MoneyTransfers

How to send money from Kenya to Philippines

Compare the best ways to send money from Kenya to the Philippines. Find the cheapest, fastest, and most reliable providers with the best KES to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Kenya.

Transferring the other way? Send PHP from Philippines to Kenya instead.
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Companies for transfers from Kenya to Philippines

Sponsored - Managed Service

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

Best option: Wise

Wise is our top choice for KES to PHP transfers.

We tested & reviewed 9 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 66.7% of Kenya to Philippines searches, and was the top rated company supporting money transfers between KES and PHP.

For a great mix of cost, speed & features, transfer from Kenya to Philippine Peso using Wise.

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How to compare deals on Kenya to Philippines money transfers

Summary of recent searches

Top rated for transfers from Kenya to Philippines
Wise
Total number of KE - PH providers
9
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Best for bank transfers
Moneycorp
Best for debit card
Instarem
Best for credit card
Instarem

Understanding Kenya to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Kenya to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 9 providers for sending Kenyan Shilling to Philippines. This ensures you will get the best options for your transfer to the Philippines from Kenya.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Kenya to the Philippines.

2
Get ahead of the Kenyan Shilling-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Kenya and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to the Philippines from Kenya: Moneycorp

Moneycorp combines the lowest fees with the best exchange rate and from the 9 companies compared offers the cheapest transfers to the Philippines from Kenya.

Data collected through our comparison over the past six months shows that Moneycorp is 1.7% cheaper than the second-best option.

The cost is made up of an average fee of 0* KES and an exchange rate for buying Philippine Peso with Kenyan Shilling that is 2% different to the mid-market rate.

If you want to secure the best rates on a Kenya to Philippines transfer, Moneycorp offers value. We would still recommend searching for the amount you want to send to the Philippines.

*The most common fee applied to KES-PHP by Moneycorp, based on data from the past six months.

Fastest way to transfer money from Kenya to Philippines: Wise

Of the 9 companies compared, Wise currently offers the fastest money transfers to the Philippines from Kenya.

Our data shows that Wise came up as the fastest option for sending Kenyan Shilling into Philippine Peso in 50% of searches. This makes them well suited to urgent KES to PHP money transfers.

The average fee for a KES-Philippine Peso transfer through Wise is 7.82 KES.

To get the 'fastest' option we compared 9 providers for overall speed of sending money from Kenya to the Philippines - this includes depositing Kenyan Shilling, transfer times, withdrawal timeframes in the Philippines. 


When speed matters, Wise is your best choice for sending into the Philippines from Kenya.

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Transfer a large sum of money

When sending large amounts of Kenyan Shilling to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
9 money transfer companies compared, Wise is the best option for large transfers from Kenya to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Kenya to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Kenya because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Kenya to Philippines

The total cost of sending money to the Philippines from Kenya, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for KES-PHP is 0.4561 PHP per Kenyan Shilling.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Kenyan Shilling.

  • The average KES-PHP mid-market rate for the last three months has been 0.4414 PHP per Kenyan Shilling. This includes a high of 0.4484, and low of 0.4335.

  • Out of the 9 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting KES to PHP should be the biggest determining cost factor when transferring Kenyan Shilling to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Instarem, with a fee average of 0 KES per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Kenya will result in more money received in the Philippines.

Getting the best exchange rate for Kenyan Shilling to Philippine Peso

Tracking the mid-market rate can make a huge difference when sending money KES to PHP. The exchange rate you secure impacts how much PHP you get for your KES.

Mid-market Rate
1
= 0.456136 PHP

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from KES to PHP has seen some fluctuation. On average, it has been 0.4414.

  • During this period, the highest value level was 0.4484, with a low of 0.4335.

  • Wise, which is our recommended service to send money online from Kenya to Philippines offers an exchange rate that is only 0.04% above the mid-market rate.

Want to secure the best KES-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Kenya to Philippines!

Payment options for transfers from Kenya to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Kenya to the Philippines.

    Using a money transfer company such as Moneycorp for payments from Kenya to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Moneycorp is the best money transfer provider for bank transfers of the 9 we compared when sending KES to the Philippines.

    With an average fee of 0 KES to transfer money from Kenya to the Philippines, Moneycorp offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Kenya to the Philippines is easy with Instarem.


    Instarem is a leader in debit card money transfers from Kenya to the Philippines. They are the best option of the 9 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Kenya to the Philippines, Instarem is the top choice of the 9 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Kenya.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Kenya to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send KES to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending Kenyan Shillings to Philippines through various providers?
How long does it take to send money from Kenya to Philippines?
What is the best exchange rate I can get for sending money from Kenya to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Kenya to Philippines?
Can I schedule regular transfers between Kenya and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.