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Overall best way: Wise
We tested & reviewed 5 transfer providers, and Wise scored highly.
In the last six months, Wise appeared in 66.7% of Congo to Nigeria searches, and was the top rated company supporting payments Congo into Naira.
So for a great mix of cost, speed & features, make your Congo to Nigeria transfer using Wise.
How to get the best deal on sending money from Congo to Nigeria
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Congo to Nigeria.
- Choose a provider
Select the provider that offers you the best value on buying NGN & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations for money transfers from Congo to Nigeria
Comparing providers offering services between Congo and Nigeria, based on your specific needs is the best way to send money with confidence.
Our comparison includes 5 companies that provide the ability to send CFA Franc BEAC to Nigeria.
This ensures you get the best options for transfers to Nigeria from Congo, based on the amount you want to send.
Cheapest way to send money to Nigeria from Congo: Wise
Data collected through our comparison over the past six months shows that Wise is 0% cheaper than the second-best option.
The cost is made up of an average fee of 25.64* XAF and an exchange rate for buying Naira with CFA Franc BEAC that is -3.67% different to the mid-market rate.
If you want to secure the best rates on a Congo to Nigeria transfer, Wise offers value. We would still recommend searching for the amount you want to send to Nigeria.
*The most common fee applied to XAF-NGN by Wise, based on data from the past six months.
Fastest money transfers from Congo to Nigeria: Wise.
Through our comparison, we found Wise to be the fastest option to transfer money from Congo to Naira in 66.7% of instances.
Over the last six months, sending money from Congo to Nigeria through Wise have an average fee of 25.64 XAF.
Wise was one of 5 money transfer providers we compared for overall speed of sending money from Congo to Nigeria. This speed test included depositing CFA Franc BEACs to an account and the average timeframe for sending money to Nigeria.
When fast transfers are a priority, Wise is our best choice for sending from Congo to Nigeria.
Transfer a large amount of money
Wise is the best rated company for sending large amounts of Naira to Nigeria out of 5 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Congo has the potential to be very expensive.
Wise is our choice for big transfers to XAF because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money from Congo to Nigeria
The total cost of money transfers from Congo to Nigeria is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for XAF-NGN is currently 2.5872 NGN per CFA Franc BEAC. Providers offering services closer to this rate will ensure more Naira for your CFA Franc BEACs.
To give a historic average, over the last three months the XAF-NGN mid-market rate has been 2.5773 NGN per CFA Franc BEAC, this has had a high of 2.8486 and a low of 2.3473.
From the 5 companies compared, Wise offers the best exchange rate on transfers to Nigeria and Congo.
Generally, the exchange rate you receive on converting XAF to NGN will be the biggest factor impacting the cost of sending CFA Franc BEACs to Nigeria.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Wise at an average of 25.64 XAF per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Naira. Simply, the higher the amount received in Congo, the lower the cost of sending from Nigeria.
The best exchange rate for CFA Franc BEAC to Naira transfers
When sending money between XAF and NGN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much NGN you get for your XAF.
Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.
Over the past six months, the mid-market rate from XAF to NGN has been 2.5773.
During this period, there was a high of 2.8486, and 2.3473 being the lowest point.
Wise, which is our recommended service to send money online from Congo to Nigeria offers an exchange rate with a -3.67% markup against the mid-market rate.
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Congo to Nigeria money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from Congo to Nigeria.
A money transfer company like Wise offer bank transfers between Congo and Nigeria with lower fees and better exchange rates than you would get from a traditional bank.
On average, Wise is the cheapest provider for bank transfers of the 5 we tested when sending XAF to Nigeria.
Wise has an average fee of
25.64 XAF for money transfersfrom Congo to Nigeria. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Congo to Nigeria with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from Congo to Nigeria, competing among a total of 5 active money transfer companies on this route.
Credit cards
is our top choice of the 5 companies offering credit card transfers from Congo to Nigeria.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Congo.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Congo to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XAF to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
