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How to send money to Nigeria from Finland with the best EUR-NGN rate

Find money transfer deals for sending money from Finland to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best EUR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Finland.

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July 15th, 2025
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Best money transfer companies

Send money from Finland to Nigeria

Last updated: Today
Mid-market rate as of 07/15/2025: 1 EUR = 1792.948274 NGN
Results below are based on a 7000 EUR search
0 of 8 providers
Sponsored
Wise
Recipient gets (NGN)
₦12,468,618.34
Full transfer details
Visit Wise
₦294,500 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,391,627.50
Full transfer details
Visit Xe
₦217,509 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Profee
Recipient gets (NGN)
₦12,581,044.00
Full transfer details
Visit Profee
₦406,925 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
2
Wise
Recipient gets (NGN)
₦12,468,618.34
Full transfer details
Visit Wise
₦294,500 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
3
Xe
Recipient gets (NGN)
₦12,391,627.50
Full transfer details
Visit Xe
₦217,509 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
4
Remitly
Recipient gets (NGN)
₦12,376,000.00
Full transfer details
Visit Remitly
₦201,881 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
Instarem
Recipient gets (NGN)
₦12,156,137.00
Full transfer details

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NGN)
₦12,505,835.73
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NGN)
    ₦12,125,395.41
    Not recommended
Sponsored
Wise
Recipient gets (NGN)
₦12,468,618.34
Full transfer details
Visit Wise
₦294,500 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,391,627.50
Full transfer details
Visit Xe
₦217,509 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
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Overall best way: Wise

Wise is our recommended company for transferring Euro to Nigeria.

We tested & reviewed 8 transfer providers, and Wise scored highly.

Sending 7,000 EUR to NGN will cost you €48.04 in fees, and you will receive 12,468,618.34 NGN. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Finland to Nigeria transfer using Wise.

Wise is the top rated company for sending money from Finland (EUR) to Nigeria (NGN) - Wise Screenshot

How to compare deals on Finland to Nigeria money transfers

Summary of recent searches

Top rated for transfers from Finland to Nigeria
Wise
Total number of FI - NG providers
8
Average cheapest fees & rate
Profee
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Profee
Best for debit card
Wise

Considerations when sending from Finland to Nigeria

1
Compare providers

Comparing money transfer companies with services between Finland and Nigeria, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 8 providers providing services between Finland and Nigeria. This ensures you will get the best options when sending Naira to Nigeria.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Nigeria will provide a specific provider that’s best for transferring money from Finland.

2
Understanding the Euro-Naira exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Nigeria
7
Confirm the ID you need
8
Tax declarations

Cheapest way to send money to Nigeria from Finland: Profee

Profee combines the lowest fees with the best exchange rate and from the 8 companies compared offers the cheapest transfers to Nigeria from Finland.

Data collected through our comparison over the past week shows that Profee is 0.6% cheaper than the second-best option.

The cost is made up of a fee of 0 EUR and an exchange rate for buying Naira with Euro that is -0.24% different to the mid-market rate.

If you want to secure the best rates on a Finland to Nigeria transfer, Profee offers value. We would still recommend searching for the amount you want to send to Nigeria.

Profee is the cheapest way to send money from Finland (EUR) to Nigeria (NGN) - Profee Screenshot

Fastest money transfers from Finland to Nigeria: Wise.

Of the 8 money transfer companies tested, Wise offered the quickest way to send Euros to Nigeria.

Based on our recent data, transfer time for a €7,000 transfer to Nigeria with Wise is within minutes. This can vary by amount and method, but it is a good point of reference.

Sending money from Finland to Nigeria through Wise will cost you 48.04 EUR in fees & small markup.

Wise was one of 8 money transfer providers we compared for overall speed of sending money from Finland to Nigeria. This speed test included depositing Euros to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Wise is our best choice for sending from Finland to Nigeria.

Wise is the fastest way to send money from Finland (EUR) to Nigeria (NGN) - Wise Screenshot

Sending a large amount of money?

For big transfers from Finland to Nigeria, competitive pricing & strong customer service are essential.

Of the
8 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Finland to Nigeria, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money to Nigeria from Finland

When calculating the cost of sending money from Finland to Nigeria, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-NGN mid-market rate is 1,772.3928 NGN per Euro. Finding a provider as close to this number as possible will ensure more Naira for your money.

  • As a comparison, the EUR-NGN mid-market rate for the past week has averaged 1,789.6649 NGN per Euro, hitting a high of 1,794.414 and a low of 1,786.0458.

  • Profee is currently offering the best exchange rate on transfers between Finland and Nigeria.

  • Often the EUR-NGN exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Nigeria.

Fees: Transfer fees are charged on top of a transfer. Profee currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Naira is the biggest indicator in the total cost of sending money to Finland from Nigeria. The higher the total amount received in Nigeria, the lower the cost of sending from Finland.

The best exchange rate for Euro to Naira transfers

When sending money between EUR and NGN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much NGN you get for your EUR.

Mid-market Rate
1 
EUR
=
1772.392825 
NGN

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to NGN has been 1,789.6649.

  • During this period, there was a high of 1,794.414, and 1,786.0458 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to Nigeria offers an exchange rate with a -0.03% markup against the mid-market rate.

Want to secure the best EUR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to Nigeria!

Payment methods available to fund your Finland to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Finland to Nigeria.

    Sending money via a bank transfer with a company such as Profee for transfers from Finland to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Profee is the best provider for bank transfers of the 8 we tested when sending EUR to Nigeria.

    With a fee of EUR0 to send money from Finland to Nigeria, Profee offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Finland to Nigeria with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Finland to Nigeria, competing among a total of 8 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Finland to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Finland to Nigeria?
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Can I send money from Finland to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Nigeria through various providers?
How long does it take to send money from Finland to Nigeria?
What is the best exchange rate I can get for sending money from Finland to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Finland to Nigeria?
Can I schedule regular transfers between Finland and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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