How to send money to Thailand from New Zealand with the best NZD-THB rate
Get the best deals when you transfer from New Zealand to Thailand. Find the cheapest, fastest, and most reliable providers with the best NZD to THB exchange rates.
Read on for analysis on the best ways to send money to Thailand from New Zealand.
Transferring the other way? Send THB from Thailand to New Zealand instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall best option: Wise
Of the 12 companies that support NZD to THB, Wise offered the best combination of cost and speed.
Sending 10,000 NZD to THB will cost you $58.86 in fees, and you will receive 183,814.66 THB. The delivery time usually is same day, but can be longer depending when you make the transfer.
So for a great mix of cost, speed & features, send New Zealand Dollars to Thailand using Wise.

How to compare deals on New Zealand to Thailand money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Thailand.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Baht and transferred to Thailand.
Considerations for money transfers from New Zealand to Thailand
Comparing providers offering services between New Zealand and Thailand, based on your specific needs is the best way to send money with confidence.
Our comparison includes 12 companies that provide the ability to send New Zealand Dollar to Thailand.
This ensures you get the best options for transfers to Thailand from New Zealand, based on the amount you want to send.
Cheapest way to transfer money to Thailand from New Zealand: TorFx
Of the 12 providers compared, data shows that TorFx is 0.04% cheaper than the second-best option.
The is cost is made up of an average NZD-THB exchange rate that is 0.3% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Thailand transfer, TorFx will result in the most Baht received.


Fastest way to transfer money to Thailand from New Zealand: Wise.
For example, if you send 10,000 NZD with Wise to Thailand, the transfer time is same day
When using Wise to send money from New Zealand to Thailand you can expect to pay 58.86 NZD in fees. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 12 money transfer providers. To test overall speed of sending money from New Zealand to Thailand we included the timeframe for depositing New Zealand Dollar to a money transfer account and average transfer times to Thailand.
When sending money to Thailand from New Zealand quickly is a priority, Wise is our recommended choice.

The best apps to send NZD to Thailand from New Zealand
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 12 apps & companies for NZD/THB transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Sending a large amount of money?
Of the 12 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from New Zealand to Thailand
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Thailand.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Baht for your New Zealand Dollar. The current NZD-THB mid-market rate is 18.4554 THB per New Zealand Dollar.
This rate changes regularly so it can pay to track it. For comparison, the NZD-THB mid-market rate for the past 7 days has averaged 18.342 THB per New Zealand Dollar, with a low of 18.0797 and a high of 18.4948.
Wise is currently offering the best exchange rate from the 12 companies compared.
Often the NZD-THB exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Thailand.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Thailand. TorFx currently has the lowest fees for transfers into THB of just 0 NZD. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Baht is the biggest indicator of the total cost of sending money to Thailand from New Zealand. The bigger the amount received in Thailand, the lower the overall cost of sending from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Baht
Timing is essential when tracking the mid-market rate between NZD and THB. The end exchange rate you secure impacts how much THB you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to THB was 18.342.
During this period, it hit a high of 18.4948, and a low of 18.0797.
Wise, which is our recommended service to send money online from New Zealand to Thailand offers an exchange rate that is only 0.02% above the mid-market rate.
Want to secure the best NZD-Baht exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Thailand!
Payment methods available to fund your New Zealand to Thailand transfer
Bank transfers
Bank transfers are often the default option for sending money from New Zealand to Thailand.
By using a money transfer company such as TorFx for transfers from New Zealand to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, TorFx is the cheapest provider for bank transfers from the 12 we tested when sending NZD to Thailand.
With a fee of NZD0 to send money from New Zealand to Thailand, TorFx offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Thailand with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from New Zealand to Thailand, competing among a total of 12 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from New Zealand to Thailand, we to get the best deal.
Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Thailand.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to THB.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
Send money from New Zealand
Send money to Thailand
How much money can be transferred from New Zealand to Thailand?
Are there any tax implications to sending money from New Zealand to Thailand?
Can I send money from New Zealand to Thailand with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Thailand through various providers?
How long does it take to send money from New Zealand to Thailand?
What is the best exchange rate I can get for sending money from New Zealand to Thailand?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Thailand?
Can I schedule regular transfers between New Zealand and Thailand?
Tools & resources
Contributors



