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Overall best way: Wise
Wise scored the highest of the 21 money transfer companies supporting EUR to GBP transfers.
In total, Wise appeared in 98.9% of France to United Kingdom searches.
For a great mix of cost, speed & features, we advise using Wise for your France to United Kingdom transfer.
How to compare companies offering money transfers from France to United Kingdom
- Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from France to the United Kingdom. This ensures the best price.
- Choose a provider
Select the company that offers you the best value & options for sending to the United Kingdom.
- Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from France to your chosen country & currency.
Summary of recent searches
Considerations for sending money from France to United Kingdom
Always compare ways to send money from France to the United Kingdom to get the best options for fees, speed, and reliability.
Our analysis included 21 providers that operate between France and United Kingdom.
Through this, you get a comprehensive view of all the options you have in France when you need to send money to the United Kingdom.
Cheapest way to send money to the United Kingdom from France: Key Currency
Data collected through our comparison over the past six months shows that Key Currency is 0.1% cheaper than the second-best option.
The cost is made up of an average fee of 0* EUR and an exchange rate for buying Pound Sterling with Euro that is 0.1% different to the mid-market rate.
If you want to secure the best rates on a France to United Kingdom transfer, Key Currency offers value. We would still recommend searching for the amount you want to send to the United Kingdom.
*The most common fee applied to EUR-GBP by Key Currency, based on data from the past six months.
Fastest way to transfer money to the United Kingdom from France: Wise.
Wise was the quickest way to send Euro to Pound Sterling in 60.1% of searches. For fast transfers between EUR and GBP, Wise comes highly recommended.
When using Wise to send money from France to the United Kingdom you can expect an average fee of 324.36 EUR. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 21 money transfer providers. To test overall speed of sending money from France to the United Kingdom we included the timeframe for depositing Euro to a money transfer account and average transfer times to the United Kingdom.
When sending money to United Kingdom from France quickly is a priority, Wise is our recommended choice.
Transfer a large sum of money
From 21 money transfer companies compared, Wise is the best option for large transfers from France to the United Kingdom.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from France to the United Kingdom can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the United Kingdom from France because they offer a strong service and competitive exchange rates.
Tax implications on transfers from France and into the UK
When receiving money in the UK from France, the recipient should be aware of any legal and tax implications of the transfer.
Depending the type of transfer being received, obligations in the UK will differ.
There are also potential tax reliefs that those receiving money in the UK from France should be aware of.
These are:
Type of Income/Tax | Declaration or Relief | Details | Monetary Values |
|---|---|---|---|
Employment Income | Declaration | Salary or wages received from abroad are subject to UK income tax. | Tax rates: 20%, 40%, 45% based on income. |
Self-Employment Income | Declaration | Payments from clients abroad are subject to UK income tax. | Tax rates: 20%, 40%, 45% based on income. |
Pension Income | Declaration | Overseas pensions are subject to UK income tax, with possible exemptions depending on tax treaties. | Variable based on pension income. |
Foreign Investments | Declaration & Relief | Gains from selling overseas assets are subject to capital gains tax, with relief under double taxation agreements. | Tax-free allowance: £12,300 (2023-2024). Tax rates: 10% or 20%. |
Gifts and Inheritances | Declaration | Subject to UK inheritance tax, especially if the deceased was a UK domicile. | Threshold: £325,000. Tax rate: 40% above threshold. |
Foreign Dividends | Declaration & Relief | Subject to UK income tax, with possible relief for foreign tax paid. | Tax-free dividend allowance: £1,000. Tax rates: 8.75%, 33.75%, 39.35%. |
Foreign Interest | Declaration & Relief | Interest from foreign accounts is subject to UK income tax, with possible relief for foreign tax paid. | Tax-free savings allowance: £1,000 (basic rate), £500 (higher rate). |
Double Taxation Relief | Relief | Relief against UK tax liability for foreign tax paid on the same income. | Varies based on foreign tax paid. |
Remittance Basis (Non-Domiciled) | Declaration & Relief | Tax on foreign income and gains only if brought into the UK, with specific rules and charges. | Annual charge: £30,000 (residents of 7 out of 9 years), £60,000 (residents of 12 out of 14 years). |
Reporting Requirements | Declaration | All foreign income and gains must be reported to HMRC via self-assessment tax return. | Penalties and interest for non-compliance. |
Understanding the costs involved when transferring money from France to United Kingdom
When calculating the costs of money transfers between France and United Kingdom, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the EUR-GBP mid-market rate equals 0.8282 GBP per Euro.
For reference, the EUR-GBP average mid-market rate for the past three months has been 0.845 GBP per Euro, with a high of 0.8647 and a low of 0.8311.
The company offering the best exchange rate is Wise.
Often the EUR-GBP exchange rate you receive is the bigger factor than how much it costs to send Euros to the United Kingdom.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, averaging 0 EUR over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Pound Sterling is the biggest indicator the total cost of sending money from France to the United Kingdom. Essentially, the more the recipient receives in the United Kingdom, the less it is costing to send from France.
How to find the best exchange rate for Euro to Pound Sterling
Timing is essential for sending money between EUR and GBP. The exchange rate you secure impacts how much GBP you get for your EUR.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from EUR to GBP has seen some fluctuation. On average, it stood at 0.845.
During this period, the highest value recorded was 0.8647, while the lowest was 0.8311.
Wise, which is our recommended service to send money online from France to United Kingdom offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best EUR-Pound Sterling exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from France to United Kingdom!
Payment options for France to United Kingdom money transfers
Bank transfers in the UK
Bank transfers are usually the best and easiest way to send money from France to the United Kingdom.
By using a money transfer company such as Key Currency for transfers from France to the United Kingdom, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Key Currency is the cheapest money transfer company for bank transfers from the 21 we compared for transfers from EUR into the United Kingdom.
With an average fee of 0 EUR to send money from France to the United Kingdom, Key Currency offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from France to the United Kingdom with a debit or a prepaid card is available through Xe.
Xe is one of the cheaper options for debit card payments for transfers from France to the United Kingdom. This cost is against a total of 21 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from France to the United Kingdom, Xe emerges as our top choice of the 21 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
Opt for a multi-currency account to receive into GBP
There are receiving fees to be aware of in the UK when receiving international transfers from France. These are specific to using a bank account to receive money. Incoming transfers are also subject to conversion into GBP as well in some scenarios.
Bank
Receiving Fee
Details
Santander
No fee
Santander does not charge a fee to receive an incoming international payment. However, intermediary banks and exchange rate markups may apply additional costs.
NatWest
£1 - £5
NatWest charges between £1 and £5 for receiving international payments. Additional agent fees may apply depending on the intermediary banks involved.
HSBC
£4 - £9
HSBC charges £4 for online payments to another HSBC account and £9 to non-HSBC accounts. Their Global Transfer service allows fee-free transfers between global HSBC accounts.
Lloyds
£7
Lloyds charges £7 for receiving payments over £100. Payments in pounds from within the EU to their Basic Account are fee-free.
Barclays
£6 - £15
Barclays charges £6 for online international payments and £15 for payments arranged in branch or by telephone. SEPA payments made online are fee-free.
When receiving (or sending) payments regularly, it can pay to have access to a multi-currency account. This will give you local account details and reduce the time, and cost, of transferring money.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United Kingdom and France.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from France to United Kingdom.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to GBP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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