/Send money/To Nigeria/From Bulgaria

How to send money to Nigeria from Bulgaria with the best BGN-NGN rate

Find money transfer deals for sending money from Bulgaria to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best BGN to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Bulgaria.

June 12th, 2026

Send money from Bulgaria to Nigeria

While you can’t send BGN to NGN with Wise, you can transfer USD to USD.

Wise
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

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How to send money from Bulgaria to Nigeria

Sending money from Bulgaria to Nigeria doesn’t have a huge amount of options. Because of this, we suggest sending money via:

Send cash to Nigeria from Bulgaria

Agents are physical stores where you hand in BGN as cash and the receiver picks it up from the store in Nigeria.

Western Union Agent

We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in Bulgaria.

The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.

To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.

Most transfers will be available for collection the same day, but sometimes can take up to a few days.

How to get the best deal on sending money from Bulgaria to Nigeria

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Bulgaria to Nigeria.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying NGN & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

Click, sign up & send

Sending money from Bulgaria to Nigeria: key insights and tips

Don't settle for the first option. Always from Bulgaria to Nigeria to find out about fees, speed, and reliability.

Your analysis should include all the providers that operate between Bulgaria and Nigeria. Through this, you get a comprehensive view of all the options you have in Bulgaria when you need to send money to Nigeria.

Cheapest way to send money from Bulgaria to Nigeria

Without any money transfer providers serving the Bulgaria to Nigeria route, the cheapest money transfer options are limited.

We would recommend using:

Understanding the costs involved when moving money from Bulgaria to Nigeria

When calculating the costs of money transfers between Bulgaria and Nigeria, here's what really matters:

The Mid-Market Rate: Today, the BGN-NGN mid-market rate equals to 815.0334. Keep in mind that this rate fluctuates all the time.

The BGN-NGN average exchange rate of the past week has been 814.6262, with a highest of 815.033 and a lowest of 814.2189.

Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your BGN to NGN transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.

How to get the best exchange rate for Bulgarian Lev to Naira

Getting the best exchange rate essential for sending money between BGN and NGN. The exchange rate you secure impacts how much NGN you get for your BGN.

Mid-market Rate
1 
BGN
=
815.033358 
NGN

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from BGN to NGN has been 814.6262.

  • During this period, the highest value was 815.033, while the lowest was 814.2189.

  • , which is our recommended choice to send money online from Bulgaria to Nigeria offers an exchange rate that is only % above the mid-market rate.

Want to secure the best BGN-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Bulgaria to Nigeria!

What payment methods are available when sending money from Bulgaria to
Nigeria?

Sending bank transfers from Bulgaria to Nigeria

Bank transfers are the most common way of sending BGN to Nigeria as they are secure, reliable, and convenient.

If you want to send Bulgarian Levs to Nigeria via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

Sending money from Bulgaria to Nigeria by credit card

Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

If you want to send Bulgarian Levs to Nigeria with a credit card.

Note: Beware of charges

Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

Sending money from Bulgaria to Nigeria by payment apps

If you’d like to send money from Bulgaria to Nigeria via payment app, follow these steps:

  1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Bulgaria to Nigeria.

  2. Enter your details. Enter any of the details required. You may need a valid form of ID.

  3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Nigeria in Naira at this stage.

  4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Bulgaria to Nigeria after it’s been sent.

  5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the BGN to NGN exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

The current mid-market rate of BGN to NGN is 815.0334

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Bulgaria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Bulgaria to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send BGN to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

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How long does it take to send money from Bulgaria to Nigeria?
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Are there any minimum or maximum transfer amounts for sending money from Bulgaria to Nigeria?
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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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