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How to send money to Bulgaria from US with the best USD-BGN rate

Compare the best deals on transfers from the United States to Bulgaria. Explore the cheapest, fastest, and most reliable providers with the best USD to BGN exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Bulgaria from United States.

Transferring the other way? Send BGN from Bulgaria to United States instead.
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June 28th, 2025
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Best money transfer companies

Send money from United States to Bulgaria

Last updated: Today
Mid-market rate as of 06/28/2025: 1 USD = 1.670304 BGN
Results below are based on a 7000 USD search
0 of 10 providers
Sponsored
Wise
Recipient gets (BGN)
BGN 11,624.58
Full transfer details
Visit Wise
BGN 283 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (BGN)
BGN 11,463.90
Full transfer details
Visit Xe
BGN 123 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Currencyflow
Recipient gets (BGN)
BGN 11,661.73
Full transfer details
Visit Currencyflow
BGN 320 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (BGN)
BGN 11,660.56
Full transfer details
Visit Regency FX
BGN 319 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
Wise
Recipient gets (BGN)
BGN 11,624.58
Full transfer details
Visit Wise
BGN 283 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (BGN)
BGN 11,463.90
Full transfer details
Visit Xe
BGN 123 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
5
Remitly
Recipient gets (BGN)
BGN 11,419.80
Full transfer details
Visit Remitly
BGN 78 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (BGN)
BGN 11,633.74
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (BGN)
    BGN 10,764.24
    Not recommended
Sponsored
Wise
Recipient gets (BGN)
BGN 11,624.58
Full transfer details
Visit Wise
BGN 283 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (BGN)
BGN 11,463.90
Full transfer details
Visit Xe
BGN 123 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending USD to BGN.

We tested & reviewed 10 money transfer companies offering services between the United States and Bulgaria, and Wise scored highly.

For example, sending 7,000 USD to BGN will cost you $34.17 in fees, and you will receive 11,624.58 BGN. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Bulgaria transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Bulgaria (BGN) - Wise Screenshot

Getting the best deal on your United States to Bulgaria transfer

Summary of recent searches

Top rated for transfers from United States to Bulgaria
Wise
Total number of US - BG providers
10
Average cheapest fees & rate
Currencyflow
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Currencyflow
Best for debit card
Xe

Considerations to make sending money from United States to Bulgaria easy

1
Compare providers

Comparing the different providers offering services between the United States and Bulgaria, is the best way to send money with confidence.

The 10 providers we've compared ensures you will get the best options for your transfer to Bulgaria from United States. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring US Dollar to Bulgaria.

2
Exchange rates between US Dollar-Bulgarian Lev
3
Choose the right payment method
4
Financial regulation in United States and Bulgaria
5
Consider transfer limits
6
Receiving money in Bulgaria
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from United States to Bulgaria: Currencyflow

Currencyflow is the cheapest way to send money to Bulgaria from the United States out of the 10 companies compared.

Our data shows that Currencyflow is 0.01% cheaper than the second-best option.

This includes a transfer fee of 0 USD an exchange rate for buying Bulgarian Lev with US Dollars that is 0.26% different to the mid-market rate.

If you want to secure the best rates on transfers from United States to Bulgaria, Currencyflow will result in the most Bulgarian Lev received.

Currencyflow is the cheapest way to send money from United States (USD) to Bulgaria (BGN) - Currencyflow Screenshot

Fastest way to send money to Bulgaria from the United States: Currencyflow

We compared 10 companies and found Currencyflow offers the fastest money transfers between the United States and Bulgaria.

The transfer time is minutes - 24 hours with Currencyflow for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Bulgarian Lev transfer through Currencyflow comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencyflow was the 'fastest' option we compared 10 providers. This comparison was for overall speed of sending money from the United States to Bulgaria and is a combination of depositing US Dollar, transfer times to Bulgaria and withdrawal timeframes where applicable.

When speed is a priority, Currencyflow is the top choice for sending into Bulgaria from the United States.

Currencyflow is the fastest way to send money from United States (USD) to Bulgaria (BGN) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Bulgaria from the United States needs a strong exchange rate and effective transfer management.

From the
10 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Bulgaria from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Bulgarian Levs to Bulgarian Lev.

As such, we recommend Currencies Direct for large Bulgaria transfers.

Understanding the cost of moving money from United States to Bulgaria

The total cost of sending money to Bulgaria from the United States, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for USD-BGN is 1.674 BGN per US Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Bulgarian Lev for your US Dollar.

  • The average USD-BGN mid-market rate for the last 7 days has been 1.683 BGN per US Dollar. This includes a high of 1.6974, and low of 1.6703.

  • Out of the 10 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting USD to BGN should be the biggest determining cost factor when transferring US Dollar to Bulgaria.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Currencyflow has a fee of 0 USD per transfer (which is the cheapest option right now for a $7,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Bulgarian Lev eventually received in Bulgaria.

A lower cost of sending from the United States will result in more money received in Bulgaria.

Tracking the exchange rate for US Dollar to Bulgarian Lev

Getting a better exchange rate between USD and BGN can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
=
1.674020 
BGN

Over the last 7 days, between the United States and Bulgaria, the average numbers are:

  • USD to BGN saw an average 1.683 BGN mid-market rate.

  • The highest point was 1.6974 BGN, while the lowest was 1.6703 BGN.

  • 10 providers are currently offering transfers between the United States and Bulgaria.

Want to secure the best USD-Bulgarian Lev exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Bulgaria!

United States to
Bulgaria money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Bulgaria.

    A money transfer company like Currencyflow offer bank transfers between the United States and Bulgaria with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Currencyflow is the cheapest provider for bank transfers of the 10 we tested when sending USD to Bulgaria.

    Currencyflow has a fee of 0 USD for money transfersfrom the United States to Bulgaria. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Bulgaria with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Bulgaria, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Bulgaria and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Bulgaria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to BGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from United States to Bulgaria?
What is the best exchange rate I can get for sending money from United States to Bulgaria?
Are there any minimum or maximum transfer amounts for sending money from United States to Bulgaria?
Can I schedule regular transfers between United States and Bulgaria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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