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Sending money to Senegal from South Africa

South Africa
Top Provider
Amount Received
By Bank Transfer
Fees: ZAR 100.00
Rate: 35.59578
Payment Options
Debit Card
Credit Card
Bank Transfer
Key Features
First 3 Transfers Free - use the code 3FREE
Cash pickup to over 170,000 locations
90% transfers completed in minutes
No domestic transfers
Amount Received
By Bank Transfer
Fees: ZAR 40.00
Rate: 35.91632 *
Payment Options
Bank Transfer
1-2 Hours
Key Features
Current Mid-Market Rate: 1 ZAR = 36.30478 XOF
* Some rates may be indicative.


The official currency of Senegal is the West African CFA franc (XOF) and has been since 1945. When Senegal was granted independence from France in 1960 the African countries using CFA currency was split into the “Financial Community of Africa” – this covered 9 West African countries including Senegal and the “Financial Community of Central Africa” which included 6 Central African countries. At the time of writing, Senegal is one of the 14 African countries belonging to the Franc Zone. 

Geographically, Senegal is located at the westernmost point of Africa and covers 196,712 km². Bordering the North Atlantic Ocean to the west, Senegal is served by multiple air and maritime travel routes making it a prime location for sea and air freight industries. The nation’s most important import and export industries are food production, chemicals and textiles.

Choosing the best service provider

When considering how to send money Senegal from South Africa there are some key aspects of the transfer to consider. 

The cheapest provider we found is WorldRemit at % Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using WorldRemit when transferring ZAR to XOF.

This means that by using WorldRemit for online money transfers to Senegal from South Africa, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access WorldRemit for any reason, our comparison engine has found VertoFX also to be very good options when sending ZAR – XOF.

This recommendation was updated one minute ago.

The cheapest way to send money from South Africa to Senegal

In order to avoid high fees, you should consider the cheapest way to send from South Africa to Senegal.  

WorldRemit has been determined by our comparison engine to be currently offering you the cheapest rates possible.

Get the Best Rate and Sign Up for Rate Alerts South Africa to Senegal

The fastest way to send money from South Africa to Senegal

When sending money from South Africa to Senegal, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. Currently, WorldRemit is the fastest way to send ZAR – XOF.

What payment methods are available when sending money from South Africa to Senegal?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Senegal from South Africa using credit card

To avoid high fees you can opt to use an online money transfer provider such as WorldRemit to pay for your transfer to Senegal.

Sending money to Senegal from South Africa using a debit card

With WorldRemit you can send money online to Senegal using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from South Africa to Senegal

Bank and wire transfers are the most common ways of sending money Senegal as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use WorldRemit to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Senegal. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Senegal.

When sending money to Senegal from South Africa using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as WorldRemit and VertoFX .

Considerations for a ZAR – XOF Currency Transfer

Before sending money to Senegal from South Africa, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Senegal the more value you will get and more XOF the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The ZAR – XOF exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 36.30478 and the lowest exchange rate margin is currently offered by WorldRemit at % above the mid market rate.
  3. Hidden fees & charges: Before sending money to Senegal, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers WorldRemit, VertoFX and will give insight here.

How to send money from South Africa to Senegal at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send ZAR to XOF. 

After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from ZAR to XOF in Senegal?

Your recipient has a few methods available to receive your money in Senegal. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Senegal, then they will usually need the following:

How much money can be transferred from South Africa to Senegal?

However, the amount of XOF you can receive from South Africa will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of XOF that can be received in Senegal or sent from South Africa before making your transfer.

How can I guarantee this money transfer provider will safely move my funds from South Africa to Senegal?
What are the most common reasons for sending money from South Africa to Senegal?