MoneyTransfers

Compare ways to send money from Kenya to Nigeria

Find money transfer deals for sending money from Kenya to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best KES to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Kenya.

Transferring the other way? Send NGN from Nigeria to Kenya instead.
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Overall best way: Airwallex

Airwallex is our recommended company for transferring Kenyan Shilling to Nigeria.

We tested & reviewed 5 transfer providers, and Airwallex scored highly.

In the last six months, Airwallex appeared in 71.4% of Kenya to Nigeria searches, and was the top rated company supporting payments Kenya into Naira.

So for a great mix of cost, speed & features, make your Kenya to Nigeria transfer using Airwallex.

How to compare deals on Kenya to Nigeria money transfers

Summary of recent searches

Top rated for transfers from Kenya to Nigeria
Airwallex
Total number of KE - NG providers
5
Average cheapest fees & rate
Airwallex
Average fastest transfer
Airwallex
Best for bank transfers
Airwallex

Understanding Kenya to Nigeria money transfers

1
Comparing providers

Comparing providers when sending money from Kenya to Nigeria is the easiest way to make a transfer at the best price.

We’ve compared 5 providers for sending Kenyan Shilling to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Kenya.

We rate Airwallex as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Kenya to Nigeria.

2
Get ahead of the Kenyan Shilling-Naira exchange rate
3
Choosing the right payment method
4
Financial regulators in Kenya and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Kenya: Airwallex

Airwallex combines the lowest fees with the best exchange rate and from the 5 companies compared offers the cheapest transfers to Nigeria from Kenya.

Data collected through our comparison over the past six months shows that Airwallex is 0.5% cheaper than the second-best option.

The cost is made up of an average fee of 0* KES and an exchange rate for buying Naira with Kenyan Shilling that is 0% different to the mid-market rate.

If you want to secure the best rates on a Kenya to Nigeria transfer, Airwallex offers value. We would still recommend searching for the amount you want to send to Nigeria.

*The most common fee applied to KES-NGN by Airwallex, based on data from the past six months.

Fastest money transfers from Kenya to Nigeria: Airwallex.

Of the 5 money transfer companies tested, Airwallex offered the quickest way to send Kenyan Shillings to Nigeria.

Through our comparison, we found Airwallex to be the fastest option to transfer money from Kenya to Naira in 71.4% of instances.

Over the last six months, sending money from Kenya to Nigeria through Airwallex have an average fee of 0 KES.

Airwallex was one of 5 money transfer providers we compared for overall speed of sending money from Kenya to Nigeria. This speed test included depositing Kenyan Shillings to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Airwallex is our best choice for sending from Kenya to Nigeria.

Transfer a large amount of money

For transferring bigger sums of money to Nigeria from Kenya, opt for a provider with a competitive exchange rate and strong account management.

Airwallex is the best rated company for sending large amounts of Naira to Nigeria out of
5 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Kenya has the potential to be very expensive.

Airwallex is our choice for big transfers to KES because of all round price, speed and management when making large transfers.

Understanding the cost of transferring money to Nigeria from Kenya

Fees and exchange rates make up the total cost of sending money from Nigeria to Nigeria. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current KES-NGN mid-market rate is 12.8787 NGN per Kenyan Shilling. You will get more Naira for your Kenyan Shillings if you find a provider close to this number.

  • For context, over the last three months the KES-NGN mid-market rate has had a high of 12.934, a low of 10.3686 and averaged 12.0586 NGN per Kenyan Shilling.

  • Across the 5 companies compared, the best exchange rate is with Airwallex.

  • Unless fees are unusually high, the exchange rate you receive on converting KES to NGN will be the biggest determining factor when working out the cost of transferring Kenyan Shillings to Nigeria.

Fees: Transfer fees are charged as part of the transfer. Airwallex at an average of 0 KES per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria. You can assume that a lower cost of sending from Kenya will result in more money received in Nigeria.

Getting the best exchange rate for Kenyan Shilling to Naira

Tracking the mid-market rate can make a huge difference when sending money KES to NGN. The exchange rate you secure impacts how much NGN you get for your KES.

Mid-market Rate
1
= 12.878712 NGN

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from KES to NGN has seen some fluctuation. On average, it has been 12.0586.

  • During this period, the highest value level was 12.934, with a low of 10.3686.

  • Airwallex, which is our recommended service to send money online from Kenya to Nigeria offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best KES-Naira exchange rates?

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Payment methods available to fund your Kenya to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Kenya to Nigeria.

    Sending money via a bank transfer with a company such as Airwallex for transfers from Kenya to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Airwallex is the best provider for bank transfers of the 5 we tested when sending KES to Nigeria.

    With an average fee of KES0 to send money from Kenya to Nigeria, Airwallex offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Kenya to Nigeria with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from Kenya to Nigeria, competing among a total of 5 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from Kenya to Nigeria, emerges as our top choice of the 5 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Kenya.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Kenya to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send KES to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Kenya to Nigeria?
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Can I send money from Kenya to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Kenyan Shillings to Nigeria through various providers?
How long does it take to send money from Kenya to Nigeria?
What is the best exchange rate I can get for sending money from Kenya to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Kenya to Nigeria?
Can I schedule regular transfers between Kenya and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.