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How to send money to Nigeria from Bulgaria with the best BGN-NGN rate

Find money transfer deals for sending money from Bulgaria to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best BGN to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Bulgaria.

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July 15th, 2025
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Best money transfer companies

Send money from Bulgaria to Nigeria

Last updated: Today
Mid-market rate as of 07/15/2025: 1 BGN = 915.148677 NGN
Results below are based on a 13290 BGN search
0 of 6 providers
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Wise
Recipient gets (NGN)
₦12,116,731.13
Full transfer details
Visit Wise
₦319,275 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

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Multi-currency card
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Dedicated support for large transfers
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Xe
Recipient gets (NGN)
₦9,481,303.96
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

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1
Wise
Recipient gets (NGN)
₦12,116,731.13
Full transfer details
Visit Wise
₦319,275 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
Profee
Recipient gets (NGN)
₦11,831,827.25
Full transfer details
Visit Profee
₦34,371 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
3
Xe
Recipient gets (NGN)
₦9,481,303.96
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

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Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NGN)
₦12,122,189.33
Sponsored
Wise
Recipient gets (NGN)
₦12,116,731.13
Full transfer details
Visit Wise
₦319,275 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦9,481,303.96
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
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Overall best way: Wise

Wise is our recommended company for transferring Bulgarian Lev to Nigeria.

We tested & reviewed 6 transfer providers, and Wise scored highly.

Sending 13,290 BGN to NGN will cost you лв113.94 in fees, and you will receive 12,116,731.13 NGN. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Bulgaria to Nigeria transfer using Wise.

Wise is the top rated company for sending money from Bulgaria (BGN) to Nigeria (NGN) - Wise Screenshot

How to get the best deal on sending money from Bulgaria to Nigeria

Summary of recent searches

Top rated for transfers from Bulgaria to Nigeria
Wise
Total number of BG - NG providers
6
Average cheapest fees & rate
Xe
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Xe
Best for debit card
Wise

Considerations when sending from Bulgaria to Nigeria

1
Compare providers

Comparing money transfer companies with services between Bulgaria and Nigeria, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 6 providers providing services between Bulgaria and Nigeria. This ensures you will get the best options when sending Naira to Nigeria.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Nigeria will provide a specific provider that’s best for transferring money from Bulgaria.

2
Understanding the Bulgarian Lev-Naira exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Bulgarian Lev in Nigeria
7
Confirm the ID you need
8
Tax declarations

Cheapest way to send money to Nigeria from Bulgaria: Xe

Xe combines the lowest fees with the best exchange rate and from the 6 companies compared offers the cheapest transfers to Nigeria from Bulgaria.

Data collected through our comparison over the past week shows that Xe is -27.85% cheaper than the second-best option.

The cost is made up of a fee of 0 BGN and an exchange rate for buying Naira with Bulgarian Lev that is 24.77% different to the mid-market rate.

If you want to secure the best rates on a Bulgaria to Nigeria transfer, Xe offers value. We would still recommend searching for the amount you want to send to Nigeria.

Xe is the cheapest way to send money from Bulgaria (BGN) to Nigeria (NGN) - Xe Screenshot 1
Xe is the cheapest way to send money from Bulgaria (BGN) to Nigeria (NGN) - Xe Screenshot 2
Xe is the cheapest way to send money from Bulgaria (BGN) to Nigeria (NGN) - Xe Screenshot 3

Fastest money transfers from Bulgaria to Nigeria: Wise.

Of the 6 money transfer companies tested, Wise offered the quickest way to send Bulgarian Levs to Nigeria.

Based on our recent data, transfer time for a лв13,290 transfer to Nigeria with Wise is within minutes. This can vary by amount and method, but it is a good point of reference.

Sending money from Bulgaria to Nigeria through Wise will cost you 113.94 BGN in fees & small markup.

Wise was one of 6 money transfer providers we compared for overall speed of sending money from Bulgaria to Nigeria. This speed test included depositing Bulgarian Levs to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Wise is our best choice for sending from Bulgaria to Nigeria.

Wise is the fastest way to send money from Bulgaria (BGN) to Nigeria (NGN) - Wise Screenshot

Transfer a large amount of money

For transferring bigger sums of money to Nigeria from Bulgaria, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of Naira to Nigeria out of
6 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Bulgaria has the potential to be very expensive.

Wise is our choice for big transfers to BGN because of all round price, speed and management when making large transfers.

Understanding the cost of sending money from Bulgaria to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Bulgaria to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Bulgarian Lev. The current BGN-NGN mid-market rate is 911.1572 NGN per Bulgarian Lev.

  • This rate changes regularly so it can pay to track it. For comparison, the BGN-NGN mid-market rate for the past 7 days has averaged 915.4181 NGN per Bulgarian Lev, with a low of 913.2446 and a high of 917.9557.

  • Wise is currently offering the best exchange rate from the 6 companies compared.

  • Often the BGN-NGN exchange rate you pay is the biggest cost factor when transferring Bulgarian Levs to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Bulgarian Lev you’re sending to Nigeria. Xe currently has the lowest fees for transfers into NGN of just 0 BGN. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Bulgaria. The bigger the amount received in Nigeria, the lower the overall cost of sending from Bulgaria.

How to get the best exchange rate for Bulgarian Lev to Naira

Getting the best exchange rate essential for sending money between BGN and NGN. The exchange rate you secure impacts how much NGN you get for your BGN.

Mid-market Rate
1 
BGN
=
911.157189 
NGN

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from BGN to NGN has been 915.4181.

  • During this period, the highest value was 917.9557, while the lowest was 913.2446.

  • Wise, which is our recommended choice to send money online from Bulgaria to Nigeria offers an exchange rate that is only -0.49% above the mid-market rate.

Want to secure the best BGN-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Bulgaria to Nigeria!

Paying for your Bulgaria to
Nigeria money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Bulgaria to Nigeria.

    By using a money transfer company such as Xe to send money from Bulgaria to Nigeria, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Xe is the cheapest money transfer provider for bank transfers from the 6 we tested when sending BGN to Nigeria.

    With a fee of BGN0 to send money from Bulgaria to Nigeria, Xe offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Bulgaria to Nigeria with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from Bulgaria to Nigeria. This is from the 6 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Bulgaria to Nigeria, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Bulgaria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Bulgaria to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send BGN to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Bulgaria to Nigeria?
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Can I send money from Bulgaria to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Bulgarian Levs to Nigeria through various providers?
How long does it take to send money from Bulgaria to Nigeria?
What is the best exchange rate I can get for sending money from Bulgaria to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Bulgaria to Nigeria?
Can I schedule regular transfers between Bulgaria and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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