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How to send money to Hong Kong from Philippines with the best PHP-HKD rate

Get the best deals when you send money from the Philippines to Hong Kong. Find the best, cheapest, and fastest, providers for PHP to HKD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Hong Kong from Philippines.

Transferring the other way? Send HKD from Hong Kong to Philippines instead.
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July 6th, 2025
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Best money transfer companies

Send money from Philippines to Hong Kong

Last updated: Today
Mid-market rate as of 07/06/2025: 1 PHP = 0.138891 HKD
Results below are based on a 400000 PHP search
0 of 1 providers
Sponsored
Wise
Recipient gets (HKD)
$55,463.58
Full transfer details
Visit Wise
$1,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (HKD)
$55,463.58
Full transfer details
Visit Wise
$1,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (HKD)
$55,463.58
Full transfer details
Visit Wise
$1,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best way: Wise

Wise is our recommended company for transferring Philippine Peso to Hong Kong.

We tested & reviewed 1 transfer providers, and Wise scored highly.

Sending 400,000 PHP to HKD will cost you ₱1262.57 in fees, and you will receive 55,463.58 HKD. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Philippines to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Hong Kong (HKD) - Wise Screenshot

How to get the best deal on sending money from Philippines to Hong Kong

Summary of recent searches

Top rated for transfers from Philippines to Hong Kong
Wise
Total number of PH - HK providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations to make sending money from Philippines to Hong Kong easy

1
Compare providers

Comparing the different providers offering services between the Philippines and Hong Kong, is the best way to send money with confidence.

The 1 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Philippines. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Philippine Peso to Hong Kong.

2
Exchange rates between Philippine Peso-Hong Kong Dollar
3
Choose the right payment method
4
Financial regulation in Philippines and Hong Kong
5
Consider transfer limits
6
Receiving money in Hong Kong
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Philippines to Hong Kong: Wise

Wise is the cheapest way to send money to Hong Kong from the Philippines out of the 1 companies compared.

Data collected over the past week shows that Wise is 0% cheaper than the second-best option.

This includes the transfer fee of 1262.57 PHP an exchange rate for buying Hong Kong Dollar with Philippine Pesos that is -0.15% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Hong Kong, Wise will result in the most Hong Kong Dollar received.

Wise is the cheapest way to send money from Philippines (PHP) to Hong Kong (HKD) - Wise Screenshot

Fastest way to transfer money to Hong Kong from the Philippines: Wise.

Of 1 companies compared, Wise offers the quickest way to send Philippine Pesos to Hong Kong.

For example, sending ₱400,000 to Hong Kong with Wise will be next day.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

the Philippines to Hong Kong transfers with Wise have a fee of 1262.57 PHP.

To test that Wise was the 'fastest' option we compared 1 providers. With this, we compared overall speed of sending money from the Philippines to Hong Kong made up of depositing Philippine Pesos, to a money transfer account and transfer times to Hong Kong.

When sending at speed is a priority, Wise is our recommended choice for sending into Hong Kong from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Hong Kong (HKD) - Wise Screenshot

Need to make a large transfer?

For big transfers between the Philippines and Hong Kong, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
1 providers compared.

While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Philippines to Hong Kong

When calculating the costs of money transfers between Philippines and Hong Kong, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the PHP-HKD mid-market rate equals 0.1389 HKD per Philippine Peso.

  • For reference, the PHP-HKD average mid-market rate for the past 7 days has been 0.1392 HKD per Philippine Peso, with a high of 0.1394 and a low of 0.1389.

  • The company offering the best exchange rate is Wise.

  • Often the PHP-HKD exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Hong Kong.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 1262.57 PHP per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from the Philippines to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from the Philippines.

Finding the best exchange rate between Philippine Peso and Hong Kong Dollar

Getting a strong exchange rate between PHP and HKD is essential. The exchange rate you secure impacts how much HKD you get for your PHP.

Mid-market Rate
1 
=
0.138891 
HKD

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to HKD has averaged 0.1392.

  • In this period there was a high of 0.1394, and a low of 0.1389.

  • Wise, which is our recommended service to send money online from Philippines to Hong Kong offers 0.1391 HKD per PHP which is only -0.15% above the mid-market rate.

Want to secure the best PHP-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Hong Kong!

Payment methods available to fund your Philippines to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from the Philippines to Hong Kong.

    Sending money via a bank transfer with a company such as Wise for transfers from the Philippines to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the best provider for bank transfers of the 1 we tested when sending PHP to Hong Kong.

    With a fee of PHP1262.57 to send money from the Philippines to Hong Kong, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Hong Kong with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from the Philippines to Hong Kong, competing among a total of 1 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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