MoneyTransfers

How to send money to the US from Japan with the best JPY-USD rate

Get the best deals when you transfer from Japan to United States. Find the cheapest, fastest, and most reliable providers with the best JPY to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Japan.

Transferring the other way? Send USD from United States to Japan instead.
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July 6th, 2025
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Best money transfer companies

Send money from Japan to United States

Last updated: Today
Mid-market rate as of 07/06/2025: 1 JPY = 0.006918 USD
Results below are based on a 1000000 JPY search
0 of 11 providers
Sponsored
Wise
Recipient gets (USD)
$6,865.59
Full transfer details
Visit Wise
$155 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$6,780.00
Full transfer details
Visit Xe
$70 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$6,900.70
Full transfer details
Visit Key Currency
$190 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (USD)
$6,899.32
Full transfer details
Visit Regency FX
$189 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (USD)
$6,897.25
Full transfer details
Visit TorFx
$187 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Currencies Direct
Recipient gets (USD)
$6,880.00
Full transfer details
Visit Currencies Direct
$170 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
Wise
Recipient gets (USD)
$6,865.59
Full transfer details
Visit Wise
$155 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
OFX
Recipient gets (USD)
$6,849.00
Full transfer details
Visit OFX
$139 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (USD)
$6,780.00
Full transfer details
Visit Xe
$70 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$6,897.22
Sponsored
Wise
Recipient gets (USD)
$6,865.59
Full transfer details
Visit Wise
$155 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$6,780.00
Full transfer details
Visit Xe
$70 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Yen to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 1,000,000 JPY to USD will cost you ¥7510 in fees, and you will receive 6,865.59 USD. The delivery time is next day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Japan to the United States transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to United States (USD) - Wise Screenshot

How to send money from Japan to United States

Summary of recent searches

Top rated for transfers from Japan to United States
Wise
Total number of JP - US providers
11
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Get the most from sending money from Japan to United States

1
Compare providers

Comparing providers offering services between Japan and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire JPY-USD market and have compared 11 providers offering services between Japan and the United States.

This ensures you will get the most comprehensive options for sending Yen to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Japan to the United States transfer needs.

2
Beat the Yen-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Japan and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to the United States from Japan: Key Currency

Key Currency offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to the United States.

Of the 11 providers compared, data shows that Key Currency is 0.02% cheaper than the second-best option.

The is cost is made up of an average JPY-USD exchange rate that is 0.25% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to United States transfer, Key Currency will result in the most US Dollar received.

Key Currency is the cheapest way to send money from Japan (JPY) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Japan: Regency FX.

Of 11 money transfer companies offering services from Japan to the United States, Regency FX is the quickest way to send money.

With Regency FX , the transfer time to US is minutes - 24 hours, with a 0 JPY transfer fee (based on ¥1,000,000 transfer)

When testing the fastest options, we compared the 11 money transfer providers offering Japan to the United States transfers for overall speed. This included transfer times to after depositing Yen to a money transfer account.

When you want the fastest way to send, Regency FX is our recommended choice for Japan to the United States transfers.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to the United States from Japan needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to the United States from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from US Dollars to US Dollar.

As such, we recommend Currencies Direct for large the United States transfers.

Understanding the cost of money transfers from Japan to United States

The total cost of sending money to United States from Japan is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for JPY-USD is 0.0069 USD per Yen.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Yens.

Over the last 7 days, the average JPY-USD mid-market rate has seen each Yen worth 0.0069 USD. Within this we see a high of 0.007, and a low of 0.0069.

Of the 11 companies compared, Key Currency offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting JPY to USD.

Fees: When sending money you may have to pay fees. Key Currency costs 0 JPY per transfer at the moment, which is the cheapest option of the 11 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Japan.

The best exchange rate for Yen to US Dollar transfers

When sending money between JPY and USD getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much USD you get for your JPY.

Mid-market Rate
1 
=
0.006922 
USD

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to USD has been 0.0069.

  • During this period, there was a high of 0.007, and 0.0069 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to the United States offers an exchange rate with a 0.26% markup against the mid-market rate.

Want to secure the best JPY-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to the United States!

Paying for your Japan to
United States money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Japan to the United States.

    By using a money transfer company such as Key Currency to send money from Japan to the United States, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Key Currency is the cheapest money transfer provider for bank transfers from the 11 we tested when sending JPY to the United States.

    With a fee of JPY0 to send money from Japan to the United States, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to the United States with a prepaid or debit card is very easy with .


    is a great choice for sending money with a debit card from Japan to the United States. This is from the 11 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Japan to the United States, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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