How to send money to Bulgaria from India with the best INR-BGN rate

Compare the best ways to send money from India to Bulgaria. Find the cheapest, fastest, and most reliable providers with the best INR to BGN exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Bulgaria from India.

April 9th, 2026
22,100 INR
BGN
Last updated: Today
Results below are based on a 22100 INR search
Promoted
Wise
Recipient gets (BGN)
BGN 386.99
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
5 of 5 providers
1
Wise
Recipient gets (BGN)
BGN 386.99
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (BGN)
BGN 0.00
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (BGN)
BGN 0.00
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App (P2P Transfer)
Recipient gets (BGN)
BGN 0.00
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
1
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Ria Money Transfer
Recipient gets (BGN)
BGN 0.00
Promoted
Wise
Recipient gets (BGN)
BGN 386.99
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending INR to BGN.

We tested & reviewed 5 money transfer companies offering services between India and Bulgaria, and Wise scored highly.

For example, sending 22,100 INR to BGN will cost you ₹692.7 in fees, and you will receive 386.99 BGN. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your India to Bulgaria transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Bulgaria (BGN) - Wise Screenshot

Getting the best deal on your India to Bulgaria transfer

Always compare rates

Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from India to Bulgaria.

Always compare rates

Choose a provider

Select the provider that offers you the best value & service for transfers between India and Bulgaria.

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Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to Bulgaria.

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Summary of recent searches

Top rated for transfers from India to Bulgaria
Wise
Total number of IN - BG providers
5
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App (P2P Transfer)
Average transfer time
Within a week
Best for bank transfers
Wise
Best for debit card
PayPal App (P2P Transfer)
Best for credit card
PayPal App (P2P Transfer)

Considerations to make when sending money from India to Bulgaria

Comparing the different providers offering services between India and Bulgaria, is the best way to send money with confidence.

The 5 providers we've compared ensures you will get the best options for your transfer to Bulgaria from India. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Indian Rupee to Bulgaria.

Cheapest way to transfer money from India to Bulgaria: Wise

Wise is the cheapest way to send money to Bulgaria from India out of the 5 companies compared.

Our data shows that Wise is 100% cheaper than the second-best option.

This includes a transfer fee of 692.7 INR an exchange rate for buying Bulgarian Lev with Indian Rupees that is % different to the mid-market rate.

If you want to secure the best rates on transfers from India to Bulgaria, Wise will result in the most Bulgarian Lev received.

Wise is the cheapest way to send money from India (INR) to Bulgaria (BGN) - Wise Screenshot

Fastest company to send money to Bulgaria from India: PayPal App (P2P Transfer).

We compared 5 companies for fast transfers from Indian Rupees to Bulgaria and PayPal App (P2P Transfer) came out on top.

Right now, if you are sending ₹22,100 with PayPal App (P2P Transfer) to Bulgaria, the transfer time is minutes. This can vary depending on your needs, but it's the fastest option.

Sending money through PayPal App (P2P Transfer) to Bulgaria from India has a fee of 884 INR.

To understand who was the fastest, we tested PayPal App (P2P Transfer) as part of 5 money transfer providers. Within this, we looked at the overall speed of sending money from India to Bulgaria. This was made up of transfer times to Bulgaria after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Bulgaria are a priority, PayPal App (P2P Transfer) is our recommended choice.

PayPal App (P2P Transfer) is the fastest way to send money from India (INR) to Bulgaria (BGN) - PayPal App (P2P Transfer) Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Bulgaria from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Bulgaria from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Bulgarian Levs to Bulgarian Lev.

As such, we recommend Currencies Direct for large Bulgaria transfers.

Understanding the cost of moving money from India to Bulgaria

The total cost of sending money to Bulgaria from India, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for INR-BGN is 0 BGN per Indian Rupee.

  • Finding a company offering an exchange rate closer to this will mean more Bulgarian Lev for your Indian Rupee.

  • The average INR-BGN mid-market rate for the last 7 days has been 0.0184 BGN per Indian Rupee. This includes a high of 0.0185, and low of 0.0184.

  • Out of the 5 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting INR to BGN should be the biggest determining cost factor when transferring Indian Rupee to Bulgaria.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Wise has a fee of 692.7 INR per transfer (which is the cheapest option right now for a ₹22,100 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Bulgarian Lev eventually received in Bulgaria.

A lower cost of sending from India will result in more money received in Bulgaria.

Tracking the exchange rate for Indian Rupee to Bulgarian Lev

Getting a better exchange rate between INR and BGN can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
INR
=
0.018407 
BGN

Over the last 7 days, between India and Bulgaria, the average numbers are:

  • INR to BGN saw an average 0.0184 BGN mid-market rate.

  • The highest point was 0.0185 BGN, while the lowest was 0.0184 BGN.

  • 5 providers are currently offering transfers between India and Bulgaria.

Want to secure the best INR-Bulgarian Lev exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Bulgaria!

India to
Bulgaria money transfer payment methods

Bank transfers

Bank transfers are often the best payment method for money transfers from India to Bulgaria.

A money transfer company like Wise offer bank transfers between India and Bulgaria with lower fees and better exchange rates than you would get from a traditional bank. 


On average, Wise is the cheapest provider for bank transfers of the 5 we tested when sending INR to Bulgaria.

Wise has a fee of 692.7 INR for money transfers from India to Bulgaria. Overall, they offer a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from India to Bulgaria with a debit or a prepaid card is very simple with Western Union Agent.


Western Union Agent is a leader in debit card payments for transfers from India to Bulgaria, competing among a total of 5 active money transfer companies on this route.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Bulgaria and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Bulgaria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to BGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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