How to send money to the US from Indonesia with the best IDR-USD rate

Get the best deals when you transfer from Indonesia to United States. Find the cheapest, fastest, and most reliable providers with the best IDR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Indonesia.

Transferring the other way? Send USD from United States to Indonesia instead.
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November 18th, 2025

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Best money transfer companies

Send money from Indonesia to United States

Last updated: Today
Mid-market rate as of 11/18/2025: 1 IDR = 0.000059654837 USD
Results below are based on a 4200000 IDR search
Promoted
Wise
Recipient gets (USD)
$246.97
Full transfer details
Visit Wise
$4 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (USD)
$246.97
Full transfer details
Visit Wise
$4 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (USD)
$238.02
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (USD)
$238.02
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (USD)
$235.52
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (USD)
$246.97
Full transfer details
Visit Wise
$4 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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Best choice: Wise

Wise is our recommended way to send Rupiah to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 4,200,000 IDR to USD will cost you Rp60525 in fees, and you will receive 246.97 USD. The delivery time is same day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Indonesia to the United States transfer using Wise.

Wise is the top rated company for sending money from Indonesia (IDR) to United States (USD) - Wise Screenshot

How to get the best deal on your Indonesia to United States money transfer

Summary of recent searches

Top rated for transfers from Indonesia to United States
Wise
Total number of ID - US providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Get the most from sending money from Indonesia to United States

1

Compare providers

Comparing providers offering services between Indonesia and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire IDR-USD market and have compared 4 providers offering services between Indonesia and the United States.

This ensures you will get the most comprehensive options for sending Rupiah to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Indonesia to the United States transfer needs.

2

Beat the Rupiah-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Indonesia and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The fastest way to send money to US from Indonesia is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many IDR/USD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to US from Indonesia is via PayPal P2P Transfer

The coverage of IDR/USD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to the United States, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to United States, it's a great provider for things like buying or selling property.

Understanding the cost of money transfers from Indonesia to United States

The total cost of sending money to United States from Indonesia is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for IDR-USD is 0.0001 USD per Rupiah.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Rupiahs.

Over the last 7 days, the average IDR-USD mid-market rate has seen each Rupiah worth 0.0001 USD. Within this we see a high of 0.0001, and a low of 0.0001.

Of the 4 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IDR to USD.

Fees: When sending money you may have to pay fees. Wise costs 60525 IDR per transfer at the moment, which is the cheapest option of the 4 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Indonesia.

Getting best exchange rate for transfers between Rupiah and US Dollar

Timing is essential for transferring money between IDR and USD. The exchange rate you secure impacts how much USD you get for your IDR.

Mid-market Rate
1 
IDR
=
0.000060 
USD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from IDR to USD has moved slightly. On average, it was 0.0001.

  • During this same period,there was a high of 0.0001, and a low of 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to United States offers 0.0001 USD per IDR which is only -50.54% above the mid-market rate.

Want to secure the best IDR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to the United States!

Funding your Indonesia to
United States money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Indonesia to the United States.

    By using a money transfer company such as Wise for transfers from Indonesia to the United States, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending IDR to the United States.

    With a fee of 60525 IDR to send money from Indonesia to the United States, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to the United States with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Indonesia to the United States.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Indonesia to United States?
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Can I send money from Indonesia to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to United States through various providers?
How long does it take to send money from Indonesia to United States?
What is the best exchange rate I can get for sending money from Indonesia to United States?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to United States?
Can I schedule regular transfers between Indonesia and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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