Send money from Nigeria to Mozambique
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
The best way to send NGN to Mozambique is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/MZN transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit NGN online and the recipient in Mozambique will need to visit a branch to pick up MZN.

How to send money from Nigeria to Mozambique
Understanding Nigeria to Mozambique money transfers
Comparing providers
Comparing providers when sending money from Nigeria to Mozambique is the easiest way to make a transfer at the best price.
We’ve compared 3 providers for sending Naira to Mozambique. This ensures you will get the best options for your transfer to Mozambique from Nigeria.
We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Mozambique.
Get ahead of the Naira-Mozambique Metical exchange rate
Choosing the right payment method
Financial regulators in Nigeria and Mozambique
Consider transfer limits
Receiving money in Mozambique
Have your ID ready
Tax declarations
The cheapest way to send money from Nigeria to Mozambique is a cash transfer via MoneyGram.
The cheapest way to send money to Mozambique from Nigeria is via a cash transfer through a MoneyGram Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/MZN transfers online.
The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Mozambique from Nigeria is via PayPal P2P Transfer
The coverage of NGN/MZN transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Transferring large sums of money
Of the 3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Mozambique.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Mozambique can become expensive through your bank or with the wrong provider.
Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when transferring money to Mozambique from Nigeria
When calculating the cost of sending money from Nigeria to Mozambique, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current NGN-MZN mid-market rate is 0.044 MZN per Naira. Finding a provider as close to this number as possible will ensure more Mozambique Metical for your money.
As a comparison, the NGN-MZN mid-market rate for the past week has averaged 0.0442 MZN per Naira, hitting a high of 0.0444 and a low of 0.0438.
Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Mozambique.
Often the NGN-MZN exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Mozambique.
Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 NGN. Although we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Mozambique Metical is the biggest indicator in the total cost of sending money to Nigeria from Mozambique. The higher the total amount received in Mozambique, the lower the cost of sending from Nigeria.
Track the exchange rate for Naira to Mozambique Metical
Sending money at the right time between NGN and MZN can make a huge difference to overall cost. The exchange rate impacts how much MZN you get for your NGN.
Over the last 7 days, the average numbers are:
The exchange rate from NGN to MZN averaged 0.0442 MZN.
The highest value recorded was 0.0444 MZN, while the lowest was 0.0438 MZN.
3 providers currently offer transfers between Nigeria and Mozambique close to this rate.
Want to secure the best NGN-Mozambique Metical exchange rates?
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Payment options for transfers from Nigeria to Mozambique
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Mozambique and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Mozambique.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to MZN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.








