/Send money/To Gambia/From Nigeria

How to send money to Gambia from Nigeria with the best NGN-GMD rate

Compare the best deals on transfers from Nigeria to Gambia. Explore the cheapest, fastest, and most reliable providers with the best NGN to GMD exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Gambia from Nigeria.

Transferring the other way? Send GMD from Gambia to Nigeria instead.
March 26th, 2026
360,000 NGN
GMD
Last updated: Today
Results below are based on a 360000 NGN search
Live mid-market rate*: 1 NGN = 0.05309 GMD
Sort by:
4 of 4 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (GMD)
GMD 18,156.63
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (GMD)
GMD 18,156.63
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (GMD)
GMD 17,965.46
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
1
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Afriex
Recipient gets (GMD)
GMD 18,959.50

Our recommendation: Western Union Agent

Western Union Agent is our top choice for NGN to GMD transfers.

We tested & reviewed 4 money transfer providers offering money transfers from Nigeria to Gambia, and Western Union Agent scored highly.

Sending 360,000 NGN to GMD will cost you ₦3 in fees, and you will receive 18,156.63 GMD. The delivery time usually is minutes - 5 days.

For a great mix of cost, speed & features, we recommend making your Nigeria to Gambia transfer using Western Union Agent.

Western Union Agent is the top rated company for sending money from Nigeria (NGN) to Gambia (GMD) - Western Union Agent Screenshot

How to get the best deal on your Nigeria to Gambia money transfer

Always compare rates

Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to Gambia.

Always compare rates

Choose a provider

Select the provider that offers you the best value and timeframes for transfers between Nigeria and Gambia.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer to Gambia. Your funds will be sent from Nigeria and converted into Dalasi.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Nigeria to Gambia
Western Union Agent
Total number of NG - GM providers
4
Average cheapest fees & rate
Afriex
Average fastest transfer
PayPal App
Average transfer time
Within a week
Best for bank transfers
Afriex
Best for debit card
PayPal App
Best for credit card
PayPal App

Understanding Nigeria to Gambia money transfers

Comparing providers when sending money from Nigeria to Gambia is the easiest way to make a transfer at the best price.

We’ve compared 4 providers for sending Naira to Gambia. This ensures you will get the best options for your transfer to Gambia from Nigeria.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Gambia.

Cheapest way to transfer money from Nigeria to Gambia: Afriex

Afriex is the cheapest way to send money to Gambia from Nigeria out of the 4 companies compared.

Our data shows that Afriex is 4.23% cheaper than the second-best option.

This includes a transfer fee of 0 NGN an exchange rate for buying Dalasi with Nairas that is 0.8% different to the mid-market rate.

If you want to secure the best rates on transfers from Nigeria to Gambia, Afriex will result in the most Dalasi received.

Afriex is the cheapest way to send money from Nigeria (NGN) to Gambia (GMD) - Afriex Screenshot

The cheapest way to to send money to Gambia from Nigeria is via PayPal P2P Transfer

The coverage of NGN/GMD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Transferring large sums of money

For transfers of larger amounts of Dalasis to Gambia picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
4 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Gambia.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Gambia can become expensive through your bank or with the wrong provider.

Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the cost of sending money from Nigeria to Gambia

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Nigeria to Gambia.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Dalasi for your Naira. The current NGN-GMD mid-market rate is 0.053 GMD per Naira.

  • This rate changes regularly so it can pay to track it. For comparison, the NGN-GMD mid-market rate for the past 7 days has averaged 0.0539 GMD per Naira, with a low of 0.0531 and a high of 0.0547.

  • Afriex is currently offering the best exchange rate from the 4 companies compared.

  • Often the NGN-GMD exchange rate you pay is the biggest cost factor when transferring Nairas to Gambia.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Naira you’re sending to Gambia. Afriex currently is the cheapest option for transfers into GMD costing 0 NGN per transfer. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Dalasi is the biggest indicator of the total cost of sending money to Gambia from Nigeria. The bigger the amount received in Gambia, the lower the overall cost of sending from Nigeria.

How to find the best exchange rate for Naira to Dalasi

Timing is essential for sending money between NGN and GMD. The exchange rate you secure impacts how much GMD you get for your NGN.

Mid-market Rate
1 
NGN
=
0.053005 
GMD

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from NGN to GMD has seen some fluctuation. On average, it stood at 0.0539.

  • During this period, the highest value recorded was 0.0547, while the lowest was 0.0531.

  • Western Union Agent, which is our recommended service to send money online from Nigeria to Gambia offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best NGN-Dalasi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Gambia!

Payment options for transfers from Nigeria to
Gambia

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from Nigeria to Gambia.

Using a money transfer company such as Afriex for payments from Nigeria to Gambia, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



Afriex is the best money transfer provider for bank transfers of the 4 we compared when sending NGN to Gambia.

With a fee of 0 NGN to transfer money from Nigeria to Gambia, Afriex offers a great combination of competitive exchange rates and lower fees.


Prepaid and debit cards

Sending money with a debit card from Nigeria to Gambia is easy with Western Union Agent.


Western Union Agent is a leader in debit card money transfers from Nigeria to Gambia. They are the best option of the 4 transfer companies compared.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Gambia and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Gambia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to GMD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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What is the best exchange rate I can get for sending money from Nigeria to Gambia?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Gambia?
Can I schedule regular transfers between Nigeria and Gambia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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