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How to send money to Hong Kong from Philippines with the best PHP-HKD rate

Get the best deals when you send money from the Philippines to Hong Kong. Find the best, cheapest, and fastest, providers for PHP to HKD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Hong Kong from Philippines.

Transferring the other way? Send HKD from Hong Kong to Philippines instead.
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November 23rd, 2025

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Best money transfer companies

Send money from Philippines to Hong Kong

Last updated: Today
Mid-market rate as of 11/23/2025: 1 PHP = 0.13242 HKD
Results below are based on a 14700 PHP search
Promoted
Wise
Recipient gets (HKD)
$1,936.95
Full transfer details
Visit Wise
$49 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (HKD)
$1,936.95
Full transfer details
Visit Wise
$49 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (HKD)
$1,848.87
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (HKD)
$1,848.87
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (HKD)
$1,829.28
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (HKD)
$1,936.95
Full transfer details
Visit Wise
$49 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best way: Wise

Wise is our recommended company for transferring Philippine Peso to Hong Kong.

We tested & reviewed 4 transfer providers, and Wise scored highly.

Sending 14,700 PHP to HKD will cost you ₱71.59 in fees, and you will receive 1,936.95 HKD. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Philippines to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Hong Kong (HKD) - Wise Screenshot

How to get the best deal on sending money from Philippines to Hong Kong

Summary of recent searches

Top rated for transfers from Philippines to Hong Kong
Wise
Total number of PH - HK providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations to make when sending money from Philippines to Hong Kong

1

Compare providers

Comparing the different providers offering services between the Philippines and Hong Kong, is the best way to send money with confidence.

The 4 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Philippines. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Philippine Peso to Hong Kong.

2

Exchange rates between Philippine Peso-Hong Kong Dollar

3

Choose the right payment method

4

Financial regulation in Philippines and Hong Kong

5

Consider transfer limits

6

Receiving money in Hong Kong

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Hong Kong from Philippines is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many PHP/HKD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Hong Kong from Philippines is via PayPal P2P Transfer

The coverage of PHP/HKD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Need to make a large transfer?

For big transfers between the Philippines and Hong Kong, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
4 providers compared.

While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Philippines to Hong Kong

When calculating the costs of money transfers between Philippines and Hong Kong, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the PHP-HKD mid-market rate equals 0.1324 HKD per Philippine Peso.

  • For reference, the PHP-HKD average mid-market rate for the past 7 days has been 0.1321 HKD per Philippine Peso, with a high of 0.1324 and a low of 0.1317.

  • The company offering the best exchange rate is Wise.

  • Often the PHP-HKD exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Hong Kong.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 71.59 PHP per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from the Philippines to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from the Philippines.

Finding the best exchange rate between Philippine Peso and Hong Kong Dollar

Getting a strong exchange rate between PHP and HKD is essential. The exchange rate you secure impacts how much HKD you get for your PHP.

Mid-market Rate
1 
PHP
=
0.132400 
HKD

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to HKD has averaged 0.1321.

  • In this period there was a high of 0.1324, and a low of 0.1317.

  • Wise, which is our recommended service to send money online from Philippines to Hong Kong offers 0.1324 HKD per PHP which is only 0.02% above the mid-market rate.

Want to secure the best PHP-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Hong Kong!

Payment methods available to fund your Philippines to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from the Philippines to Hong Kong.

    Sending money via a bank transfer with a company such as Wise for transfers from the Philippines to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the best provider for bank transfers of the 4 we tested when sending PHP to Hong Kong.

    With a fee of PHP71.59 to send money from the Philippines to Hong Kong, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Hong Kong with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from the Philippines to Hong Kong, competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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