MoneyTransfers
/Send money/From Spain

How to send money to Cook Islands from Spain with the best EUR-NZD rate

Find money transfer deals for sending money from Spain to Cook Islands. Compare the cheapest, fastest, and most reliable providers with the best EUR to NZD exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Cook Islands from Spain.

Disclosure
July 18th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Spain
EUR
Cook Islands
NZD
Send
Best money transfer companies

Send money from Spain to Cook Islands

Last updated: Today
Mid-market rate as of 07/18/2025: 1 EUR = 1.952274 NZD
Results below are based on a 7000 EUR search
0 of 2 providers
Sponsored
Wise
Recipient gets (NZD)
$13,602.91
Full transfer details
Visit Wise
$347 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (NZD)
$13,602.91
Full transfer details
Visit Wise
$347 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (NZD)
$13,523.20
Sponsored
Wise
Recipient gets (NZD)
$13,602.91
Full transfer details
Visit Wise
$347 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best option: Wise

Wise is our recommended company for sending money to Cook Islands from EUR.

Of the 2 companies that support EUR to NZD, Wise offered the best combination of cost and speed.

Sending 7,000 EUR to NZD will cost you €31.94 in fees, and you will receive 13,602.91 NZD.

So for a great mix of cost, speed & features, send Euros to Cook Islands using Wise.

Wise is the top rated company for sending money from Spain (EUR) to Cook Islands (NZD) - Wise Screenshot

How to send money from Spain to Cook Islands

Summary of recent searches

Top rated for transfers from Spain to Cook Islands
Wise
Total number of ES - CK providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise

Considerations for money transfers from Spain to Cook Islands

1
Compare providers

Comparing providers offering services between Spain and Cook Islands, based on your specific needs is the best way to send money with confidence.

Our comparison includes 2 companies that provide the ability to send Euro to Cook Islands.

This ensures you get the best options for transfers to Cook Islands from Spain, based on the amount you want to send.

2
Watch the Euro-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in Cook Islands and Spain
5
Consider transfer limits
6
Receiving money in Cook Islands
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Cook Islands from Spain: Wise

Of the 2 providers compared, Wise is the cheapest option for sending money right now.

The cost is a combination of a fee of 31.94 EUR and an exchange rate for converting Euro to New Zealand Dollar that is 0% different to the mid-market rate.

We found that Wise is 0.59% cheaper than the second-best option.

We would recommend Wise for low cost, affordable transfers from New Zealand Dollars to Cook Islands.

Wise is the cheapest way to send money from Spain (EUR) to Cook Islands (NZD) - Wise Screenshot

Fastest money transfers to Cook Islands from Spain: Paysend.

We tested 2 companies offering transfers from Euro to Cook Islands and Paysend offered the quickest options.

For example, the transfer time for sending €7,000 to Cook Islands with Paysend is minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Money transfers from Spain to Cook Islands through Paysend have a fee of 0 EUR.

To confirm that Paysend was the 'fastest' option we compared 2 money transfer providers for the overall speed of sending money from Spain to Cook Islands. This was made up of depositing Euro to a money transfer account and transfer times to Cook Islands.

When sending quickly is a priority, Paysend is our recommended choice for sending into Cook Islands from Spain.

Paysend is the fastest way to send money from Spain (EUR) to Cook Islands (NZD) - Paysend Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Cook Islands from Spain needs a strong exchange rate and effective transfer management.

From the
2 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Cook Islands from Spain.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from New Zealand Dollars to New Zealand Dollar.

As such, we recommend Currencies Direct for large Cook Islands transfers.

Understanding the cost of moving money to Cook Islands from Spain

The total cost of money transfers to Cook Islands from Spain, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for EUR-NZD is 1.9492 NZD per Euro.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more New Zealand Dollar for your Euros.

  • On average for the last week, the EUR-NZD mid-market rate has been 1.9506 NZD per Euro. This hit a high of 1.9604, and a low of 1.9402.

  • From the 2 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to NZD.

Fees: Some money transfers between Spain and Cook Islands will be subject to fees.

Wise is the cheapest option overall, charging 31.94 EUR.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of New Zealand Dollar eventually received in Cook Islands.

This number should guide you, as a higher amount of money received in Cook Islands means a better overall cost of sending money from Spain.

Getting best exchange rate for transferring Euro to New Zealand Dollar

When transferring money between EUR and NZD, timing can make a huge difference. The exchange rate you secure impacts how much NZD you get for your EUR.

Mid-market Rate
1 
EUR
=
1.949184 
NZD

Let's dive into some interesting recent trends.

  • In the last week, the mid-market rate from EUR to NZD has fluctuated slightly. On average, it was 1.9506.

  • Across this 7 days, the highest value recorded was 1.9604, while the lowest was 1.9402.

  • Wise, which is our recommended service to send money online from Spain to Cook Islands offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Cook Islands!

Funding your Spain to
Cook Islands money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Spain to Cook Islands.

    By using a money transfer company such as Wise for transfers from Spain to Cook Islands, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending EUR to Cook Islands.

    With a fee of 31.94 EUR to send money from Spain to Cook Islands, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Spain to Cook Islands with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Spain to Cook Islands.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Cook Islands and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Cook Islands.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Spain to Cook Islands?
Are there any tax implications to sending money from Spain to Cook Islands?
Can I send money from Spain to Cook Islands with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Cook Islands through various providers?
How long does it take to send money from Spain to Cook Islands?
What is the best exchange rate I can get for sending money from Spain to Cook Islands?
Are there any minimum or maximum transfer amounts for sending money from Spain to Cook Islands?
Can I schedule regular transfers between Spain and Cook Islands?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free