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How to send money to Canada from Indonesia with the best IDR-CAD rate

Compare the best ways to send money from Indonesia to Canada. Explore the fastest, cheapest, and most reliable providers with the best IDR to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Indonesia.

Transferring the other way? Send CAD from Canada to Indonesia instead.
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July 8th, 2025
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Best money transfer companies

Send money from Indonesia to Canada

Last updated: Today
Mid-market rate as of 07/08/2025: 1 IDR = 0.000084156852 CAD
Results below are based on a 100000000 IDR search
0 of 3 providers
Sponsored
Wise
Recipient gets (CAD)
$8,366.59
Full transfer details
Visit Wise
$203 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (CAD)
$8,300.00
Full transfer details
Visit OFX
$137 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
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1
Instarem
Recipient gets (CAD)
$10,000.00
Full transfer details
Visit Instarem
$1,837 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
2
Wise
Recipient gets (CAD)
$8,366.59
Full transfer details
Visit Wise
$203 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
OFX
Recipient gets (CAD)
$8,300.00
Full transfer details
Visit OFX
$137 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (CAD)
$8,366.59
Full transfer details
Visit Wise
$203 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (CAD)
$8,300.00
Full transfer details
Visit OFX
$137 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Best choice: Wise

Wise is our recommended way to send Rupiah to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 100,000,000 IDR to CAD will cost you Rp561056 in fees, and you will receive 8,366.59 CAD. The delivery time is next day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Indonesia to Canada transfer using Wise.

Wise is the top rated company for sending money from Indonesia (IDR) to Canada (CAD) - Wise Screenshot

How to get the best deal on your Indonesia to Canada money transfer

Summary of recent searches

Top rated for transfers from Indonesia to Canada
Wise
Total number of ID - CA providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
OFX
Average transfer time
Within minutes
Best for bank transfers
Wise

Sending money from Indonesia to Canada considerations

1
Compare providers

A comparison of providers offering services between Indonesia and Canada is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rupiah to Canada.

This ensures you will get the best options for your transfer to Canada from Indonesia.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Indonesia to Canada.

2
Get the most from the Rupiah-Canadian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in Indonesia and Canada
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Canada from Indonesia: Wise

Wise combines the lowest fees with the best exchange rate and from the 3 companies compared offers the cheapest transfers to Canada from Indonesia.

Data collected through our comparison over the past week shows that Wise is 0.8% cheaper than the second-best option.

The cost is made up of a fee of 561056 IDR and an exchange rate for buying Canadian Dollar with Rupiah that is -17.21% different to the mid-market rate.

If you want to secure the best rates on a Indonesia to Canada transfer, Wise offers value. We would still recommend searching for the amount you want to send to Canada.

Wise is the cheapest way to send money from Indonesia (IDR) to Canada (CAD) - Wise Screenshot

Fastest money transfers to Canada from Indonesia: OFX.

We tested 3 companies offering transfers from Rupiah to Canada and OFX offered the quickest options.

For example, the transfer time for sending Rp100,000,000 to Canada with OFX is minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Money transfers from Indonesia to Canada through OFX have a fee of 0 IDR.

To confirm that OFX was the 'fastest' option we compared 3 money transfer providers for the overall speed of sending money from Indonesia to Canada. This was made up of depositing Rupiah to a money transfer account and transfer times to Canada.

When sending quickly is a priority, OFX is our recommended choice for sending into Canada from Indonesia.

OFX is the fastest way to send money from Indonesia (IDR) to Canada (CAD) - OFX Screenshot

Sending a large amount of money?

For big transfers from Indonesia to Canada, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Indonesia to Canada

The total cost of money transfers to Canada from Indonesia, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for IDR-CAD is 0.0001 CAD per Rupiah.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Rupiahs.

  • On average for the last week, the IDR-CAD mid-market rate has been 0.0001 CAD per Rupiah. This hit a high of 0.0001, and a low of 0.0001.

  • From the 3 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IDR to CAD.

Fees: Some money transfers between Indonesia and Canada will be subject to fees. Wise has a fee of 561056 IDR based on a 100,000,000 IDR transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from Indonesia.

How to find the best exchange rate for Rupiah to Canadian Dollar

Timing is essential for sending money between IDR and CAD. The exchange rate you secure impacts how much CAD you get for your IDR.

Mid-market Rate
1 
IDR
=
0.000084 
CAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from IDR to CAD has seen some fluctuation. On average, it stood at 0.0001.

  • During this period, the highest value recorded was 0.0001, while the lowest was 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to Canada offers an exchange rate that is only -17.21% above the mid-market rate.

Want to secure the best IDR-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Canada!

Funding your Indonesia to
Canada money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Indonesia to Canada.

    By using a money transfer company such as Wise for transfers from Indonesia to Canada, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending IDR to Canada.

    With a fee of 561056 IDR to send money from Indonesia to Canada, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to Canada with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from Indonesia to Canada.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Indonesia to Canada?
Are there any tax implications to sending money from Indonesia to Canada?
Can I send money from Indonesia to Canada with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to Canada through various providers?
How long does it take to send money from Indonesia to Canada?
What is the best exchange rate I can get for sending money from Indonesia to Canada?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to Canada?
Can I schedule regular transfers between Indonesia and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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