How to send money to the US from Nicaragua with the best NIO-USD rate

Get the best deals when you transfer from Nicaragua to United States. Find the cheapest, fastest, and most reliable providers with the best NIO to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Nicaragua.

Transferring the other way? Send USD from United States to Nicaragua instead.
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November 19th, 2025

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Best money transfer companies

Send money from Nicaragua to United States

Last updated: Today
Mid-market rate as of 11/19/2025: 1 NIO = 0.027151 USD
Results below are based on a 9200 NIO search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (USD)
$237.22
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (USD)
$237.22
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (USD)
$234.70
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Nicaragua to United States

While you can’t send NIO to USD with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
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Best way to send money to US from Nicaragua: MoneyGram cash transfer

Based on our comparisons and analysis, we found that very few providers currently support NIO to USD transfers online.

Because of this limited coverage, the most reliable option is to send cash through a MoneyGram Agent.

Transfer fees vary depending on your location and the amount you send, but in most cases you can expect to pay around 3 NIO per 9,200 NIO transferred.

Before sending, check with your local branch or the MoneyGram website to confirm which deposit methods are available for you (it can be online deposit or cash in-store).

How to to send from Nicaragua to United States in the best way

Summary of recent searches

Top rated for transfers from Nicaragua to United States
Western Union Agent
Total number of NI - US providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Get the most from sending money from Nicaragua to United States

1

Compare providers

Comparing providers offering services between Nicaragua and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire NIO-USD market and have compared 3 providers offering services between Nicaragua and the United States.

This ensures you will get the most comprehensive options for sending Cordob Oro to the United States.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Nicaragua to the United States transfer needs.

2

Beat the Cordob Oro-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Nicaragua and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The fastest way to to send NIO to US is using PayPal (P2P Transfer)

If you and your recipient both have the PayPal app, the transfer is instant.

However, the withdrawal time from the PayPal account to the bank account or mobile wallet could take some time (from minutes to couple of days depending on the amount and account status).

With the limited NIO/USD transfer options, this is one of the fastest options you have.

Alternatively, you may want to consider sending cash via Western Union or MoneyGram.

Screenshot

The fastest way to send money to Nigeria from Pakistan is to use cash transfer via Western Union Agent

In most cases cash transfers with Western Union are instant, and your recipient will be able to collect USD in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing NIO/USD, cash transfer with Western Union is the fastest way.

Sending large amounts of money

Transferring Cordob Oro to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
3 companies compared, Western Union Agent has the strongest option for large transfers from Nicaragua to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Cordob Oro to US Dollar.

The Western Union Agent rate makes them great for large transfers between the United States and Nicaragua.

Understanding the cost of money transfers from Nicaragua to United States

The total cost of sending money to United States from Nicaragua is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for NIO-USD is 0.0272 USD per Cordob Oro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Cordob Oros.

Over the last 7 days, the average NIO-USD mid-market rate has seen each Cordob Oro worth 0.0272 USD. Within this we see a high of 0.0272, and a low of 0.0271.

Of the 3 companies compared, Western Union Agent offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NIO to USD.

Fees: When sending money you may have to pay fees. Western Union Agent costs 3 NIO per transfer at the moment, which is the cheapest option of the 3 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Nicaragua.

Getting best exchange rate for transfers between Cordob Oro and US Dollar

Timing is essential for transferring money between NIO and USD. The exchange rate you secure impacts how much USD you get for your NIO.

Mid-market Rate
1 
NIO
=
0.027156 
USD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from NIO to USD has moved slightly. On average, it was 0.0272.

  • During this same period,there was a high of 0.0272, and a low of 0.0271.

  • Western Union Agent, which is our recommended service to send money online from Nicaragua to United States offers 0.0258 USD per NIO which is only 5% above the mid-market rate.

Want to secure the best NIO-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nicaragua to the United States!

Paying for your Nicaragua to
United States money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Nicaragua to the United States.

    By using a money transfer company such as Western Union Agent to send money from Nicaragua to the United States, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 3 we tested when sending NIO to the United States.

    With a fee of NIO3 to send money from Nicaragua to the United States, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Nicaragua to the United States with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Nicaragua to the United States. This is from the 3 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Nicaragua to the United States, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Nicaragua.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nicaragua to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NIO to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Nicaragua to United States?
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Can I send money from Nicaragua to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Cordob Oros to United States through various providers?
How long does it take to send money from Nicaragua to United States?
What is the best exchange rate I can get for sending money from Nicaragua to United States?
Are there any minimum or maximum transfer amounts for sending money from Nicaragua to United States?
Can I schedule regular transfers between Nicaragua and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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