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Send money from New Zealand to Ghana
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Our recommendation: Wise
We tested & reviewed 6 money transfer providers offering money transfers from New Zealand to Ghana, and Wise scored highly.
Sending 10,000 NZD to GHS will cost you $98.75 in fees, and you will receive 62,400.15 GHS. The delivery time usually is next day.
For a great mix of cost, speed & features, we recommend making your New Zealand to Ghana transfer using Wise.
How to get the best deal on sending money from New Zealand to Ghana
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from New Zealand to Ghana.
- Choose a provider
Select the provider that offers you the best value on buying GHS & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
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Considerations ahead of sending money from New Zealand to Ghana
A comparison of providers offering services between New Zealand and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 6 providers that provide services for sending New Zealand Dollar to Ghana. This ensures you will get the best options for your transfer to Ghana from New Zealand.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Ghana.
Cheapest way to transfer money to Ghana from New Zealand: Regency FX
Of the 6 providers compared, data shows that Regency FX is 0.23% cheaper than the second-best option.
The is cost is made up of an average NZD-GHS exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Ghana transfer, Regency FX will result in the most Ghan Cedi received.
Fastest way to transfer money to Ghana from New Zealand: Regency FX.
Of 6 companies compared, Regency FX offers the quickest way to send New Zealand Dollars to Ghana.
For example, sending $10,000 to Ghana with Regency FX will be minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
New Zealand to Ghana transfers with Regency FX have a fee of 0 NZD.
To test that Regency FX was the 'fastest' option we compared 6 providers. With this, we compared overall speed of sending money from New Zealand to Ghana made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Ghana.
When sending at speed is a priority, Regency FX is our recommended choice for sending into Ghana from New Zealand.
Need to make a large transfer?
Wise is the best option for large transfers of the 6 providers compared.
While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Ghana, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of sending money from New Zealand to Ghana
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Ghana.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Ghan Cedi for your New Zealand Dollar. The current NZD-GHS mid-market rate is 6.2765 GHS per New Zealand Dollar.
This rate changes regularly so it can pay to track it. For comparison, the NZD-GHS mid-market rate for the past 7 days has averaged 6.262 GHS per New Zealand Dollar, with a low of 6.1972 and a high of 6.3018.
Wise is currently offering the best exchange rate from the 6 companies compared.
Often the NZD-GHS exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Ghana.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Ghana. Regency FX currently has the lowest fees for transfers into GHS of just 0 NZD. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Ghan Cedi is the biggest indicator of the total cost of sending money to Ghana from New Zealand. The bigger the amount received in Ghana, the lower the overall cost of sending from New Zealand.
How to find the best exchange rate for New Zealand Dollar to Ghan Cedi
Timing is essential for sending money between NZD and GHS. The exchange rate you secure impacts how much GHS you get for your NZD.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from NZD to GHS has seen some fluctuation. On average, it stood at 6.262.
During this period, the highest value recorded was 6.3018, while the lowest was 6.1972.
Wise, which is our recommended service to send money online from New Zealand to Ghana offers an exchange rate that is only -0.39% above the mid-market rate.
Want to secure the best NZD-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Ghana!
Paying for your New Zealand to Ghana transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Ghana.
By using a money transfer company such as Regency FX for transfers from New Zealand to Ghana, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Regency FX is the cheapest provider for bank transfers from the 6 we tested when sending NZD to Ghana.
With a fee of 0 NZD to send money from New Zealand to Ghana, Regency FX offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Ghana with a debit or a prepaid card is easy with Wise.
Wise is a one of the better options in the market for international debit card transfers from New Zealand to Ghana.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
