MoneyTransfers
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How to send money to Thailand from New Zealand

Get the best deals when you transfer from New Zealand to Thailand. Find the cheapest, fastest, and most reliable providers with the best NZD to THB exchange rates.

Read on for analysis on the best ways to send money to Thailand from New Zealand.

Transferring the other way? Send THB from Thailand to New Zealand instead.
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Companies for transfers from New Zealand to Thailand

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Send money to over 40 destinations online and in the mobile app."

Fees
$0 - $10
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%
Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.7% - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from NZD.

Of the 16 companies that support NZD to THB, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 100% of New Zealand to Thailand searches, consistently scoring as one of the best ways to send NZD to THB.

So for a great mix of cost, speed & features, send New Zealand Dollars to Thailand using Wise.

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How to compare deals on New Zealand to Thailand money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Thailand
Wise
Total number of NZ - TH providers
16
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations for money transfers from New Zealand to Thailand

1
Compare providers

Comparing providers offering services between New Zealand and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 16 companies that provide the ability to send New Zealand Dollar to Thailand.

This ensures you get the best options for transfers to Thailand from New Zealand, based on the amount you want to send.

2
Watch the New Zealand Dollar-Baht exchange rate
3
Choose the right payment method
4
Use providers regulated in Thailand and New Zealand
5
Consider transfer limits
6
Receiving money in Thailand
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Thailand from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Thailand.

Of the 16 providers compared, data shows that Revolut is 0.1% cheaper than the second-best option.

The is cost is made up of an average NZD-THB exchange rate that is 0.14% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Thailand transfer, Revolut will result in the most Baht received.

*The most common fee applied to NZD-THB by Revolut, based on data from the past six months.

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Fastest way to transfer money to Thailand from New Zealand: Ria Money Transfer.

We tested 16 companies offering transfers from New Zealand to Thailand and Ria Money Transfer offered the quickest option.

Ria Money Transfer was the quickest way to send New Zealand Dollar to Baht in 66.7% of searches. For fast transfers between NZD and THB, Ria Money Transfer comes highly recommended.

When using Ria Money Transfer to send money from New Zealand to Thailand you can expect an average fee of 4 NZD. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 16 money transfer providers. To test overall speed of sending money from New Zealand to Thailand we included the timeframe for depositing New Zealand Dollar to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from New Zealand quickly is a priority, Ria Money Transfer is our recommended choice.

Sending a large amount of money?

For big transfers from New Zealand to Thailand, competitive pricing & strong customer service are essential.

Of the
16 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from New Zealand to Thailand

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Thailand.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Baht for your New Zealand Dollar. The current NZD-THB mid-market rate is 19.4573 THB per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-THB mid-market rate for the past three months has averaged 20.7699 THB per New Zealand Dollar, with a low of 19.9966 and a high of 22.3426.

  • Wise is currently offering the best exchange rate from the 16 companies compared.

  • Often the NZD-THB exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Thailand.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Thailand. Revolut currently has the lowest fees for transfers into THB at an average of 0 NZD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Baht is the biggest indicator of the total cost of sending money to Thailand from New Zealand. The bigger the amount received in Thailand, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Baht

Timing is essential when tracking the mid-market rate between NZD and THB. The end exchange rate you secure impacts how much THB you get for your NZD.

Mid-market Rate
1 
=
19.457284 
THB

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to THB was 20.7699.

  • During this period, it hit a high of 22.3426, and a low of 19.9966.

  • Wise, which is our recommended service to send money online from New Zealand to Thailand offers an exchange rate that is only -0.52% above the mid-market rate.

Want to secure the best NZD-Baht exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Thailand!

Payment methods available to fund your New Zealand to
Thailand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Thailand.

    By using a money transfer company such as Revolut for transfers from New Zealand to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 16 we tested when sending NZD to Thailand.

    With an average fee of NZD0 to send money from New Zealand to Thailand, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Thailand with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Thailand, competing among a total of 16 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Thailand, Xe emerges as our top choice of the 16 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Thailand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to THB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Thailand?
Are there any tax implications to sending money from New Zealand to Thailand?
Can I send money from New Zealand to Thailand with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Thailand through various providers?
How long does it take to send money from New Zealand to Thailand?
What is the best exchange rate I can get for sending money from New Zealand to Thailand?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Thailand?
Can I schedule regular transfers between New Zealand and Thailand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.