MoneyTransfers

How to send money to Nigeria from Kenya with the best KES-NGN rate

Find money transfer deals for sending money from Kenya to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best KES to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Kenya.

Transferring the other way? Send NGN from Nigeria to Kenya instead.
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August 12th, 2025
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Best money transfer companies

Send money from Kenya to Nigeria

Last updated: Today
Mid-market rate as of 08/12/2025: 1 KES = 11.871981 NGN
Results below are based on a 1000000 KES search
0 of 1 providers
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1
WorldRemit
Recipient gets (NGN)
₦11,800,690.11
Full transfer details
Visit WorldRemit
₦284,869 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: WorldRemit

WorldRemit is our recommended company for transferring Kenyan Shilling to Nigeria.

We tested & reviewed 1 transfer providers, and WorldRemit scored highly.

Sending 1,000,000 KES to NGN will cost you KSh5 in fees, and you will receive 11,800,690.11 NGN. The delivery time is minutes - 2 days, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Kenya to Nigeria transfer using WorldRemit.

WorldRemit is the top rated company for sending money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 2

How to compare deals on Kenya to Nigeria money transfers

Summary of recent searches

Top rated for transfers from Kenya to Nigeria
WorldRemit
Total number of KE - NG providers
1
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Average transfer time
Within minutes

Understanding Kenya to Nigeria money transfers

1
Comparing providers

Comparing providers when sending money from Kenya to Nigeria is the easiest way to make a transfer at the best price.

We’ve compared 1 providers for sending Kenyan Shilling to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Kenya.

We rate WorldRemit as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Kenya to Nigeria.

2
Get ahead of the Kenyan Shilling-Naira exchange rate
3
Choosing the right payment method
4
Financial regulators in Kenya and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Kenya: WorldRemit

WorldRemit combines the lowest fees with the best exchange rate and from the 1 companies compared offers the cheapest transfers to Nigeria from Kenya.

Data collected through our comparison over the past week shows that WorldRemit is 0% cheaper than the second-best option.

The cost is made up of a fee of 5 KES and an exchange rate for buying Naira with Kenyan Shilling that is 0.6% different to the mid-market rate.

If you want to secure the best rates on a Kenya to Nigeria transfer, WorldRemit offers value. We would still recommend searching for the amount you want to send to Nigeria.

WorldRemit is the cheapest way to send money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 2

Fastest money transfers from Kenya to Nigeria: WorldRemit.

Of the 1 money transfer companies tested, WorldRemit offered the quickest way to send Kenyan Shillings to Nigeria.

Based on our recent data, transfer time for a KSh1,000,000 transfer to Nigeria with WorldRemit is minutes - 2 days. This can vary by amount and method, but it is a good point of reference.

Sending money from Kenya to Nigeria through WorldRemit will cost you 5 KES in fees & small markup.

WorldRemit was one of 1 money transfer providers we compared for overall speed of sending money from Kenya to Nigeria. This speed test included depositing Kenyan Shillings to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, WorldRemit is our best choice for sending from Kenya to Nigeria.

WorldRemit is the fastest way to send money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the fastest way to send money from Kenya (KES) to Nigeria (NGN) - WorldRemit Screenshot 2

Transfer a large amount of money

For transferring bigger sums of money to Nigeria from Kenya, opt for a provider with a competitive exchange rate and strong account management.

WorldRemit is the best rated company for sending large amounts of Naira to Nigeria out of
1 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Kenya has the potential to be very expensive.

WorldRemit is our choice for big transfers to KES because of all round price, speed and management when making large transfers.

Understanding the cost of transferring money to Nigeria from Kenya

Fees and exchange rates make up the total cost of sending money from Nigeria to Nigeria. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current KES-NGN mid-market rate is 11.8585 NGN per Kenyan Shilling. You will get more Naira for your Kenyan Shillings if you find a provider close to this number.

  • For context, over the last 7 days the KES-NGN mid-market rate has had a high of 11.8791, a low of 11.7879 and averaged 11.8398 NGN per Kenyan Shilling.

  • Across the 1 companies compared, the best exchange rate is with WorldRemit.

  • Unless fees are unusually high, the exchange rate you receive on converting KES to NGN will be the biggest determining factor when working out the cost of transferring Kenyan Shillings to Nigeria.

Fees: Transfer fees are charged as part of the transfer. WorldRemit charges the lowest fee of 5 KES at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria. You can assume that a lower cost of sending from Kenya will result in more money received in Nigeria.

Getting the best exchange rate for Kenyan Shilling to Naira

Tracking the mid-market rate can make a huge difference when sending money KES to NGN. The exchange rate you secure impacts how much NGN you get for your KES.

Mid-market Rate
1 
KES
=
11.858510 
NGN

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from KES to NGN has seen some fluctuation. On average, it has been 11.8398.

  • During this period, the highest value level was 11.8791, with a low of 11.7879.

  • WorldRemit, which is our recommended service to send money online from Kenya to Nigeria offers an exchange rate that is only 0.6% above the mid-market rate.

Want to secure the best KES-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Kenya to Nigeria!

Payment methods available to fund your Kenya to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Kenya to Nigeria.

    Sending money via a bank transfer with a company such as for transfers from Kenya to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, is the best provider for bank transfers of the 1 we tested when sending KES to Nigeria.

    With a fee of KES to send money from Kenya to Nigeria, offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Kenya to Nigeria with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from Kenya to Nigeria, competing among a total of 1 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Kenya to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Kenya.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Kenya to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send KES to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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