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Compare money transfers from Spain to Ghana

Get the best deals on transfers from Spain to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive EUR to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from Spain.

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WorldRemit was the top rated provider from Spain to Ghana

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%
Revolut was the cheapest from Spain to Ghana

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from Spain to Ghana

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

Overall best option: WorldRemit


WorldRemit is our recommended company for sending money to Ghana from EUR.

Of the 15 companies that support EUR to GHS, WorldRemit offered the best combination of cost and speed.

Overall, WorldRemit appeared in 85.7% of Spain to Ghana searches, consistently scoring as one of the best ways to send EUR to GHS.

So for a great mix of cost, speed & features, send Euros to Ghana using WorldRemit.

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How to get the best deal on sending money from Spain to Ghana

Summary of recent searches

Top rated for transfers from Spain to Ghana
WorldRemit
Total number of ES - GH providers
15
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations ahead of sending money from Spain to Ghana

1
Compare providers

A comparison of providers offering services between Spain and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 15 providers that provide services for sending Euro to Ghana. This ensures you will get the best options for your transfer to Ghana from Spain.

Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Spain to Ghana.

2
Get ahead of the Euro-Ghan Cedi exchange rate
3
Choose the right payment method
4
Financial regulation in Ghana and Spain
5
Consider transfer limits
6
Receiving money in Ghana
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Ghana from Spain: Revolut

Of the 15 providers compared, Revolut is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to Ghan Cedi that is 0.12% different to the mid-market rate.

On average, Revolut is 0.3% cheaper than the second-best option.

We would recommend Revolut for low cost, affordable transfers from Ghan Cedis to Ghana.

*The most common fee applied to EUR-GHS by Revolut, based on data from the past six months.

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Fastest money transfers to Ghana from Spain: Ria Money Transfer.

We tested 15 companies offering transfers from Euro to Ghana and Ria Money Transfer offered the quickest options.

Through our research, we found Ria Money Transfer to be the quickest way to send EUR into Ghan Cedi in 38.1% of instances. For fast transfers between EUR and GHS, Ria Money Transfer is generally a good option.

Money transfers from Spain to Ghana through Ria Money Transfer have an average fee of 4 EUR.

To confirm that Ria Money Transfer was the 'fastest' option we compared 15 money transfer providers for overall speed of sending money from Spain to Ghana. This was made up of depositing Euro to a money transfer account and transfer times to Ghana.

When sending quickly is a priority, Ria Money Transfer is our recommended choice for sending into Ghana from Spain.

Need to make a large transfer?

For big transfers between Spain and Ghana, competitive pricing & strong customer service are key.

WorldRemit is the best option for large transfers of the
15 providers compared.

While WorldRemit may not always be the cheapest or fastest way to send EUR from Spain to Ghana, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of moving money to Ghana from Spain

The total cost of money transfers to Ghana from Spain, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for EUR-GHS is 15.2583 GHS per Euro.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Ghan Cedi for your Euros.

  • On average for the last three months, the EUR-GHS mid-market rate has been 16.9357 GHS per Euro. This hit a high of 17.6836, and a low of 16.0652.

  • From the 15 companies compared, Revolut offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to GHS.

Fees: Some money transfers between Spain and Ghana will be subject to fees. Revolut has had an average fee of 0 EUR per transfer over the last 6 months. Although, you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Ghan Cedi eventually received in Ghana.

This number should guide you, as a higher amount of money received in Ghana means a better overall cost of sending money from Spain.

How to find the best exchange rate for Euro to Ghan Cedi

Timing is essential for sending money between EUR and GHS. The exchange rate you secure impacts how much GHS you get for your EUR.

Mid-market Rate
1
= 15.282369 GHS

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from EUR to GHS has seen some fluctuation. On average, it stood at 16.9357.

  • During this period, the highest value recorded was 17.6836, while the lowest was 16.0652.

  • WorldRemit, which is our recommended service to send money online from Spain to Ghana offers an exchange rate that is only 4.65% above the mid-market rate.

Want to secure the best EUR-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Ghana!

Funding your Spain to
Ghana money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Spain to Ghana.

    By using a money transfer company such as Revolut for transfers from Spain to Ghana, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Revolut is the cheapest way to send money via a bank transfer. This is of the 15 companies we tested when sending EUR to Ghana.

    With an average fee of 0 EUR to send money from Spain to Ghana, Revolut offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Spain to Ghana with a debit or a prepaid card is easy with Xe.


    Xe is a leading money transfer company for debit card payments, and offers transfers from Spain to Ghana.

  • Credit cards

    When it comes to sending money with a credit card from Spain to Ghana, Xe is our top choice of the 15 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from Spain to Ghana with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Ghana through various providers?
How long does it take to send money from Spain to Ghana?
What is the best exchange rate I can get for sending money from Spain to Ghana?
Are there any minimum or maximum transfer amounts for sending money from Spain to Ghana?
Can I schedule regular transfers between Spain and Ghana?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.