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How to send money to Italy from Philippines with the best PHP-EUR rate

Get the best deals when you send money from the Philippines to Italy. Find the best, cheapest, and fastest, providers for PHP to EUR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Italy from Philippines.

Transferring the other way? Send EUR from Italy to Philippines instead.
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July 5th, 2025
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Best money transfer companies

Send money from Philippines to Italy

Last updated: Today
Mid-market rate as of 07/05/2025: 1 PHP = 0.015043 EUR
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (EUR)
€5,997.64
Full transfer details
Visit Wise
€161 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,909.60
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (EUR)
€5,997.64
Full transfer details
Visit Wise
€161 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (EUR)
€5,909.60
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (EUR)
€5,997.64
Full transfer details
Visit Wise
€161 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,909.60
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Overall top choice: Wise

Wise is the best way to transfer Philippine Peso into Euro.

Of the 2 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 400,000 PHP to EUR will cost you ₱1130.84 in fees, and you will receive 5,997.64 EUR.

When sending money from the Philippines to Italy, using Wise in a great option.

Wise is the top rated company for sending money from Philippines (PHP) to Italy (EUR) - Wise Screenshot

How to get the best deal on your Philippines to Italy transfer

Summary of recent searches

Top rated for transfers from Philippines to Italy
Wise
Total number of PH - IT providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

What to consider ahead of money transfers from Philippines to Italy

1
Compare providers

Comparing based on your specific needs is the best way to send money from the Philippines to Italy with confidence.

Our analysis, and search results, include 2 providers that operate between the Philippines and Italy. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Italy.

2
Understand the Philippine Peso-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Philippines and Italy
5
Consider transfer limits
6
Receiving money in Italy
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Italy from the Philippines: Wise

Wise offers the cheapest combination of low fees and competitive exchange rates of the 2 providers we compared.

They offer a fee of 1130.84 PHP and exchange rate between PHP-EUR that is 0.29% different to the mid-market rate.

In comparison, Wise is 1.47% cheaper than the second-best option.

To secure affordable and great rates on a PHP to Italy transfer, Wise is our recommended choice.

Wise is the cheapest way to send money from Philippines (PHP) to Italy (EUR) - Wise Screenshot

Fastest way to transfer money to Italy from the Philippines: Wise.

Of 2 companies compared, Wise offers the quickest way to send Philippine Pesos to Italy.

For example, sending ₱400,000 to Italy with Wise will be within minutes.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

the Philippines to Italy transfers with Wise have a fee of 1130.84 PHP.

To test that Wise was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to Italy made up of depositing Philippine Pesos, to a money transfer account and transfer times to Italy.

When sending at speed is a priority, Wise is our recommended choice for sending into Italy from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Italy (EUR) - Wise Screenshot

Transferring large sums of money

For transfers of larger amounts of Euros to Italy picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
2 money transfer companies tested, Wise is the strongest option for large transfers from the Philippines to Italy.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the Philippines to Italy can become expensive through your bank or with the wrong provider.

Wise is our choice for sending large sums of money to PHP because they offer a strong all-round product.

Understanding the cost of sending money to Italy from Philippines

The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from PHP-EUR is 0.015 EUR per Philippine Peso.

  • Finding a provider offering an exchange as close to 0.015 as possible will ensure more Euro received when transferring.

  • For context, the PHP-EUR mid-market rate for the past week has averaged 0.0151 EUR per Philippine Peso. This includes a high of 0.0151, and low of 0.015.

  • Wise currently offers the best exchange rate on transfers from the Philippines to Italy.

For the most part the PHP-EUR exchange rate you receive is the biggest factor impacting the cost of sending PHP to Italy.

Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to Italy from the Philippines, costing 1130.84 PHP per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Philippine Pesos to EUR, paired with a low fee, means a higher total amount received in Italy.

Finding the best exchange rate between Philippine Peso and Euro

Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.

Mid-market Rate
1 
=
0.015022 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0151.

  • In this period there was a high of 0.0151, and a low of 0.015.

  • Wise, which is our recommended service to send money online from Philippines to Italy offers 0.0150 EUR per PHP which is only 0.29% above the mid-market rate.

Want to secure the best PHP-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Italy!

Funding your Philippines to
Italy money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to Italy.

    By using a money transfer company such as Wise for transfers from the Philippines to Italy, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to Italy.

    With a fee of 1130.84 PHP to send money from the Philippines to Italy, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Italy with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Italy.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Italy and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Italy.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Philippines to Italy?
What is the best exchange rate I can get for sending money from Philippines to Italy?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Italy?
Can I schedule regular transfers between Philippines and Italy?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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