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How to send money to Senegal from South Africa with the best ZAR-XOF rate

Compare the best deals on transfers from South Africa to Senegal. Explore the cheapest, fastest, and most reliable providers with the best ZAR to XOF exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Senegal from South Africa.

Transferring the other way? Send XOF from Senegal to South Africa instead.
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June 30th, 2025
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Best money transfer companies

Send money from South Africa to Senegal

Last updated: Today
Mid-market rate as of 06/30/2025: 1 ZAR = 31.389571 XOF
Results below are based on a 130000 ZAR search
0 of 1 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (XOF)
F CFA 4,069,626.49
Full transfer details
Visit Regency FX
F CFA 111,402 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (XOF)
F CFA 4,069,626.49
Full transfer details
Visit Regency FX
F CFA 111,402 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Mid-market rate updates every 60 minutes
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (XOF)
F CFA 4,069,626.49
Full transfer details
Visit Regency FX
F CFA 111,402 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Overall best way: Regency FX

Regency FX is our recommended company for ZAR to XOF transfers.

Regency FX scored the highest of the 1 money transfer companies supporting ZAR to XOF transfers.

For example, sending 130,000 ZAR to XOF will cost you R0 in fees, and you will receive 4,069,626.49 XOF. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we advise using Regency FX for your South Africa to Senegal transfer.

How to get the best deal on your South Africa to Senegal transfer

Summary of recent searches

Top rated for transfers from South Africa to Senegal
Regency FX
Total number of ZA - SN providers
1
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Sending money from South Africa to Senegal considerations

1
Compare providers

A comparison of providers offering services between South Africa and Senegal is the easiest way to ensure the best deal.

We've compared 1 providers that offer services for sending Rand to Senegal.

This ensures you will get the best options for your transfer to Senegal from South Africa.

Whilst we rate Regency FX as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Senegal.

2
Get the most from the Rand-CFA Franc BCEAO exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Senegal
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Senegal from South Africa: Regency FX

Regency FX offers the cheapest combination of low fees and competitive exchange rates of the 1 providers we compared.

They offer a fee of 0 ZAR and exchange rate between ZAR-XOF that is 0.27% different to the mid-market rate.

In comparison, Regency FX is 0% cheaper than the second-best option.

To secure affordable and great rates on a ZAR to Senegal transfer, Regency FX is our recommended choice.

Fastest way to send money from South Africa to Senegal: Regency FX.

Regency FX is the quickest way to send Rand to Senegal of the 1 companies offering the service.

For example, if you send 130,000 ZAR with Regency FX to Senegal now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.

Using Regency FX for fast transfers from South Africa to Senegal has a fee of 0 ZAR.

Within our comparison we looked at the 1 money transfer providers offering transfers from South Africa to Senegal. Within this we looked at overall speed of sending money from South Africa to Senegal after depositing Rand to a money transfer account.

When faster money transfers are a priority, Regency FX is our recommended choice for sending into Senegal from South Africa.

Send large sums of money

Transferring bigger amounts of money from South Africa to Senegal should be done with the exchange rate and management of the service in mind.

Regency FX offers the strongest all round option for large transfers of the
1 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from CFA Franc BCEAO to CFA Franc BCEAO.

As such, opt for Regency FX for sending large sums of money to Senegal from South Africa.

Understanding the cost of sending money to Senegal from South Africa

The cost of sending money from Senegal to Senegal, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-XOF is 31.4382 XOF per Rand.

  • Finding a provider offering an exchange as close to 31.4382 as possible will ensure more CFA Franc BCEAO received when transferring.

  • For context, the ZAR-XOF mid-market rate for the past 7 days has averaged 31.5431 XOF per Rand. This includes a high of 31.8024, and low of 31.2965.

  • Regency FX currently offers the best exchange rate on transfers from South Africa to Senegal.

For the most part the ZAR-XOF exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Senegal.

Fees: Outside of exchange rates, you may need to pay a fee to send. Regency FX currently offers the lowest fees on transfers to Senegal from South Africa. They charge 0 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in CFA Franc BCEAO is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to XOF, paired with a low fee, means a higher total amount received in Senegal.

How to find the best exchange rate for Rand to CFA Franc BCEAO

Timing is essential for sending money between ZAR and XOF. The exchange rate you secure impacts how much XOF you get for your ZAR.

Mid-market Rate
1 
=
31.438162 
XOF

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from ZAR to XOF has seen some fluctuation. On average, it stood at 31.5431.

  • During this period, the highest value recorded was 31.8024, while the lowest was 31.2965.

  • Regency FX, which is our recommended service to send money online from South Africa to Senegal offers an exchange rate that is only 0.27% above the mid-market rate.

Want to secure the best ZAR-CFA Franc BCEAO exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Senegal!

Payment options for South Africa to
Senegal money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Senegal.

    By using a money transfer company such as Regency FX for transfers from South Africa to Senegal, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Regency FX is the cheapest money transfer company for bank transfers from the 1 we compared for transfers from ZAR into Senegal.

    With a fee of 0 ZAR to send money from South Africa to Senegal, Regency FX offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Senegal with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to Senegal. This cost is against a total of 1 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Senegal, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Senegal and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Senegal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to XOF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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