MoneyTransfers
/Send money/To Canada/From New Zealand

How to send money to Canada from New Zealand with the best NZD-CAD rate

Compare the best ways to send money from New Zealand to Canada. Explore the fastest, cheapest, and most reliable providers with the best NZD to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from New Zealand.

Transferring the other way? Send CAD from Canada to New Zealand instead.
Disclosure
July 26th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
New Zealand
NZD
Canada
CAD
Send
$
Best money transfer companies

Send money from New Zealand to Canada

Last updated: Today
Mid-market rate as of 07/26/2025: 1 NZD = 0.825436 CAD
Results below are based on a 10000 NZD search
0 of 14 providers
Sponsored
Wise
Recipient gets (CAD)
$8,224.83
Full transfer details
Visit Wise
$218 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$8,041.90
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (CAD)
$8,232.07
Full transfer details
Visit Regency FX
$225 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (CAD)
$8,229.60
Full transfer details
Visit TorFx
$223 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (CAD)
$8,224.83
Full transfer details
Visit Wise
$218 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Currencies Direct
Recipient gets (CAD)
$8,194.00
Full transfer details
Visit Currencies Direct
$187 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
CurrencyFair
Recipient gets (CAD)
$8,189.00
Full transfer details
Visit CurrencyFair
$182 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (CAD)
$8,156.00
Full transfer details
Visit OFX
$149 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Remitly
Recipient gets (CAD)
$8,082.00
Full transfer details
Visit Remitly
$75 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (CAD)
$8,041.90
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (CAD)
    $7,978.11
    Not recommended
Sponsored
Wise
Recipient gets (CAD)
$8,224.83
Full transfer details
Visit Wise
$218 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$8,041.90
Full transfer details
Visit Xe
$35 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best choice: Wise

Wise is our recommended way to send New Zealand Dollar to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 10,000 NZD to CAD will cost you $24.32 in fees, and you will receive 8,224.83 CAD. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your New Zealand to Canada transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Canada (CAD) - Wise Screenshot

How to compare deals on New Zealand to Canada money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Canada
Wise
Total number of NZ - CA providers
14
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe
Best for credit card
Xe

Sending money from New Zealand to Canada considerations

1
Compare providers

A comparison of providers offering services between New Zealand and Canada is the easiest way to ensure the best deal.

We've compared 14 providers that offer services for sending New Zealand Dollar to Canada.

This ensures you will get the best options for your transfer to Canada from New Zealand.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Canada.

2
Get the most from the New Zealand Dollar-Canadian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in New Zealand and Canada
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Canada from New Zealand: Regency FX

Regency FX combines the lowest fees with the best exchange rate and from the 14 companies compared offers the cheapest transfers to Canada from New Zealand.

Data collected through our comparison over the past week shows that Regency FX is 0.03% cheaper than the second-best option.

The cost is made up of a fee of 0 NZD and an exchange rate for buying Canadian Dollar with New Zealand Dollar that is 0.27% different to the mid-market rate.

If you want to secure the best rates on a New Zealand to Canada transfer, Regency FX offers value. We would still recommend searching for the amount you want to send to Canada.

Fastest way to transfer money to Canada from New Zealand: Regency FX.

Of 14 companies compared, Regency FX offers the quickest way to send New Zealand Dollars to Canada.

For example, sending $10,000 to Canada with Regency FX will be minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to Canada transfers with Regency FX have a fee of 0 NZD.

To test that Regency FX was the 'fastest' option we compared 14 providers. With this, we compared overall speed of sending money from New Zealand to Canada made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Canada.

When sending at speed is a priority, Regency FX is our recommended choice for sending into Canada from New Zealand.

Sending a large amount of money?

For big transfers from New Zealand to Canada, competitive pricing & strong customer service are essential.

Of the
14 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from New Zealand to Canada

The total cost of money transfers to Canada from New Zealand, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for NZD-CAD is 0.8241 CAD per New Zealand Dollar.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your New Zealand Dollars.

  • On average for the last week, the NZD-CAD mid-market rate has been 0.8205 CAD per New Zealand Dollar. This hit a high of 0.8254, and a low of 0.8149.

  • From the 14 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to CAD.

Fees: Some money transfers between New Zealand and Canada will be subject to fees. Regency FX has a fee of 0 NZD based on a 10,000 NZD transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from New Zealand.

How to find the best exchange rate for New Zealand Dollar to Canadian Dollar

Timing is essential for sending money between NZD and CAD. The exchange rate you secure impacts how much CAD you get for your NZD.

Mid-market Rate
1 
NZD
=
0.824094 
CAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from NZD to CAD has seen some fluctuation. On average, it stood at 0.8205.

  • During this period, the highest value recorded was 0.8254, while the lowest was 0.8149.

  • Wise, which is our recommended service to send money online from New Zealand to Canada offers an exchange rate that is only 0.11% above the mid-market rate.

Want to secure the best NZD-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Canada!

Paying for your New Zealand to
Canada transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Canada.

    By using a money transfer company such as Regency FX for transfers from New Zealand to Canada, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Regency FX is the cheapest provider for bank transfers from the 14 we tested when sending NZD to Canada.

    With a fee of 0 NZD to send money from New Zealand to Canada, Regency FX offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Canada with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Canada.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Canada?
Are there any tax implications to sending money from New Zealand to Canada?
Can I send money from New Zealand to Canada with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Canada through various providers?
How long does it take to send money from New Zealand to Canada?
What is the best exchange rate I can get for sending money from New Zealand to Canada?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Canada?
Can I schedule regular transfers between New Zealand and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free