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Compare the best ways to send money from Spain to Ghana

Get the best deals when you transfer from Spain to Ghana. Find the cheapest, fastest, and most reliable providers with the best EUR to GHS exchange rates.

Read on for the best deals, expert information, and all you need to send money to Ghana from Spain.

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Overall best choice: XE

XE is our top pick for EUR to GHS transfers.

We tested & reviewed dozens of money transfer providers, and XE scored highly.

XE appeared in 51.2% of Spain to Ghana searches, and was the top rated company out of 7 that support EUR to GHS.

So for a great mix of cost, speed & features, make your Spain to Ghana transfer using XE.

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How to get the best deal on your Spain to Ghana transfer

Summary of recent searches

Top rated for transfers from Spain to Ghana
XE
Total number of ES - GH providers
7
Average cheapest fees & rate
Regency FX
Average fastest transfer
WorldRemit
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Instarem
Best for credit card
XE

Important things to consider before sending money from Spain to Ghana

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Spain to Ghana to find out about fees, speed, and reliability.

Our analysis included 7 providers that operate between Spain and Ghana.

Through this, you get a comprehensive view of all the options you have in Spain when you need to send money to Ghana.

2
Think about the Euro-Ghan Cedi exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Ghana
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Ghana from Spain: Regency FX

Get the lowest fees with Regency FX - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Regency FX is 0.9% cheaper than the second-best option.

The €0 transfer cost represents the most common fee for EUR to GHS international transfers, based on data from the past six months.

If you want to secure the best rates on a EUR to Ghana transfer, make sure you pick Regency FX to send your money online.

*The most common fee applied to EUR-GHS by Regency FX, based on data from the past six months.

Fastest way to send money from Spain to Ghana: WorldRemit

Need to send money fast? Pick WorldRemit and get your funds from Spain to Ghana at speed.

Our data shows that WorldRemit came up as the fastest way to send money from Spain to Ghana in 34.1% of searches. This makes them well suited to urgent EUR to GHS money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Spain to Ghana - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, WorldRemit is your best choice at the moment. This service emerged as the quickest way to send money to Ghana from Spain in 34.1% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is XE.


While XE may not always be the cheapest or fastest way to send EUR from Spain to Ghana, it’s the provider that will keep you safe and relaxed while your money moves into GHS.

Understanding the costs involved when moving money from Spain to Ghana

When calculating the costs of money transfers between Spain and Ghana, here's what really matters:

The Mid-Market Rate: Today, the EUR-GHS mid-market rate equals to 14.667601 GHS per Euro.

The EUR-GHS average exchange rate for the past three months has been 13.4291 GHS per Euro, with a high of 14.5157 and a low of 12.7563.

When looking to send money, we'd recommend Instarem. On average Instarem is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from EUR to GHS.

How to find the best exchange rate for Euro to Ghan Cedi

Timing is essential for sending money between EUR and GHS. The exchange rate you secure impacts how much GHS you get for your EUR.

Mid-market Rate
1
= 14.680671 GHS

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from EUR to GHS has seen some fluctuation. On average, it stood at 13.4291.

  • During this period, the highest value recorded was 14.5157, while the lowest was 12.7563.

  • XE, which is our recommended service to send money online from Spain to Ghana offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Ghana!

Payment methods available to fund your Spain to
Ghana transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Spain to Ghana.

    By using a money transfer company such as Regency FX for transfers from Spain to Ghana, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 7 we tested when sending EUR to Ghana.

    With an average fee of EUR0 to send money from Spain to Ghana, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Spain to Ghana with a debit or a prepaid card is very simple with Instarem.


    Instarem is a leader in debit card payments for transfers from Spain to Ghana, competing among a total of 7 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Spain to Ghana, XE emerges as our top choice of the 7 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.