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Find the best ways to transfer money from United States to Portugal

Compare the best deals on transfers from the United States to Portugal. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Portugal from United States.

Transferring the other way? Send EUR from Portugal to United States instead.
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Wise was the top rated provider from United States to Portugal

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from United States to Portugal

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from United States to Portugal

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Currencies Direct was the best for large transfers from United States to Portugal

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

Overall best way: Wise

Wise is our recommended company for USD to EUR transfers.

Wise scored the highest of the 21 money transfer companies supporting USD to EUR transfers.

In total, Wise appeared in 99.1% of United States to Portugal searches.

For a great mix of cost, speed & features, we advise using Wise for your United States to Portugal transfer.

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How to compare companies offering money transfers from United States to Portugal

Summary of recent searches

Top rated for transfers from United States to Portugal
Wise
Total number of US - PT providers
21
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations for sending money from United States to Portugal

1
Compare providers

Always compare ways to send money from the United States to Portugal to get the best options for fees, speed, and reliability.

Our analysis included 21 providers that operate between United States and Portugal.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Portugal.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Portugal
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from United States to Portugal: Revolut

The combination of the lowest fees and best exchange rate is through Revolut. This makes them our cheapest transfer service of the 21 compared for sending US Dollar to Portugal.

Our data shows, over the past six months, that Revolut is 0.2% than the second-best option when sending via a bank transfer.

This measure includes an average fee of 0* USD and a USD-EUR exchange rate for international transfers that is 0.09% different to the mid-market rate.

Securing the best rates on a USD to Portugal transfer can be done with Revolut but you can always search for your specific amount.

*The most common fee applied by Revolut when sending USD-EUR, based on data from the past six months.

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Fastest way to send money to Portugal from the United States: Paysend

We compared 21 companies and found Paysend offers the fastest money transfers between the United States and Portugal.

Our comparison shows Paysend is the fastest option for sending US Dollar into Euro 60.2% of the time. For urgent USD to EUR money transfers, they’re our recommended choice.

A USD-Euro transfer through Paysend comes with an average 0 USD fee.

To ensure Paysend was the 'fastest' option we compared 21 providers. This comparison was for overall speed of sending money from the United States to Portugal and is a combination of depositing US Dollar, transfer times to Portugal and withdrawal timeframes where applicable.

When speed is a priority, Paysend is the top choice for sending into Portugal from the United States.

Send large sums of money

Transferring bigger amounts of money to Portugal from the United States needs a strong exchange rate and effective management of the transfer.

From the
21 options we compared, Wise offers the strongest all round option for large transfers to Portugal from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Wise for large transfers between Portugal and the United States.

Understanding the cost of transferring money from United States to Portugal

The total cost of money transfers from United States to Portugal is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-EUR is currently 0.9631 EUR per US Dollar. Providers offering services closer to this rate will ensure more Euro for your US Dollars.

  • To give a historic average, over the last three months the USD-EUR mid-market rate has been 0.919 EUR per US Dollar, this has had a high of 0.9616 and a low of 0.8922.

  • From the 21 companies compared, Wise offers the best exchange rate on transfers to Portugal and the United States.

  • Generally, the exchange rate you receive on converting USD to EUR will be the biggest factor impacting the cost of sending US Dollars to Portugal.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in the United States, the lower the cost of sending from Portugal.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1
= 0.961555 EUR

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.919 EUR.

  • The highest value recorded was 0.9616 EUR, while the lowest was 0.8922 EUR.

  • There are currently 21 providers offering transfers between the United States and Portugal close to this rate

Want to secure the best USD-Euro exchange rates?

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Payment methods available to fund your United States to
Portugal transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from the United States to Portugal.

    Sending money via a bank transfer with a company such as Revolut for transfers from the United States to Portugal allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 21 we tested when sending USD to Portugal.

    With an average fee of USD0 to send money from the United States to Portugal, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Portugal with a prepaid or a debit card is very simple with Xe.


    Xe is a leader in card payments for transfers from the United States to Portugal, competing among a total of 21 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from the United States to Portugal, Instarem emerges as our top choice of the 21 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Portugal and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Portugal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from United States to Portugal?
Are there any minimum or maximum transfer amounts for sending money from United States to Portugal?
Can I schedule regular transfers between United States and Portugal?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.