Best companies for USD/THB transfers
14 of 14 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/THB transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $49.25 1 USD = 33.7950 THB 0.00% vs mid-market	Recipient gets ฿234,900.60 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $49.251 USD = 33.7950 THB ฿234,900.60You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 33.4472 THB +1.03% vs mid-market	Recipient gets ฿234,130.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 33.4472 THB ฿234,130.40You pay$7,000.00
Run a live search Showing top United States to Thailand deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to THB rates.
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much USD you're planning to spend in Thailand.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.99 1 USD = 33.8071 THB -0.04% vs mid-market	Recipient gets ฿236,616.30 Minutes - 3 days
6 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Thailand with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $0.991 USD = 33.8071 THB ฿236,616.30You pay$7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 33.7100 THB +0.25% vs mid-market	Recipient gets ฿235,970.09 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 33.7100 THB ฿235,970.09You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 33.7033 THB +0.27% vs mid-market	Recipient gets ฿235,922.78 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 33.7033 THB ฿235,922.78You pay$7,000.00
TapTap Send Pay via Debit card	Fee $1.99 1 USD = 33.7000 THB +0.28% vs mid-market	Recipient gets ฿235,900.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes $1.991 USD = 33.7000 THB ฿235,900.00You pay$7,001.99
OFX Pay via Bank transfer	Fee $0.00 1 USD = 33.6255 THB +0.50% vs mid-market	Recipient gets ฿235,378.69 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Thailand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 33.6255 THB ฿235,378.69You pay$7,000.00
Currencies Direct Pay via Bank transfer	Fee $0.00 1 USD = 33.5864 THB +0.62% vs mid-market	Recipient gets ฿235,104.80 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 33.5864 THB ฿235,104.80You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $70.00 1 USD = 33.5716 THB +0.66% vs mid-market	Recipient gets ฿235,001.20 Minutes - 24 hours
2 reviews
Ways to receive money in Thailand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $70.001 USD = 33.5716 THB ฿235,001.20You pay$7,070.00 Bank depositMinutes - 24 hoursAvailable via:Most Banks $0.991 USD = 33.5692 THB ฿234,984.40You pay$7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $74.991 USD = 33.4504 THB ฿234,152.80You pay$7,074.99

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $75.99 1 USD = 33.5716 THB +0.66% vs mid-market	Recipient gets ฿235,001.20 Minutes - 24 hours
2 reviews
Ways to receive money in Thailand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 33.5716 THB ฿235,001.20You pay$7,075.99 Bank depositMinutes - 24 hoursAvailable via:Most Banks $1.991 USD = 33.3488 THB ฿233,441.60You pay$7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $52.991 USD = 33.2306 THB ฿232,614.20You pay$7,052.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $122.50 1 USD = 33.5716 THB +0.66% vs mid-market	Recipient gets ฿235,001.20 Minutes - 24 hours
2 reviews
Ways to receive money in Thailand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $122.501 USD = 33.5716 THB ฿235,001.20You pay$7,122.50 Bank depositMinutes - 24 hoursAvailable via:Most Banks $70.001 USD = 33.3488 THB ฿233,441.60You pay$7,070.00
CurrencyFair Pay via Bank transfer	Fee $3.70 1 USD = 33.5785 THB +0.64% vs mid-market	Recipient gets ฿234,924.50 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.701 USD = 33.5785 THB ฿234,924.50You pay$7,000.00
Wise Pay via Bank transfer	Fee $49.25 1 USD = 33.7950 THB 0.00% vs mid-market	Recipient gets ฿234,900.60 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $49.251 USD = 33.7950 THB ฿234,900.60You pay$7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 33.6621 THB +0.39% vs mid-market	Recipient gets ฿234,271.61 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 33.6621 THB ฿234,271.61You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Bank transfer	Fee $0.00 1 USD = 33.4472 THB +1.03% vs mid-market	Recipient gets ฿234,130.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 33.4472 THB ฿234,130.40You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 33.3834 THB +1.22% vs mid-market	Recipient gets ฿233,683.80 Minutes - 24 hours
2 reviews
Ways to receive money in Thailand with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 33.3834 THB ฿233,683.80You pay$7,060.79
Moneycorp Pay via Bank transfer	Fee $0.00 1 USD = 33.3214 THB +1.40% vs mid-market	Recipient gets ฿233,249.63 Minutes - 2 days
0 reviews
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 33.3214 THB ฿233,249.63You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $1.99 1 USD = 33.3000 THB +1.47% vs mid-market	Recipient gets ฿233,033.73 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Thailand with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days $1.991 USD = 33.3000 THB ฿233,033.73You pay$7,000.00 Card depositMinutes - 2 days Free1 USD = 33.0652 THB ฿231,456.47You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 33.4472 THB +1.03% vs mid-market	Recipient gets ฿232,959.75 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 33.4472 THB ฿232,959.75You pay$7,000.00
Wells Fargo Pay via Bank transfer	Fee $0.00 1 USD = 32.7397 THB +3.17% vs mid-market	Recipient gets ฿229,177.98
0 reviews
Ways to receive money in Thailand with Wells Fargo when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit Free1 USD = 32.7397 THB ฿229,177.98You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 33.4472 THB +1.03% vs mid-market	Recipient gets ฿227,106.49 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 33.4472 THB ฿227,106.49You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 33.7945 THB Updates every 60 minutes.

Why compare

USD/THB exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Thailand

Pick a company

If you're sending a one-off transfer, then Sendwave is the best option.

Sendwave was the cheapest on 16 of the 16 days it quoted $7,000 transfers to Thailand.

For recurring transfers, I'd suggest using an app or a multi-currency account with Sendwave.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Thailand, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Thailand?

How much USD you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Sendwave was the cheapest in 88% of the transfers from $5,000 it quoted, and in 65% of all the transfers it quoted.


$500	-0.44%	$0.00	฿16,980.00with bank transfer to bank deposit	+฿472.25
$2,000	-1.02%	$0.00	฿68,360.00with bank transfer to bank deposit	+฿1,829.08
$5,000	-0.21%	$0.00	฿169,400.00with bank transfer to bank deposit	+฿2,110.33
$7,000This page	-0.04%	$0.99	฿236,616.30with debit card to bank deposit	+฿2,546.05
$10,000	-0.05%	$0.99	฿337,799.05with debit card to bank deposit	+฿3,537.31
$50,000	0.19%	$1.99	฿1,685,000.00with debit card to bank deposit	+฿10,900.49
$100,000	0.15%	$0.00	฿3,371,385.23with bank transfer to bank deposit	+฿22,656.20
$250,000	0.15%	$0.00	฿8,438,199.19with bank transfer to bank deposit	+฿60,445.93

Mid-market rate: 1 USD = 33.7945 THB

USD/THB Exchange Rate History

Is today a good time to send money from US to Thailand?

The cheapest way to send USD to THB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Sendwave), across 30 days of comparisons for 7,000 USD transfers to Thailand.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

Understanding USD/THB exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more THB per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 12 of the last 30 days.

Right now, Sendwave pays 236,616.3 THB on 7,000 USD, which is 54.81 THB more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Thailand.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

SendwaveAppeared in 93 comparisons
Cheapest in 65% of them
Key CurrencyAppeared in 117 comparisons
Cheapest in 48% of them
Regency FXAppeared in 117 comparisons
Never the cheapest
Wells FargoAppeared in 150 comparisons
Never the cheapest

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Sendwave is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Key Currency (today's second cheapest) was the cheapest in only 48% of its comparisons, so it's rarely the cheapest option for transfers to Thailand.

Ways to send money from the US to Thailand

There are 14 companies available for sending money from the US to Thailand, across app, broker, online, multi-currency account, global account, in person, and bank, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Sendwave charges $0.99 on a $7,000 transfer with -0.04% markup, saves your recipient's details for next time, and THB arrives in minutes - 3 days.

Over the past month, Sendwave was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 235,001.2 THB in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Thailand.

Of all online companies listed here, MoneyGram gets you the most THB per USD.

On a $7,000 transfer, you will get 235,001.2 THB after a $70 fee and 0.66% markup.

In our comparisons over the past month, it was the cheapest online service on 19 of the 29 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Thailand (e.g. a property purchase, tuition, or moving to Thailand), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/THB that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Only if you have to

Banks

Wiring money abroad from your bank is the most expensive option.

On a $7,000 transfer, a bank like Wells Fargo gets your recipient 229,177.98 THB, against 236,616.3 THB with Sendwave (the overall cheapest option).

We found Wells Fargo was the cheapest bank on 30 of the 30 days it appeared for this amount.

The wire "feels" official, but regulated money transfer companies are just as safe with their own protection and rules.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Currencies Direct is the best for holding and receiving THB.

This is useful for traveling to Thailand, building up THB balance, or receiving payments in THB.

Currencies Direct converts $7,000 at 0.62% markup plus small fee and holds the THB until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 87% of days.

Ways to fund USD and receive THB in Thailand

With Sendwave, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 236,616.3 THB.

Our data shows that Sendwave gets your recipient 7,438.32 THB more than Wells Fargo, today's cheapest bank, on the same $7,000.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Thailand.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 235,001.2 THB on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Thailand.

Your recipient in Thailand can collect THB through bank deposit, card deposit, and cash pickup.

They can collect cash in Thailand

Your recipient can collect THB from a participating MoneyGram location in Thailand.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Debit card Bank deposit

You pay $7,000.00

฿236,616

Cheapest
2

Bank transfer Bank deposit

You pay $7,000.00

฿235,970

-฿646
3

Debit card Cash pickup

You pay $7,075.99

฿235,001

-฿1,615
4

Bank transfer Cash pickup

You pay $7,070.00

฿235,001

-฿1,615
5

Credit card Cash pickup

You pay $7,122.50

฿235,001

-฿1,615

Show moreShow less

6

Bank transfer Card deposit

You pay $7,074.99

฿234,153

-฿2,464
7

Cash deposit Cash pickup

You pay $7,060.79

฿233,684

-฿2,933
8

Credit card Bank deposit

You pay $7,070.00

฿233,442

-฿3,175
9

Debit card Card deposit

You pay $7,052.99

฿232,614

-฿4,002

Things to consider before sending USD to Thailand

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/THB company

Cheapest way to send money to Thailand

The cheapest option is Sendwave, funded by debit card with bank deposit for the payout. Your recipient gets 236,616.3 THB, which is 0.27% more than the next best option.

Fastest way to send money to Thailand

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 234,271.61 THB, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Thailand?

For transfers over $10,000, Sendwave is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Thailand.

While Sendwave may not always be the cheapest or fastest way to send THB, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Thailand and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/THB transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Thailand

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5995	–	฿235,196.49
Sendwave Cheapest	33.6299	$0.99	฿235,375.87	+฿179.38
Key Currency	33.5155	$0.00	฿234,608.50	−฿587.99
Regency FX	33.5088	$0.00	฿234,561.46	−฿635.03
Wells Fargo	32.5199	$0.00	฿227,639.21	−฿7,557.28

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5405	–	฿234,783.47
Key Currency Cheapest	33.4566	$0.00	฿234,196.51	−฿586.96
Regency FX	33.4499	$0.00	฿234,149.56	−฿633.91
Wells Fargo	32.4716	$0.00	฿227,301.12	−฿7,482.35
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6365	–	฿235,455.51
Sendwave Cheapest	33.6149	$0.99	฿235,271.23	−฿184.28
Key Currency	33.5524	$0.00	฿234,866.88	−฿588.63
Regency FX	33.5457	$0.00	฿234,819.78	−฿635.73
Wells Fargo	32.4716	$0.00	฿227,301.12	−฿8,154.39

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5790	–	฿235,052.82
Sendwave Cheapest	33.5997	$0.99	฿235,164.36	+฿111.54
Key Currency	33.4950	$0.00	฿234,465.19	−฿587.63
Regency FX	33.4883	$0.00	฿234,418.18	−฿634.64
Wells Fargo	32.4982	$0.00	฿227,487.46	−฿7,565.36

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5204	–	฿234,642.58
TapTap Send Cheapest	33.5000	$1.99	฿234,500.00	−฿142.58
Key Currency	33.4366	$0.00	฿234,055.98	−฿586.60
Regency FX	33.4299	$0.00	฿234,009.05	−฿633.53
Wells Fargo	32.4982	$0.00	฿227,487.46	−฿7,155.12
Sendwave No quote collected this day	–	–	–	–

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5036	–	฿234,525.52
Sendwave Cheapest	33.5514	$0.99	฿234,826.37	+฿300.85
Key Currency	33.4199	$0.00	฿233,939.21	−฿586.31
Regency FX	33.4132	$0.00	฿233,892.30	−฿633.22
Wells Fargo	32.4888	$0.00	฿227,421.81	−฿7,103.71

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6865	–	฿235,805.52
Key Currency Cheapest	33.6023	$0.00	฿235,216.01	−฿589.51
Regency FX	33.5955	$0.00	฿235,168.85	−฿636.67
Wells Fargo	32.6176	$0.00	฿228,323.10	−฿7,482.42
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6385	–	฿235,469.51
Key Currency Cheapest	33.5544	$0.00	฿234,880.84	−฿588.67
Regency FX	33.5477	$0.00	฿234,833.75	−฿635.76
Wells Fargo	32.5740	$0.00	฿228,018.15	−฿7,451.36
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6620	–	฿235,634.07
Key Currency Cheapest	33.5779	$0.00	฿235,044.98	−฿589.09
Regency FX	33.5711	$0.00	฿234,997.86	−฿636.21
Wells Fargo	32.5740	$0.00	฿228,018.15	−฿7,615.92
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6720	–	฿235,704.22
Sendwave Cheapest	33.6597	$0.99	฿235,584.44	−฿119.78
Key Currency	33.5879	$0.00	฿235,114.96	−฿589.26
Regency FX	33.5811	$0.00	฿235,067.82	−฿636.40
Wells Fargo	32.6072	$0.00	฿228,250.13	−฿7,454.09

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5330	–	฿234,731.20
Sendwave Cheapest	33.5384	$0.99	฿234,735.74	+฿4.54
Key Currency	33.4492	$0.00	฿234,144.37	−฿586.83
Regency FX	33.4425	$0.00	฿234,097.43	−฿633.77
Wells Fargo	32.6072	$0.00	฿228,250.13	−฿6,481.07

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5530	–	฿234,871.27
TapTap Send Cheapest	33.5000	$1.99	฿234,500.00	−฿371.27
Key Currency	33.4692	$0.00	฿234,284.09	−฿587.18
Regency FX	33.4624	$0.00	฿234,237.11	−฿634.16
Wells Fargo	32.4573	$0.00	฿227,201.24	−฿7,670.03
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5640	–	฿234,948.13
Sendwave Cheapest	33.5413	$0.99	฿234,756.10	−฿192.03
Key Currency	33.4801	$0.00	฿234,360.76	−฿587.37
Regency FX	33.4734	$0.00	฿234,313.77	−฿634.36
Wells Fargo	32.4791	$0.00	฿227,353.70	−฿7,594.43

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5390	–	฿234,772.75
Sendwave Cheapest	33.5437	$0.99	฿234,772.76	+฿0.01
Key Currency	33.4551	$0.00	฿234,185.82	−฿586.93
Regency FX	33.4484	$0.00	฿234,138.86	−฿633.89
Wells Fargo	32.4670	$0.00	฿227,269.00	−฿7,503.75

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5700	–	฿234,989.93
Key Currency Cheapest	33.4861	$0.00	฿234,402.46	−฿587.47
Regency FX	33.4794	$0.00	฿234,355.46	−฿634.47
Wells Fargo	32.5072	$0.00	฿227,550.60	−฿7,439.33
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5030	–	฿234,520.86
Sendwave Cheapest	33.5521	$0.99	฿234,831.41	+฿310.55
Key Currency	33.4192	$0.00	฿233,934.56	−฿586.30
Regency FX	33.4125	$0.00	฿233,887.65	−฿633.21
Wells Fargo	32.5072	$0.00	฿227,550.60	−฿6,970.26

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.4270	–	฿233,988.91
Sendwave Cheapest	33.4531	$0.99	฿234,138.58	+฿149.67
Key Currency	33.3434	$0.00	฿233,403.94	−฿584.97
Regency FX	33.3367	$0.00	฿233,357.14	−฿631.77
Wells Fargo	32.3605	$0.00	฿226,523.75	−฿7,465.16

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.4450	–	฿234,115.27
Sendwave Cheapest	33.4512	$0.99	฿234,125.21	+฿9.94
Key Currency	33.3614	$0.00	฿233,529.98	−฿585.29
Regency FX	33.3547	$0.00	฿233,483.15	−฿632.12
Wells Fargo	32.3740	$0.00	฿226,618.06	−฿7,497.21

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5720	–	฿235,004.29
TapTap Send Cheapest	33.5000	$1.99	฿234,500.00	−฿504.29
Key Currency	33.4881	$0.00	฿234,416.78	−฿587.51
Regency FX	33.4814	$0.00	฿234,369.78	−฿634.51
Wells Fargo	32.3740	$0.00	฿226,618.06	−฿8,386.23
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.5695	–	฿234,986.49
Sendwave Cheapest	33.5854	$0.99	฿235,064.27	+฿77.78
Key Currency	33.4856	$0.00	฿234,399.02	−฿587.47
Regency FX	33.4789	$0.00	฿234,352.02	−฿634.47
Wells Fargo	32.5324	$0.00	฿227,726.61	−฿7,259.88

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6150	–	฿235,304.83
TapTap Send Cheapest	33.6000	$1.99	฿235,200.00	−฿104.83
Key Currency	33.5309	$0.00	฿234,716.56	−฿588.27
Regency FX	33.5242	$0.00	฿234,669.50	−฿635.33
Wells Fargo	32.5541	$0.00	฿227,878.84	−฿7,425.99
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.6635	–	฿235,644.54
Sendwave Cheapest	33.6683	$0.99	฿235,644.63	+฿0.10
Key Currency	33.5793	$0.00	฿235,055.42	−฿589.11
Regency FX	33.5726	$0.00	฿235,008.29	−฿636.24
Wells Fargo	32.6001	$0.00	฿228,200.80	−฿7,443.74

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.7490	–	฿236,243.14
Key Currency Cheapest	33.6646	$0.00	฿235,652.53	−฿590.61
Regency FX	33.6579	$0.00	฿235,605.28	−฿637.86
Wells Fargo	32.6868	$0.00	฿228,807.43	−฿7,435.71
Sendwave No quote collected this day	–	–	–	–

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.7704	–	฿236,392.58
Key Currency Cheapest	33.6859	$0.00	฿235,801.60	−฿590.98
Regency FX	33.6792	$0.00	฿235,754.32	−฿638.26
Wells Fargo	32.6897	$0.00	฿228,827.87	−฿7,564.71
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.8245	–	฿236,771.49
Sendwave Cheapest	33.8071	$0.99	฿236,615.95	−฿155.54
Key Currency	33.7399	$0.00	฿236,179.56	−฿591.93
Regency FX	33.7332	$0.00	฿236,132.21	−฿639.28
Wells Fargo	32.7468	$0.00	฿229,227.73	−฿7,543.76

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Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.7502	–	฿236,251.48
Sendwave Cheapest	33.7727	$0.99	฿236,375.26	+฿123.78
Key Currency	33.6658	$0.00	฿235,660.85	−฿590.63
Regency FX	33.6591	$0.00	฿235,613.60	−฿637.88
Wells Fargo	32.6941	$0.00	฿228,858.37	−฿7,393.11

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	33.7945	–	฿236,561.49
Sendwave Cheapest	33.8071	$0.99	฿236,616.30	+฿54.81
Key Currency	33.7100	$0.00	฿235,970.09	−฿591.40
Regency FX	33.7033	$0.00	฿235,922.78	−฿638.71
Wells Fargo	32.7397	$0.00	฿229,177.98	−฿7,383.51