Send money from Gambia to Nigeria
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Alternative for Gambia to Nigeria
While you can’t send GMD to NGN with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best recommended: Western Union Agent
Of the 3 money transfer providers tested and reviewed, Western Union Agent will get you the most NGN (345,414.21) based on our 7-day analysis.
Western Union Agent appeared in 100% of Gambia to Nigeria searches, and was the top rated company supporting GMD to NGN transfers.
How to to send from Gambia to Nigeria in the best way
Considerations for sending money from Gambia to Nigeria
Compare providers
Always compare ways to send money from Gambia to Nigeria to get the best options for fees, speed, and reliability.
Our analysis included 3 providers that operate between Gambia and Nigeria.
Through this, you get a comprehensive view of all the options you have in Gambia when you need to send money to Nigeria.
Track the Dalasi-Naira exchange rate
Choose the right payment method
Use regulated providers
Consider transfer limits
How to receive money in Nigeria
Have your ID ready
Don't forget about taxes
Cheapest way to transfer money from Gambia to Nigeria: Western Union Agent
Our data shows that Western Union Agent is 0% cheaper than the second-best option.
The company offers an average fee of 3* GMD and an average exchange rate between GMD and NGN that is 5% different from the mid-market rate.
For a cheap way to send GMD to Nigeria, Western Union Agent is a great all round choice.
*The most common fee applied to GMD-NGN by Western Union Agent, based on data from the past 7 days.
Fastest way to send money to Nigeria from Gambia: PayPal App
Our comparison shows that PayPal App is the fastest option for sending Dalasi into Naira 100% of the time.
With PayPal App, the average transfer time is: minutes (based on a 7-day average ).
A GMD-Naira transfer through PayPal App comes with an average 4 GMD fee.
This comparison is based on the overall speed of sending 18,300 GMD to Nigeria and is a combination of depositing Dalasi, transfer times to Nigeria and withdrawal timeframes, where applicable.
When speed is a priority, PayPal App is the top choice for sending into Nigeria from Gambia.
Send large sums of money
Western Union Agent offers the strongest all round option for large transfers of the 3 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.
As such, opt for Western Union Agent for sending large sums of money to Nigeria from Gambia.
Pick the right payment method when sending money to Nigeria from Gambia
When sending money to Nigeria from Gambia, it is important to consider your needs and the payment method you will be using. Some payment methods can be faster but will cost more, while others might have lower fees but get you more NGN.
Below is the data from our search results from the past week. It is based on D18,300 transfer to Nigeria from Gambia.
Overall best way to send money to Nigeria from Gambia
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Western Union Agent (appeared 1 times last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Bank transfer deposit | Western Union Agent (appeared in 100% of the searches last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Cheapest money transfer companies to send money to Nigeria from Gambia
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Western Union Agent (appeared 1 times last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Bank transfer deposit | Western Union Agent (appeared in 100% of the searches last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Money transfer companies with the lowest GMD fees
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Western Union Agent (appeared 1 times last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Bank transfer deposit | Western Union Agent (appeared in 100% of the searches last week) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 18.8782 (5% markup) | 3 | 345,414.21 NGN |
Fastest money transfer companies to send money to Nigeria from Gambia
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | PayPal App (appeared 1 times last week) | 18.6795 (6% markup) | 4 | 341,759.59 NGN |
Bank transfer deposit | PayPal App (appeared in 100% of the searches last week) | 18.6795 (6% markup) | 4 | 341,759.59 NGN |
Debit card deposit | PayPal App (appeared 1/7 times in the past 7 days) | 18.6795 (6% markup) | 4 | 341,759.59 NGN |
We recommend avoiding the following companies, as they are the most expensive for transfers from Gambia to Nigeria:
Overall most expensive option: PayPal App. It will cost you D4 to send money to Nigeria, and your recipient will get 341,759.59 NGN.
Most expensive for bank transfer deposits: PayPal App. It will cost you D4 to send money to Nigeria, and your recipient will get 341,759.59 NGN.
Most expensive for debit card deposits: PayPal App. It will cost you D4 to send money to Nigeria, and your recipient will get 341,759.59 NGN.
Understanding the cost of sending money from Gambia to Nigeria
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Gambia to Nigeria.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Dalasi. The current GMD-NGN mid-market rate is 19.8718 NGN per Dalasi.
This rate changes regularly so it can pay to track it. For comparison, the GMD-NGN mid-market rate for the past 7 days has averaged 19.7644 NGN per Dalasi, with a low of 19.5923 and a high of 19.8718.
Western Union Agent is currently offering the best exchange rate from the 3 companies compared.
Often the GMD-NGN exchange rate you pay is the biggest cost factor when transferring Dalasis to Nigeria.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Dalasi you’re sending to Nigeria. Western Union Agent currently has the lowest fees for transfers into NGN at an average of 3 GMD over the last week. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Gambia. The bigger the amount received in Nigeria, the lower the overall cost of sending from Gambia.
How to find the best exchange rate for Dalasi to Naira
Timing is essential for sending money between GMD and NGN. The exchange rate you secure impacts how much NGN you get for your GMD.
Let's dive into some interesting recent trends.
In the last 7 days, the exchange rate from GMD to NGN has seen some fluctuation. On average, it stood at 19.7644.
During this period, the highest value recorded was 19.8718, while the lowest was 19.5923.
Western Union Agent, which is our recommended service to send money online from Gambia to Nigeria offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best GMD-Naira exchange rates?
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Payment methods for Gambia to Nigeria transfers
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Gambia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Gambia to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GMD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.








