MoneyTransfers
/Send money/To Thailand/From New Zealand

How to send money to Thailand from New Zealand with the best NZD-THB rate

Get the best deals when you transfer from New Zealand to Thailand. Find the cheapest, fastest, and most reliable providers with the best NZD to THB exchange rates.

Read on for analysis on the best ways to send money to Thailand from New Zealand.

Transferring the other way? Send THB from Thailand to New Zealand instead.
Disclosure
June 30th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from New Zealand to Thailand

Last updated: Today
Mid-market rate as of 06/30/2025: 1 NZD = 19.753144 THB
Results below are based on a 10000 NZD search
0 of 14 providers
Sponsored
Wise
Recipient gets (THB)
฿196,521.72
Full transfer details
Visit Wise
฿4,916 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿195,246.40
Full transfer details
Visit Xe
฿3,641 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (THB)
฿196,998.11
Full transfer details
Visit Regency FX
฿5,393 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (THB)
฿196,938.85
Full transfer details
Visit TorFx
฿5,333 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (THB)
฿196,521.72
Full transfer details
Visit Wise
฿4,916 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
CurrencyFair
Recipient gets (THB)
฿196,190.00
Full transfer details
Visit CurrencyFair
฿4,585 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (THB)
฿196,074.00
Full transfer details
Visit OFX
฿4,469 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (THB)
฿195,479.00
Full transfer details
Visit Currencies Direct
฿3,874 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (THB)
฿195,246.40
Full transfer details
Visit Xe
฿3,641 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (THB)
฿193,300.00
Full transfer details
Visit Remitly
฿1,695 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
WorldRemit
Recipient gets (THB)
฿190,117.00
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (THB)
฿196,860.07
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (THB)
    ฿190,920.56
    Not recommended
Sponsored
Wise
Recipient gets (THB)
฿196,521.72
Full transfer details
Visit Wise
฿4,916 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿195,246.40
Full transfer details
Visit Xe
฿3,641 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from NZD.

Of the 14 companies that support NZD to THB, Wise offered the best combination of cost and speed.

Sending 10,000 NZD to THB will cost you $51.8 in fees, and you will receive 196,521.72 THB. The delivery time usually is same day, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send New Zealand Dollars to Thailand using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Thailand (THB) - Wise Screenshot

How to compare deals on New Zealand to Thailand money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Thailand
Wise
Total number of NZ - TH providers
14
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations for money transfers from New Zealand to Thailand

1
Compare providers

Comparing providers offering services between New Zealand and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 14 companies that provide the ability to send New Zealand Dollar to Thailand.

This ensures you get the best options for transfers to Thailand from New Zealand, based on the amount you want to send.

2
Watch the New Zealand Dollar-Baht exchange rate
3
Choose the right payment method
4
Use providers regulated in Thailand and New Zealand
5
Consider transfer limits
6
Receiving money in Thailand
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Thailand from New Zealand: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Thailand.

Of the 14 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.

The is cost is made up of an average NZD-THB exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Thailand transfer, Regency FX will result in the most Baht received.

Fastest way to transfer money to Thailand from New Zealand: Wise.

We tested 14 companies offering transfers from New Zealand to Thailand and Wise offered the quickest option.

For example, if you send 10,000 NZD with Wise to Thailand, the transfer time is same day

When using Wise to send money from New Zealand to Thailand you can expect to pay 51.8 NZD in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 14 money transfer providers. To test overall speed of sending money from New Zealand to Thailand we included the timeframe for depositing New Zealand Dollar to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from New Zealand quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from New Zealand (NZD) to Thailand (THB) - Wise Screenshot

Sending a large amount of money?

For big transfers from New Zealand to Thailand, competitive pricing & strong customer service are essential.

Of the
14 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from New Zealand to Thailand

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Thailand.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Baht for your New Zealand Dollar. The current NZD-THB mid-market rate is 19.7253 THB per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-THB mid-market rate for the past 7 days has averaged 19.7014 THB per New Zealand Dollar, with a low of 19.603 and a high of 19.7625.

  • Wise is currently offering the best exchange rate from the 14 companies compared.

  • Often the NZD-THB exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Thailand.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Thailand. Regency FX currently has the lowest fees for transfers into THB of just 0 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Baht is the biggest indicator of the total cost of sending money to Thailand from New Zealand. The bigger the amount received in Thailand, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Baht

Timing is essential when tracking the mid-market rate between NZD and THB. The end exchange rate you secure impacts how much THB you get for your NZD.

Mid-market Rate
1 
=
19.725315 
THB

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to THB was 19.7014.

  • During this period, it hit a high of 19.7625, and a low of 19.603.

  • Wise, which is our recommended service to send money online from New Zealand to Thailand offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best NZD-Baht exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Thailand!

Payment methods available to fund your New Zealand to
Thailand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Thailand.

    By using a money transfer company such as Regency FX for transfers from New Zealand to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 14 we tested when sending NZD to Thailand.

    With a fee of NZD0 to send money from New Zealand to Thailand, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Thailand with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Thailand, competing among a total of 14 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Thailand, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Thailand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to THB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Thailand?
Are there any tax implications to sending money from New Zealand to Thailand?
Can I send money from New Zealand to Thailand with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Thailand through various providers?
How long does it take to send money from New Zealand to Thailand?
What is the best exchange rate I can get for sending money from New Zealand to Thailand?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Thailand?
Can I schedule regular transfers between New Zealand and Thailand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free