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Our recommendation: Wise
We tested & reviewed 12 money transfer providers offering money transfers from Spain to Germany, and Wise scored highly.
In total, Wise appeared in 100% of Spain to Germany searches, and was the top rated company supporting transfers between EUR and EUR.
For a great mix of cost, speed & features, we recommend making your Spain to Germany transfer using Wise.
How to send money from Spain to Germany
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Euro from Spain.
- Choose a provider
Select the provider offering the best way to send to Germany based on your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your Euro will soon be on their way to Germany.
Summary of recent searches
Get the most from sending money from Spain to Germany
Comparing providers offering services between Spain and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire EUR-EUR market and have compared 12 providers offering services between Spain and Germany.
This ensures you will get the most comprehensive options for sending Euro to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Spain to Germany transfer needs.
Cheapest way to send money to Germany from Spain: Wise
The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to Euro that is 0% different to the mid-market rate.
On average, Wise is 0% cheaper than the second-best option.
We would recommend Wise for low cost, affordable transfers from Euros to Germany.
*The most common fee applied to EUR-EUR by Wise, based on data from the past six months.
Fastest company to send money to Germany from Spain: Paysend.
Through our data, Paysend was the quickest way to send money from Spain to Euro 51.9% of the time.
Sending money through Paysend to Germany from Spain has an average fee of 0 EUR.
To understand who was the fastest, we tested Paysend as part of 12 money transfer providers. Within this, we looked at the overall speed of sending money from Spain to Germany. This was made up of transfer times to Germany after Euros were added to a money transfer account.
When fast money transfers between Spain and Germany are a priority, Paysend is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 12 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from Spain to Germany can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Germany from Spain.
Understanding the costs involved when transferring money from Spain to Germany
When calculating the costs of money transfers between Spain and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the EUR-EUR mid-market rate equals 1 EUR per Euro.
For reference, the EUR-EUR average mid-market rate for the past three months has been 1 EUR per Euro, with a high of 1 and a low of 1.
The company offering the best exchange rate is Wise.
Often the EUR-EUR exchange rate you receive is the bigger factor than how much it costs to send Euros to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Paysend, averaging 0 EUR over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Spain to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Spain.
Getting best exchange rate for transferring Euro to Euro
When transferring money between EUR and EUR, timing can make a huge difference. The exchange rate you secure impacts how much EUR you get for your EUR.
Let's dive into some interesting recent trends.
Over the past six months, the mid-market rate from EUR to EUR has fluctuated slightly. On average, it was 1.
Across this six month period, the highest value recorded was 1, while the lowest was 1.
Wise, which is our recommended service to send money online from Spain to Germany offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best EUR-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Germany!
Funding your Spain to Germany money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from Spain to Germany.
By using a money transfer company such as Wise for transfers from Spain to Germany, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 12 companies we tested when sending EUR to Germany.
With an average fee of 0.95 EUR to send money from Spain to Germany, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Spain to Germany with a debit or a prepaid card is easy with Wise.
Wise is a leading money transfer company for debit card payments, and offers transfers from Spain to Germany.
Credit cards
When it comes to sending money with a credit card from Spain to Germany, Wise is our top choice of the 12 companies offering this service.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Spain.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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