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Compare ways to send money from New Zealand to Canada

Compare the best ways to send money from New Zealand to Canada. Explore the fastest, cheapest, and most reliable providers with the best NZD to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from New Zealand.

Transferring the other way? Send CAD from Canada to New Zealand instead.
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Best choice: Wise

Wise is our recommended way to send New Zealand Dollar to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 84.2% of New Zealand to Canada searches in the last 6 months, and was the top rated company out of 16 that support NZD to CAD.

So for a great blend of cost, speed & features, make your New Zealand to Canada transfer using Wise.

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How to compare deals on New Zealand to Canada money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Canada
Wise
Total number of NZ - CA providers
16
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe

Sending money from New Zealand to Canada considerations

1
Compare providers

A comparison of providers offering services between New Zealand and Canada is the easiest way to ensure the best deal.

We've compared 16 providers that offer services for sending New Zealand Dollar to Canada.

This ensures you will get the best options for your transfer to Canada from New Zealand.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Canada.

2
Get the most from the New Zealand Dollar-Canadian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in New Zealand and Canada
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Canada from New Zealand: Revolut

Revolut combines the lowest fees with the best exchange rate and from the 16 companies compared offers the cheapest transfers to Canada from New Zealand.

Data collected through our comparison over the past six months shows that Revolut is 0.1% cheaper than the second-best option.

The cost is made up of an average fee of 0* NZD and an exchange rate for buying Canadian Dollar with New Zealand Dollar that is 0.19% different to the mid-market rate.

If you want to secure the best rates on a New Zealand to Canada transfer, Revolut offers value. We would still recommend searching for the amount you want to send to Canada.

*The most common fee applied to NZD-CAD by Revolut, based on data from the past six months.

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Fastest way to transfer money to Canada from New Zealand: Ria Money Transfer.

Of 16 companies compared, Ria Money Transfer offers the quickest way to send New Zealand Dollars to Canada.

Through our data, we found Ria Money Transfer to be the fastest option for sending money from New Zealand into Canadian Dollar in 77.8% of occasions. For fast NZD to CAD money transfers, Ria Money Transfer comes highly recommended.

New Zealand to Canada transfers with Ria Money Transfer have an average fee of 4 NZD.

To test that Ria Money Transfer was the 'fastest' option we compared 16 providers. With this, we compared overall speed of sending money from New Zealand to Canada made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Canada.

When sending at speed is a priority, Ria Money Transfer is our recommended choice for sending into Canada from New Zealand.

Sending a large amount of money?

For big transfers from New Zealand to Canada, competitive pricing & strong customer service are essential.

Of the
16 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from New Zealand to Canada

The total cost of money transfers to Canada from New Zealand, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for NZD-CAD is 0.8259 CAD per New Zealand Dollar.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your New Zealand Dollars.

  • On average for the last three months, the NZD-CAD mid-market rate has been 0.835 CAD per New Zealand Dollar. This hit a high of 0.8416, and a low of 0.8215.

  • From the 16 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to CAD.

Fees: Some money transfers between New Zealand and Canada will be subject to fees. Revolut has had an average fee of 0 NZD per transfer over the last 6 months. Although, you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from New Zealand.

How to find the best exchange rate for New Zealand Dollar to Canadian Dollar

Timing is essential for sending money between NZD and CAD. The exchange rate you secure impacts how much CAD you get for your NZD.

Mid-market Rate
1
= 0.82594 CAD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from NZD to CAD has seen some fluctuation. On average, it stood at 0.835.

  • During this period, the highest value recorded was 0.8416, while the lowest was 0.8215.

  • Wise, which is our recommended service to send money online from New Zealand to Canada offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Canada!

Paying for your New Zealand to
Canada transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Canada.

    By using a money transfer company such as Revolut for transfers from New Zealand to Canada, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 16 we tested when sending NZD to Canada.

    With an average fee of 0 NZD to send money from New Zealand to Canada, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Canada with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Canada.

  • Credit cards

    For credit card transfers from New Zealand to Canada, is our top choice of the 16 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Canada?
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Can I send money from New Zealand to Canada with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Canada through various providers?
How long does it take to send money from New Zealand to Canada?
What is the best exchange rate I can get for sending money from New Zealand to Canada?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Canada?
Can I schedule regular transfers between New Zealand and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.