/Send money/To Nigeria/From Mozambique

How to send money to Nigeria from Mozambique with the best MZN-NGN rate

Find money transfer deals for sending money from Mozambique to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best MZN to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Mozambique.

Transferring the other way? Send NGN from Nigeria to Mozambique instead.
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November 21st, 2025

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Best money transfer companies

Send money from Mozambique to Nigeria

Last updated: Today
Mid-market rate as of 11/21/2025: 1 MZN = 22.714126 NGN
Results below are based on a 16000 MZN search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦345,189.98
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦345,189.98
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NGN)
₦341,535.05
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Mozambique to Nigeria

While you can’t send MZN to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Mozambique to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in MZN and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to send money from Mozambique to Nigeria

Summary of recent searches

Top rated for transfers from Mozambique to Nigeria
Western Union Agent
Total number of MZ - NG providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations when sending from Mozambique to Nigeria

1

Compare providers

Comparing money transfer companies with services between Mozambique and Nigeria, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 3 providers providing services between Mozambique and Nigeria. This ensures you will get the best options when sending Naira to Nigeria.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Nigeria will provide a specific provider that’s best for transferring money from Mozambique.

2

Understanding the Mozambique Metical-Naira exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Mozambique Metical in Nigeria

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Nigeria from Mozambique is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing MZN/NGN.

The main cost is made up of the fee (around 3 MZN) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much MZN you are sending.

The fastest way to send money to Nigeria from Mozambique is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing MZN/NGN, cash transfer with MoneyGram is the fastest way.

Sending large sums of money?

For transferring a bigger sum of money to Nigeria from Mozambique, we’d recommend using a provider that can offer a hands-on approach.

Of the
3 companies tested, Western Union Agent is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Nigeria from Mozambique can be expensive.

Western Union Agent is our choice for big transfers to MZN because of all round price, speed and management when making large transfers.

Understanding the cost of sending money from Mozambique to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Mozambique to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Mozambique Metical. The current MZN-NGN mid-market rate is 22.744 NGN per Mozambique Metical.

  • This rate changes regularly so it can pay to track it. For comparison, the MZN-NGN mid-market rate for the past 7 days has averaged 22.6133 NGN per Mozambique Metical, with a low of 22.5093 and a high of 22.8458.

  • Western Union Agent is currently offering the best exchange rate from the 3 companies compared.

  • Often the MZN-NGN exchange rate you pay is the biggest cost factor when transferring Mozambique Meticals to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Mozambique Metical you’re sending to Nigeria. Western Union Agent currently has the lowest fees for transfers into NGN of just 3 MZN. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Mozambique. The bigger the amount received in Nigeria, the lower the overall cost of sending from Mozambique.

Getting the best exchange rate for Mozambique Metical to Naira

Tracking the mid-market rate can make a huge difference when sending money MZN to NGN. The exchange rate you secure impacts how much NGN you get for your MZN.

Mid-market Rate
1 
MZN
=
22.744023 
NGN

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from MZN to NGN has seen some fluctuation. On average, it has been 22.6133.

  • During this period, the highest value level was 22.8458, with a low of 22.5093.

  • Western Union Agent, which is our recommended service to send money online from Mozambique to Nigeria offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best MZN-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Mozambique to Nigeria!

Funding your Mozambique to
Nigeria money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Mozambique to Nigeria.

    By using a money transfer company such as Western Union Agent for transfers from Mozambique to Nigeria, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Western Union Agent is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending MZN to Nigeria.

    With a fee of 3 MZN to send money from Mozambique to Nigeria, Western Union Agent offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Mozambique to Nigeria with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Mozambique to Nigeria.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Mozambique.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Mozambique to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send MZN to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Mozambique to Nigeria?
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Can I send money from Mozambique to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Mozambique Meticals to Nigeria through various providers?
How long does it take to send money from Mozambique to Nigeria?
What is the best exchange rate I can get for sending money from Mozambique to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Mozambique to Nigeria?
Can I schedule regular transfers between Mozambique and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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