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Overall top choice: Wise
Of the 8 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 100% of searches for transfers between Indonesia and China.
When sending money from Indonesia to China, using Wise in a great option.
How to get the best deal on your Indonesia to China transfer
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to get an overall cost of exchange rates and fees when sending money from Indonesia to China.
- Choose a provider
Select the provider that offers you the best value & service for transfers between Indonesia and China.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to China.
Summary of recent searches
Considerations ahead of sending money from Indonesia to China
A comparison of providers offering services between Indonesia and China, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 8 providers that provide services for sending Rupiah to China. This ensures you will get the best options for your transfer to China from Indonesia.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Indonesia to China.
Cheapest way to transfer money to China from Indonesia: Wise
Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.
Wise offers this through a combination of an average 272,656* IDR fee per transfer and exchange rate between IDR-CNY that is 1.6% different to the mid-market rate
If you want the cheapest way to send Rupiah to China, Wise is our recommended choice.
*The most common fee applied to IDR-CNY by Wise, based on data from the past six months.
Fastest way to transfer money to China from Indonesia: Wise.
Wise was the quickest way to send Rupiah to Yuan Renminbi in 100% of searches. For fast transfers between IDR and CNY, Wise comes highly recommended.
When using Wise to send money from Indonesia to China you can expect an average fee of 272,656 IDR. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 8 money transfer providers. To test overall speed of sending money from Indonesia to China we included the timeframe for depositing Rupiah to a money transfer account and average transfer times to China.
When sending money to China from Indonesia quickly is a priority, Wise is our recommended choice.
Sending a large amount of money?
Of the 8 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to China, it's a great provider for things like buying or selling property.
Understanding the cost of sending money to China from Indonesia
The cost of sending money from China to China, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from IDR-CNY is 0.0004 CNY per Rupiah.
Finding a provider offering an exchange as close to 0.0004 as possible will ensure more Yuan Renminbi received when transferring.
For context, the IDR-CNY mid-market rate for the past three months has averaged 0.0004 CNY per Rupiah. This includes a high of 0.0005, and low of 0.0004.
Wise currently offers the best exchange rate on transfers from Indonesia to China.
For the most part the IDR-CNY exchange rate you receive is the biggest factor impacting the cost of sending IDR to China.
Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to China from Indonesia, averaging 272,656 IDR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Yuan Renminbi is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rupiahs to CNY, paired with a low fee, means a higher total amount received in China.
How to find the best exchange rate for Rupiah to Yuan Renminbi
Timing is essential for sending money between IDR and CNY. The exchange rate you secure impacts how much CNY you get for your IDR.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from IDR to CNY has seen some fluctuation. On average, it stood at 0.0004.
During this period, the highest value recorded was 0.0005, while the lowest was 0.0004.
Wise, which is our recommended service to send money online from Indonesia to China offers an exchange rate that is only -8.12% above the mid-market rate.
Want to secure the best IDR-Yuan Renminbi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to China!
Payment methods available to fund your Indonesia to China transfer
Bank transfers
Bank transfers are often the better option for money transfers from Indonesia to China.
Sending money via a bank transfer with a company such as Wise for transfers from Indonesia to China allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the best provider for bank transfers of the 8 we tested when sending IDR to China.
With an average fee of IDR707,184 to send money from Indonesia to China, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Indonesia to China with a prepaid or a debit card is very simple with .
is a leader in card payments for transfers from Indonesia to China, competing among a total of 8 active money transfer companies on this route.
Credit cards
When it comes to transferring money with a credit card from Indonesia to China, emerges as our top choice of the 8 companies offering this service.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between China and Indonesia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to China.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to CNY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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