/Send money/To Nigeria/From Sierra Leone

How to send money to Nigeria from Sierra Leone with the best SLL-NGN rate

Find money transfer deals for sending money from Sierra Leone to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best SLL to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Sierra Leone.

Transferring the other way? Send NGN from Nigeria to Sierra Leone instead.
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November 19th, 2025

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Sierra Leone
SLL
Nigeria
NGN
Send
Le
Best money transfer companies

Send money from Sierra Leone to Nigeria

Last updated: Today
Mid-market rate as of 11/19/2025: 1 SLL = 0.069036 NGN
Results below are based on a 5700000 SLL search
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦373,829.74
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦373,829.74
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NGN)
₦369,894.63
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Sierra Leone to Nigeria

While you can’t send SLL to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Sierra Leone to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in SLL and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to get the best deal on your Sierra Leone to Nigeria money transfer

Summary of recent searches

Top rated for transfers from Sierra Leone to Nigeria
Western Union Agent
Total number of SL - NG providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations for money transfers from Sierra Leone to Nigeria

1

Compare providers

Comparing providers offering services between Sierra Leone and Nigeria, based on your specific needs is the best way to send money with confidence.

Our comparison includes 3 companies that provide the ability to send Leone to Nigeria.

This ensures you get the best options for transfers to Nigeria from Sierra Leone, based on the amount you want to send.

2

Watch the Leone-Naira exchange rate

3

Choose the right payment method

4

Use providers regulated in Nigeria and Sierra Leone

5

Consider transfer limits

6

Receiving money in Nigeria

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Nigeria from Sierra Leone is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing SLL/NGN.

The main cost is made up of the fee (around 3 SLL) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much SLL you are sending.

The fastest way to send money to Nigeria from Sierra Leone is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing SLL/NGN, cash transfer with MoneyGram is the fastest way.

Sending large amounts of money

Transferring Leone to Naira in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
3 companies compared, Western Union Agent has the strongest option for large transfers from Sierra Leone to Nigeria.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Leone to Naira.

The Western Union Agent rate makes them great for large transfers between Nigeria and Sierra Leone.

Understanding the cost of sending money from Sierra Leone to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Sierra Leone to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Leone. The current SLL-NGN mid-market rate is 0.0692 NGN per Leone.

  • This rate changes regularly so it can pay to track it. For comparison, the SLL-NGN mid-market rate for the past 7 days has averaged 0.0688 NGN per Leone, with a low of 0.0687 and a high of 0.069.

  • Western Union Agent is currently offering the best exchange rate from the 3 companies compared.

  • Often the SLL-NGN exchange rate you pay is the biggest cost factor when transferring Leones to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Leone you’re sending to Nigeria. Western Union Agent currently has the lowest fees for transfers into NGN of just 3 SLL. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Sierra Leone. The bigger the amount received in Nigeria, the lower the overall cost of sending from Sierra Leone.

Finding the best exchange rate for Leone to Naira

Timing is essential for sending money between SLL and NGN. The exchange rate you secure impacts how much NGN you get for your SLL.

Mid-market Rate
1 
SLL
=
0.069169 
NGN

Over the last week, here’s what we’ve seen:

  • The exchange rate from SLL to NGN averaged 0.0688 NGN.

  • The highest value recorded was 0.069 NGN, while the lowest was 0.0687 NGN.

  • There are currently 3 providers offering transfers between Sierra Leone and Nigeria close to this rate

Want to secure the best SLL-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Sierra Leone to Nigeria!

How to pay for money transfers between Sierra Leone and
Nigeria

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from Sierra Leone to Nigeria.

    Using a money transfer company such as Western Union Agent for transfers from Sierra Leone to Nigeria, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Western Union Agent is the cheapest provider for bank transfers of the 3 we compared for transfers from SLL to Nigeria.

    To send money from Sierra Leone to Nigeria, Western Union Agent has a fee of 3 SLL.

  • Debit cards and prepaid options

    Sending money from Sierra Leone to Nigeria with a debit card or a prepaid card is very simple with Western Union Agent.


    Western Union Agent is the cheapest option for sending money with a debit card between Sierra Leone and Nigeria. This is of the 3 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card transfers from Sierra Leone to Nigeria, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Sierra Leone.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Sierra Leone to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SLL to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Sierra Leone to Nigeria?
Are there any tax implications to sending money from Sierra Leone to Nigeria?
Can I send money from Sierra Leone to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Leones to Nigeria through various providers?
How long does it take to send money from Sierra Leone to Nigeria?
What is the best exchange rate I can get for sending money from Sierra Leone to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Sierra Leone to Nigeria?
Can I schedule regular transfers between Sierra Leone and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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