MoneyTransfers

Compare ways to send money from Zambia to United States

Compare the best ways to send money from Zambia to the United States. Explore the fastest, cheapest, and most reliable providers with the best ZMW to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Zambia.

Transferring the other way? Send USD from United States to Zambia instead.
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Best choice: Airwallex

Airwallex is our recommended way to send Zambian Kwacha to USD.

We tested & reviewed dozens of money transfer providers, and Airwallex scored highly.

Airwallex appeared in 75% of Zambia to the United States searches in the last 6 months, and was the top rated company out of 5 that support ZMW to USD.

So for a great blend of cost, speed & features, make your Zambia to the United States transfer using Airwallex.

How to to send from Zambia to United States in the best way

Summary of recent searches

Top rated for transfers from Zambia to United States
Airwallex
Total number of ZM - US providers
5
Average cheapest fees & rate
Airwallex
Average fastest transfer
Airwallex
Best for bank transfers
Airwallex

Get the most from sending money from Zambia to United States

1
Compare providers

Comparing providers offering services between Zambia and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire ZMW-USD market and have compared 5 providers offering services between Zambia and the United States.

This ensures you will get the most comprehensive options for sending Zambian Kwacha to the United States.

Whilst we rate Airwallex as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Zambia to the United States transfer needs.

2
Beat the Zambian Kwacha-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Zambia and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to the United States from Zambia: Airwallex

Airwallex offers the lowest cost transfers of the 5 providers we compared.

Data collected over the past six months shows that Airwallex is 0.5% cheaper than the second-best option.

Airwallex offers this through a combination of an average 0* ZMW fee per transfer and exchange rate between ZMW-USD that is -0.04% different to the mid-market rate

If you want the cheapest way to send Zambian Kwacha to the United States, Airwallex is our recommended choice.

*The most common fee applied to ZMW-USD by Airwallex, based on data from the past six months.

Fastest money transfers to the United States from Zambia: Airwallex.

Of 5 money transfer companies offering services from Zambia to the United States, Airwallex is the quickest way to send money.

Through our comparison, we found Airwallex to be the fastest option for sending Zambian Kwacha to US Dollar 75% of the time. For fast transfers between ZMW and USD, Airwallex is a great option.

When sending money from Zambia to the United States, Airwallex has an average fee of 0 ZMW. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 5 money transfer providers offering Zambia to the United States transfers for overall speed. This included transfer times to after depositing Zambian Kwacha to a money transfer account.

When you want the fastest way to send, Airwallex is our recommended choice for Zambia to the United States transfers.

Sending large amounts of money

Transferring Zambian Kwacha to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
5 companies compared, Airwallex has the strongest option for large transfers from Zambia to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Zambian Kwacha to US Dollar.

The Airwallex rate makes them great for large transfers between the United States and Zambia.

Understanding the cost of money transfers from Zambia to United States

The total cost of sending money to United States from Zambia is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for ZMW-USD is 0.0362 USD per Zambian Kwacha.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Zambian Kwachas.

Over the last three months, the average ZMW-USD mid-market rate has seen each Zambian Kwacha worth 0.0384 USD. Within this we see a high of 0.0415, and a low of 0.0374.

Of the 5 companies compared, Airwallex offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZMW to USD.

Fees: When sending money you may have to pay fees. Airwallex has had an average fee of 0 ZMW per transfer over the last 6 months, the lowest of the 5 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Zambia.

Track the exchange rate for Zambian Kwacha to US Dollar

Sending money at the right time between ZMW and USD can make a huge difference to overall cost. The exchange rate impacts how much USD you get for your ZMW.

Mid-market Rate
1
= 0.036244 USD

Over the last six months, the average numbers are:

  • The exchange rate from ZMW to USD averaged 0.0384 USD.

  • The highest value recorded was 0.0415 USD, while the lowest was 0.0374 USD.

  • 5 providers currently offer transfers between Zambia and the United States close to this rate

Want to secure the best ZMW-US Dollar exchange rates?

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Payment methods for Zambia to
United States transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Zambia to the United States.

    By opting for a money transfer company such as Airwallex for transfers from Zambia to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Airwallex is the cheapest provider for bank transfers from the 5 we tested when sending ZMW to United States.

    With an average fee of ZMW0 to send money from Zambia to the United States, Airwallex offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Zambia to the United States is easy with .


    is a market leader in debit card payments for transfers from Zambia to United States, this is among a total of 5 money transfer companies compared.

  • Credit cards transfers

    When it comes to sending money with a credit card from Zambia to the United States, emerges as our top choice of the 5 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Zambia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Zambia to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZMW to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending Zambian Kwachas to United States through various providers?
How long does it take to send money from Zambia to United States?
What is the best exchange rate I can get for sending money from Zambia to United States?
Are there any minimum or maximum transfer amounts for sending money from Zambia to United States?
Can I schedule regular transfers between Zambia and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.