/Send money/To Nigeria/From Thailand

How to send money to Nigeria from Thailand with the best THB-NGN rate

Find money transfer deals for sending money from Thailand to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best THB to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Thailand.

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November 18th, 2025

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Best money transfer companies

Send money from Thailand to Nigeria

Last updated: Today
Mid-market rate as of 11/18/2025: 1 THB = 44.453638 NGN
Results below are based on a 8500 THB search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦358,836.43
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦358,836.43
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NGN)
₦355,017.42
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Thailand to Nigeria

While you can’t send THB to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Thailand to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in THB and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to get the best deal on sending money from Thailand to Nigeria

Summary of recent searches

Top rated for transfers from Thailand to Nigeria
Western Union Agent
Total number of TH - NG providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from Thailand to Nigeria considerations

1

Compare providers

A comparison of providers offering services between Thailand and Nigeria is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Baht to Nigeria.

This ensures you will get the best options for your transfer to Nigeria from Thailand.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Thailand to Nigeria.

2

Get the most from the Baht-Naira exchange rate

3

Choose the right payment method

4

Financial regulations in Thailand and Nigeria

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Nigeria from Thailand is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing THB/NGN.

The main cost is made up of the fee (around 3 THB) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much THB you are sending.

The fastest way to send money to Nigeria from Thailand is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing THB/NGN, cash transfer with MoneyGram is the fastest way.

Transfer a large amount of money

For transferring bigger sums of money to Nigeria from Thailand, opt for a provider with a competitive exchange rate and strong account management.

Western Union Agent is the best rated company for sending large amounts of Naira to Nigeria out of
3 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Thailand has the potential to be very expensive.

Western Union Agent is our choice for big transfers to THB because of all round price, speed and management when making large transfers.

Understanding the cost of transferring money from Thailand to Nigeria

The total cost of money transfers from Thailand to Nigeria is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for THB-NGN is currently 44.573 NGN per Baht. Providers offering services closer to this rate will ensure more Naira for your Bahts.

  • To give a historic average, over the last 7 days the THB-NGN mid-market rate has been 44.4603 NGN per Baht, this has had a high of 44.5643 and a low of 44.1712.

  • From the 3 companies compared, Western Union Agent offers the best exchange rate on transfers to Nigeria and Thailand.

  • Generally, the exchange rate you receive on converting THB to NGN will be the biggest factor impacting the cost of sending Bahts to Nigeria.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Western Union Agent, just 3 THB per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Naira. Simply, the higher the amount received in Thailand, the lower the cost of sending from Nigeria.

Track the exchange rate for Baht to Naira

Sending money at the right time between THB and NGN can make a huge difference to overall cost. The exchange rate impacts how much NGN you get for your THB.

Mid-market Rate
1 
THB
=
44.572978 
NGN

Over the last 7 days, the average numbers are:

  • The exchange rate from THB to NGN averaged 44.4603 NGN.

  • The highest value recorded was 44.5643 NGN, while the lowest was 44.1712 NGN.

  • 3 providers currently offer transfers between Thailand and Nigeria close to this rate

Want to secure the best THB-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Thailand to Nigeria!

Payment methods for Thailand to
Nigeria transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Thailand to Nigeria.

    By opting for a money transfer company such as Western Union Agent for transfers from Thailand to Nigeria, you can send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Western Union Agent is the cheapest provider for bank transfers from the 3 we tested when sending THB to Nigeria.

    With a fee of THB3 to send money from Thailand to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Thailand to Nigeria is easy with Western Union Agent.


    Western Union Agent is a market leader in debit card payments for transfers from Thailand to Nigeria, this is among a total of 3 money transfer companies compared.

  • Credit cards transfers

    When it comes to the credit card deposits, when sending money from Thailand to Nigeria, we recommend comparing your options to get the best deal.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Thailand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Thailand to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send THB to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Thailand to Nigeria?
Are there any tax implications to sending money from Thailand to Nigeria?
Can I send money from Thailand to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Bahts to Nigeria through various providers?
How long does it take to send money from Thailand to Nigeria?
What is the best exchange rate I can get for sending money from Thailand to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Thailand to Nigeria?
Can I schedule regular transfers between Thailand and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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