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How to send money to South Africa from Mozambique with the best MZN-ZAR rate

Find the best deals when you transfer from Mozambique to South Africa. Get insights on the fastest, cheapest, and providers with the best MZN to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Mozambique.

Transferring the other way? Send ZAR from South Africa to Mozambique instead.
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November 21st, 2025

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Best money transfer companies

Send money from Mozambique to South Africa

Last updated: Today
Mid-market rate as of 11/21/2025: 1 MZN = 0.269996 ZAR
Results below are based on a 16000 MZN search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (ZAR)
R 4,103.17
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (ZAR)
R 4,103.17
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (ZAR)
R 4,059.72
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Mozambique to South Africa

While you can’t send MZN to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Mozambique to South Africa is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in MZN and your recipient will receive the ZAR into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

Compare for the best deal on your Mozambique to South Africa transfer

Summary of recent searches

Top rated for transfers from Mozambique to South Africa
Western Union Agent
Total number of MZ - ZA providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Transfer consider from Mozambique to South Africa

1

Compare available providers

A comparison of providers offering services between Mozambique and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Mozambique Metical to South Africa we've compared 3 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Mozambique.

Overall, we rated Western Union Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Mozambique to South Africa.

2

Getting the best Mozambique Metical-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from Mozambique is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering MZN to ZAR transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 MZN per 16,000 MZN) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest way to send money to South Africa from Mozambique : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from Mozambique to South Africa is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect ZAR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for MZN to ZAR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer?

For big transfers between Mozambique and South Africa, competitive pricing & strong customer service are key.

Western Union Agent is the best option for large transfers of the
3 providers compared.

While Western Union Agent may not always be the cheapest or fastest way to send MZN from Mozambique to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of sending money from Mozambique to South Africa

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Mozambique to South Africa.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Rand for your Mozambique Metical. The current MZN-ZAR mid-market rate is 0.2715 ZAR per Mozambique Metical.

  • This rate changes regularly so it can pay to track it. For comparison, the MZN-ZAR mid-market rate for the past 7 days has averaged 0.2684 ZAR per Mozambique Metical, with a low of 0.2671 and a high of 0.27.

  • Western Union Agent is currently offering the best exchange rate from the 3 companies compared.

  • Often the MZN-ZAR exchange rate you pay is the biggest cost factor when transferring Mozambique Meticals to South Africa.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Mozambique Metical you’re sending to South Africa. Western Union Agent currently has the lowest fees for transfers into ZAR of just 3 MZN. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rand is the biggest indicator of the total cost of sending money to South Africa from Mozambique. The bigger the amount received in South Africa, the lower the overall cost of sending from Mozambique.

Getting the best exchange rate for Mozambique Metical to Rand

Tracking the mid-market rate can make a huge difference when sending money MZN to ZAR. The exchange rate you secure impacts how much ZAR you get for your MZN.

Mid-market Rate
1 
MZN
=
0.271538 
ZAR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from MZN to ZAR has seen some fluctuation. On average, it has been 0.2684.

  • During this period, the highest value level was 0.27, with a low of 0.2671.

  • Western Union Agent, which is our recommended service to send money online from Mozambique to South Africa offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best MZN-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Mozambique to South Africa!

Funding your Mozambique to
South Africa money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Mozambique to South Africa.

    By using a money transfer company such as Western Union Agent for transfers from Mozambique to South Africa, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Western Union Agent is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending MZN to South Africa.

    With a fee of 3 MZN to send money from Mozambique to South Africa, Western Union Agent offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Mozambique to South Africa with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Mozambique to South Africa.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Mozambique.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Mozambique to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send MZN to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Mozambique to South Africa?
Are there any tax implications to sending money from Mozambique to South Africa?
Can I send money from Mozambique to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Mozambique Meticals to South Africa through various providers?
How long does it take to send money from Mozambique to South Africa?
What is the best exchange rate I can get for sending money from Mozambique to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Mozambique to South Africa?
Can I schedule regular transfers between Mozambique and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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