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Send money from Congo to Nigeria
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Alternative for Congo to Nigeria
While you can’t send XAF to NGN with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
The best way to send money from Congo to Nigeria is using PayPal P2P transfer service.
With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.
You will initiate the transfer in XAF and your recipient will receive the NGN into their PayPal account.
The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.
How to get the best deal on sending money from Congo to Nigeria
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Congo to Nigeria.
Choose a provider
Select the provider that offers you the best value on buying NGN & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations for money transfers from Congo to Nigeria
Compare providers
Comparing providers offering services between Congo and Nigeria, based on your specific needs is the best way to send money with confidence.
Our comparison includes 2 companies that provide the ability to send CFA Franc BEAC to Nigeria.
This ensures you get the best options for transfers to Nigeria from Congo, based on the amount you want to send.
Watch the CFA Franc BEAC-Naira exchange rate
Choose the right payment method
Use providers regulated in Nigeria and Congo
Consider transfer limits
Receiving money in Nigeria
Have your ID ready
Tax declarations
The cheapest way to send money to Nigeria from Congo is to send cash via Western Union Agent.
Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing XAF/NGN.
The main cost is made up of the fee (around XAF) and the exchange rate markup added on top.
However, this heavily depends on which branch you use, and how much XAF you are sending.
The fastest way to send money to Nigeria from Congo is to use cash transfer via MoneyGram Agent
In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing XAF/NGN, cash transfer with MoneyGram is the fastest way.
Transfer a large amount of money
MoneyGram Agent is the best rated company for sending large amounts of Naira to Nigeria out of 2 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Congo has the potential to be very expensive.
MoneyGram Agent is our choice for big transfers to XAF because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money from Congo to Nigeria
The total cost of money transfers from Congo to Nigeria is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for XAF-NGN is currently 2.5506 NGN per CFA Franc BEAC. Providers offering services closer to this rate will ensure more Naira for your CFA Franc BEACs.
To give a historic average, over the last 7 days the XAF-NGN mid-market rate has been 2.5545 NGN per CFA Franc BEAC, this has had a high of 2.5643 and a low of 2.5506.
From the 2 companies compared, MoneyGram Agent offers the best exchange rate on transfers to Nigeria and Congo.
Generally, the exchange rate you receive on converting XAF to NGN will be the biggest factor impacting the cost of sending CFA Franc BEACs to Nigeria.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is MoneyGram Agent, just 3 XAF per transfer. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Naira. Simply, the higher the amount received in Congo, the lower the cost of sending from Nigeria.
The best exchange rate for CFA Franc BEAC to Naira transfers
When sending money between XAF and NGN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much NGN you get for your XAF.
Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.
In the past week, the mid-market rate from XAF to NGN has been 2.5545.
During this period, there was a high of 2.5643, and 2.5506 being the lowest point.
MoneyGram Agent, which is our recommended service to send money online from Congo to Nigeria offers an exchange rate with a 5% markup against the mid-market rate.
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Congo to Nigeria money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from Congo to Nigeria.
A money transfer company like MoneyGram Agent offer bank transfers between Congo and Nigeria with lower fees and better exchange rates than you would get from a traditional bank.
On average, MoneyGram Agent is the cheapest provider for bank transfers of the 2 we tested when sending XAF to Nigeria.
MoneyGram Agent has a fee of 3 XAF for money transfersfrom Congo to Nigeria. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Congo to Nigeria with a debit or a prepaid card is very simple with MoneyGram Agent.
MoneyGram Agent is a leader in debit card payments for transfers from Congo to Nigeria, competing among a total of 2 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Congo.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Congo to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XAF to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
