 NZD +1.65% vs mid-market	Recipient gets $13,562.46 Minutes - 5 days
0 reviews
Ways to receive money in New Zealand with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 1.9478 NZD $13,562.46You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €191.00 1 EUR = 1.9769 NZD +0.17% vs mid-market	Recipient gets $13,460.38 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 1.9769 NZD $13,460.38You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 1.8408 NZD +7.30% vs mid-market	Recipient gets $12,885.60 Minutes - 24 hours
2 reviews
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 1.8408 NZD $12,885.60You pay€7,009.99
How Our Results Work Mid-market rate: 1 EUR = 1.9803 NZD Updates every 60 minutes.

Why compare

EUR/NZD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to New Zealand

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 25 of the 30 days it quoted €7,000 transfers to New Zealand.

On a 7,000 EUR transfer, Key Currency delivers the most NZD.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NZD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to New Zealand?

How much EUR you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 75% of the transfers from €7,000 it quoted, and in 75% of all the transfers it quoted.


€550	0.33%	€0.50	$1,085.01with bank transfer to bank deposit	+$18.07
€1,000	0.07%	€0.00	$1,978.60with debit card to bank deposit	+$29.72
€5,000	0.19%	€0.00	$9,893.50with debit card to bank deposit	+$150.06
€7,000This page	0.25%	€0.00	$13,827.43with bank transfer to bank deposit	+$143.12
€50,000	0.20%	€0.00	$98,893.47with bank transfer to bank deposit	+$948.48

Mid-market rate: 1 EUR = 1.9803 NZD

EUR/NZD Exchange Rate History

Is today a good time to send money from Germany to New Zealand?

The cheapest way to send EUR to NZD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to New Zealand.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NZD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from Germany.

Right now, Key Currency pays 13,827.43 NZD on 7,000 EUR, which is 34.66 NZD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 14,056.49 NZD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 44 comparisons
Cheapest in 75% of them
Regency FXAppeared in 44 comparisons
Never the cheapest
TorFxAppeared in 60 comparisons
Cheapest in 15% of them
Deutsche BankAppeared in 80 comparisons
Cheapest in 1% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Germany to New Zealand

There are 12 companies for sending money from Germany to New Zealand, across broker, online, app, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to New Zealand gets you 13,793.12 NZD with a €33.32 fee and 0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 12 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to New Zealand.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 13,562.46 NZD vs 13,827.43 NZD with Key Currency.

We found Deutsche Bank was the cheapest bank on 22 of the 22 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to New Zealand, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/NZD which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to New Zealand.

Be it overseas suppliers and contractors, receiving NZD payments, or holding NZD and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and NZD in one account.

You get NZD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert NZD to EUR or EUR to NZD whenever you need.

The best multi-currency account is Wise, it adds ~0.02% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive NZD in New Zealand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 13,827.43 NZD.

Our data shows that Key Currency gets your recipient 264.97 NZD more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to New Zealand.

The recipient in New Zealand can receive NZD by bank deposit, card deposit, and cash pickup.

To receive NZD by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in New Zealand

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Bank transfer Bank deposit

You pay €7,000.00

NZ$13,827

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

NZ$13,791

-NZ$36
3

Credit card Bank deposit

You pay €7,000.00

NZ$13,791

-NZ$36
4

iDEAL Bank deposit

You pay €7,000.00

NZ$13,773

-NZ$54
5

Debit card Card deposit

You pay €7,009.99

NZ$13,650

-NZ$177

Show moreShow less

6

Credit card Card deposit

You pay €7,009.99

NZ$13,650

-NZ$177
7

Bank transfer Cash pickup

You pay €7,009.99

NZ$12,886

-NZ$942
8

Debit card Cash pickup

You pay €7,009.99

NZ$12,886

-NZ$942
9

Credit card Cash pickup

You pay €7,009.99

NZ$12,886

-NZ$942

Things to know before sending money from Germany to New Zealand

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/NZD transfer options

For a €7,000 transfer to New Zealand, these are the best options:

Cheapest way to send money to New Zealand

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,827.43 NZD, which is 0.02% more than the next best option.

Fastest way to send money to New Zealand

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,777.67 NZD in same day.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into NZD sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 12 of them on EUR to New Zealand, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/NZD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0088	–	$14,061.91
Key Currency Cheapest	2.0038	€0.00	$14,026.76	−$35.15
Regency FX	2.0034	€0.00	$14,023.95	−$37.96
TorFx	2.0028	€0.00	$14,019.73	−$42.18
Bank No quote collected this day	–	–	–	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0086	–	$14,060.42
Key Currency Cheapest	2.0036	€0.00	$14,025.27	−$35.15
Regency FX	2.0032	€0.00	$14,022.46	−$37.96
TorFx	2.0026	€0.00	$14,018.24	−$42.18
Bank No quote collected this day	–	–	–	–

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0131	–	$14,091.72
Key Currency Cheapest	2.0081	€0.00	$14,056.49	−$35.23
Regency FX	2.0077	€0.00	$14,053.67	−$38.05
TorFx	2.0071	€0.00	$14,049.45	−$42.27
Bank No quote collected this day	–	–	–	–

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0063	–	$14,044.14
Key Currency Cheapest	2.0013	€0.00	$14,009.03	−$35.11
Regency FX	2.0009	€0.00	$14,006.22	−$37.92
TorFx	2.0003	€0.00	$14,002.01	−$42.13
Bank No quote collected this day	–	–	–	–

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0047	–	$14,032.85
Key Currency Cheapest	1.9997	€0.00	$13,997.77	−$35.08
Regency FX	1.9993	€0.00	$13,994.96	−$37.89
TorFx	1.9987	€0.00	$13,990.75	−$42.10
Bank No quote collected this day	–	–	–	–

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0000	–	$13,999.76
Key Currency Cheapest	1.9950	€0.00	$13,964.76	−$35.00
Regency FX	1.9946	€0.00	$13,961.96	−$37.80
TorFx	1.9940	€0.00	$13,957.76	−$42.00
Bank No quote collected this day	–	–	–	–

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0044	–	$14,031.00
Key Currency Cheapest	1.9994	€0.00	$13,995.92	−$35.08
Regency FX	1.9990	€0.00	$13,993.11	−$37.89
TorFx	1.9984	€0.00	$13,988.90	−$42.10
Deutsche Bank	1.9944	€37.05	$13,886.95	−$144.05

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0019	–	$14,013.59
Key Currency Cheapest	1.9969	€0.00	$13,978.56	−$35.03
Regency FX	1.9965	€0.00	$13,975.76	−$37.83
TorFx	1.9959	€0.00	$13,971.55	−$42.04
Deutsche Bank	1.9944	€37.05	$13,886.95	−$126.64

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0007	–	$14,005.22
Key Currency Cheapest	1.9957	€0.00	$13,970.21	−$35.01
Regency FX	1.9953	€0.00	$13,967.41	−$37.81
TorFx	1.9947	€0.00	$13,963.21	−$42.01
Deutsche Bank	1.9902	€37.05	$13,857.85	−$147.37

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9988	–	$13,991.90
Key Currency Cheapest	1.9938	€0.00	$13,956.92	−$34.98
Regency FX	1.9934	€0.00	$13,954.12	−$37.78
TorFx	1.9928	€0.00	$13,949.93	−$41.97
Deutsche Bank	1.9902	€37.05	$13,857.85	−$134.05

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9985	–	$13,989.30
Key Currency Cheapest	1.9935	€0.00	$13,954.33	−$34.97
Regency FX	1.9931	€0.00	$13,951.53	−$37.77
TorFx	1.9925	€0.00	$13,947.34	−$41.96
Deutsche Bank	1.9861	€37.05	$13,829.11	−$160.19

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9979	–	$13,985.08
Key Currency Cheapest	1.9929	€0.00	$13,950.12	−$34.96
Regency FX	1.9925	€0.00	$13,947.32	−$37.76
TorFx	1.9919	€0.00	$13,943.13	−$41.95
Deutsche Bank	1.9854	€37.05	$13,824.20	−$160.88

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9976	–	$13,983.40
Key Currency Cheapest	1.9926	€0.00	$13,948.44	−$34.96
Regency FX	1.9922	€0.00	$13,945.65	−$37.75
TorFx	1.9916	€0.00	$13,941.45	−$41.95
Deutsche Bank	1.9883	€37.05	$13,844.51	−$138.89

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9928	–	$13,949.64
Key Currency Cheapest	1.9878	€0.00	$13,914.77	−$34.87
Regency FX	1.9874	€0.00	$13,911.98	−$37.66
TorFx	1.9868	€0.00	$13,907.79	−$41.85
Deutsche Bank	1.9850	€37.05	$13,821.38	−$128.26

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9972	–	$13,980.54
Key Currency Cheapest	1.9922	€0.00	$13,945.59	−$34.95
Regency FX	1.9918	€0.00	$13,942.79	−$37.75
TorFx	1.9912	€0.00	$13,938.60	−$41.94
Deutsche Bank	1.9850	€37.05	$13,821.38	−$159.16

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9871	–	$13,910.04
MoneyGram Cheapest	1.9841	€9.99	$13,888.70	−$21.34
Key Currency	1.9822	€0.00	$13,875.27	−$34.77
Regency FX	1.9818	€0.00	$13,872.49	−$37.55
TorFx	1.9812	€0.00	$13,868.31	−$41.73
Deutsche Bank	1.9749	€37.05	$13,751.18	−$158.86

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9859	–	$13,901.24
Key Currency Cheapest	1.9809	€0.00	$13,866.49	−$34.75
Regency FX	1.9805	€0.00	$13,863.71	−$37.53
TorFx	1.9799	€0.00	$13,859.54	−$41.70
Deutsche Bank	1.9780	€37.05	$13,772.72	−$128.52

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9816	–	$13,871.02
MoneyGram Cheapest	1.9789	€9.99	$13,852.30	−$18.72
Key Currency	1.9766	€0.00	$13,836.34	−$34.68
Regency FX	1.9762	€0.00	$13,833.57	−$37.45
TorFx	1.9756	€0.00	$13,829.40	−$41.62
Deutsche Bank	1.9757	€37.05	$13,756.89	−$114.13

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9751	–	$13,825.71
Key Currency Cheapest	1.9702	€0.00	$13,791.14	−$34.57
Regency FX	1.9698	€0.00	$13,788.38	−$37.33
TorFx	1.9692	€0.00	$13,784.23	−$41.48
Deutsche Bank	1.9757	€37.05	$13,756.89	−$68.82

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9763	–	$13,833.84
Key Currency Cheapest	1.9713	€0.00	$13,799.26	−$34.58
Regency FX	1.9709	€0.00	$13,796.49	−$37.35
TorFx	1.9703	€0.00	$13,792.34	−$41.50
Deutsche Bank	1.9658	€37.05	$13,688.10	−$145.74

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9740	–	$13,818.31
Key Currency Cheapest	1.9691	€0.00	$13,783.76	−$34.55
Regency FX	1.9687	€0.00	$13,781.00	−$37.31
TorFx	1.9681	€0.00	$13,776.85	−$41.46
Deutsche Bank	1.9623	€37.05	$13,663.14	−$155.17

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9704	–	$13,792.93
Key Currency Cheapest	1.9655	€0.00	$13,758.44	−$34.49
Regency FX	1.9651	€0.00	$13,755.69	−$37.24
TorFx	1.9645	€0.00	$13,751.55	−$41.38
Deutsche Bank	1.9623	€37.05	$13,663.14	−$129.79

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9614	–	$13,729.57
MoneyGram Cheapest	1.9586	€9.99	$13,710.20	−$19.37
Key Currency	1.9565	€0.00	$13,695.25	−$34.32
Regency FX	1.9561	€0.00	$13,692.50	−$37.07
TorFx	1.9555	€0.00	$13,688.38	−$41.19
Deutsche Bank	1.9548	€37.05	$13,611.17	−$118.40

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9679	–	$13,774.99
Key Currency Cheapest	1.9629	€0.00	$13,740.55	−$34.44
Regency FX	1.9625	€0.00	$13,737.80	−$37.19
TorFx	1.9620	€0.00	$13,733.67	−$41.32
Bank No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.9605	–	$13,723.72
MoneyGram Cheapest	1.9600	€9.99	$13,720.00	−$3.72
Key Currency	1.9556	€0.00	$13,689.41	−$34.31
Regency FX	1.9552	€0.00	$13,686.66	−$37.06
TorFx	1.9546	€0.00	$13,682.55	−$41.17
Deutsche Bank	1.9573	€37.05	$13,628.66	−$95.06

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