How to send money to Hong Kong from Philippines with the best PHP-HKD rate
Get the best deals when you send money from the Philippines to Hong Kong. Find the best, cheapest, and fastest, providers for PHP to HKD transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Hong Kong from Philippines.
Transferring the other way? Send HKD from Hong Kong to Philippines instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall best way: Wise
We tested & reviewed 4 transfer providers, and Wise scored highly.
Sending 14,700 PHP to HKD will cost you ₱71.59 in fees, and you will receive 1,923.65 HKD. The delivery time is within minutes, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your Philippines to Hong Kong transfer using Wise.
How to get the best deal on sending money from Philippines to Hong Kong
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Hong Kong.
Choose a provider
Select the provider that offers you the best value on buying HKD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations to make when sending money from Philippines to Hong Kong
Comparing the different providers offering services between the Philippines and Hong Kong, is the best way to send money with confidence.
The 4 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Philippines. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Philippine Peso to Hong Kong.
The fastest way to send money to Hong Kong from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/HKD transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Hong Kong from Philippines is via PayPal P2P Transfer
The coverage of PHP/HKD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Need to make a large transfer?
Wise is the best option for large transfers of the 4 providers compared.
While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.
Understanding the costs involved when transferring money from Philippines to Hong Kong
When calculating the costs of money transfers between Philippines and Hong Kong, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the PHP-HKD mid-market rate equals 0.1322 HKD per Philippine Peso.
For reference, the PHP-HKD average mid-market rate for the past 7 days has been 0.1318 HKD per Philippine Peso, with a high of 0.132 and a low of 0.1314.
The company offering the best exchange rate is Wise.
Often the PHP-HKD exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Hong Kong.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 71.59 PHP per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from the Philippines to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from the Philippines.
Finding the best exchange rate between Philippine Peso and Hong Kong Dollar
Getting a strong exchange rate between PHP and HKD is essential. The exchange rate you secure impacts how much HKD you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to HKD has averaged 0.1318.
In this period there was a high of 0.132, and a low of 0.1314.
Wise, which is our recommended service to send money online from Philippines to Hong Kong offers 0.1315 HKD per PHP which is only -0.02% above the mid-market rate.
Want to secure the best PHP-Hong Kong Dollar exchange rates?
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Payment methods available to fund your Philippines to Hong Kong transfer
Bank transfers
Bank transfers are often the better option for money transfers from the Philippines to Hong Kong.
Sending money via a bank transfer with a company such as Wise for transfers from the Philippines to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the best provider for bank transfers of the 4 we tested when sending PHP to Hong Kong.
With a fee of PHP71.59 to send money from the Philippines to Hong Kong, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Hong Kong with a prepaid or a debit card is very simple with Western Union Agent.
Western Union Agent is a leader in card payments for transfers from the Philippines to Hong Kong, competing among a total of 4 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Hong Kong.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to HKD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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