/Send money/To Nigeria/From Finland

How to send money to Nigeria from Finland with the best EUR-NGN rate

Find money transfer deals for sending money from Finland to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best EUR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Finland.

Disclosure
November 1st, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
Finland
EUR
Nigeria
NGN
Send
Best money transfer companies

Send money from Finland to Nigeria

Last updated: Today
Mid-market rate as of 11/01/2025: 1 EUR = 1678.637617 NGN
Results below are based on a 7000 EUR search
Promoted
Wise
Recipient gets (NGN)
₦11,747,143.93
Full transfer details
Visit Wise
₦349,195 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (NGN)
₦11,608,802.80
Full transfer details
Visit Xe
₦210,853 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 8 providers
Only available via Mobile App
1
WorldRemit
Recipient gets (NGN)
₦11,756,321.15
Full transfer details
Visit WorldRemit
₦358,372 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
2
Wise
Recipient gets (NGN)
₦11,747,143.93
Full transfer details
Visit Wise
₦349,195 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
Profee
Recipient gets (NGN)
₦11,658,354.88
Full transfer details
Visit Profee
₦260,405 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
4
Remitly
Recipient gets (NGN)
₦11,613,070.00
Full transfer details
Visit Remitly
₦215,121 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
Xe
Recipient gets (NGN)
₦11,608,802.80
Full transfer details
Visit Xe
₦210,853 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NGN)
    ₦11,352,332.44
    Not recommended
Promoted
Wise
Recipient gets (NGN)
₦11,747,143.93
Full transfer details
Visit Wise
₦349,195 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (NGN)
₦11,608,802.80
Full transfer details
Visit Xe
₦210,853 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: Wise

Wise is our recommended company for transferring Euro to Nigeria.

We tested & reviewed 8 transfer providers, and Wise scored highly.

Sending 7,000 EUR to NGN will cost you €48.04 in fees, and you will receive 11,747,143.93 NGN. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Finland to Nigeria transfer using Wise.

Wise is the top rated company for sending money from Finland (EUR) to Nigeria (NGN) - Wise Screenshot

How to compare deals on Finland to Nigeria money transfers

Summary of recent searches

Top rated for transfers from Finland to Nigeria
Wise
Total number of FI - NG providers
8
Average cheapest fees & rate
WorldRemit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
WorldRemit
Best for debit card
Wise
Best for credit card
Wise

Considerations when sending from Finland to Nigeria

1

Compare providers

Comparing money transfer companies with services between Finland and Nigeria, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 8 providers providing services between Finland and Nigeria. This ensures you will get the best options when sending Naira to Nigeria.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Nigeria will provide a specific provider that’s best for transferring money from Finland.

2

Understanding the Euro-Naira exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Euro in Nigeria

7

Confirm the ID you need

8

Tax declarations

Cheapest way to send money to Nigeria from Finland: WorldRemit

WorldRemit combines the lowest fees with the best exchange rate and from the 8 companies compared offers the cheapest transfers to Nigeria from Finland.

Data collected through our comparison over the past week shows that WorldRemit is 0.08% cheaper than the second-best option.

The cost is made up of a fee of 0 EUR and an exchange rate for buying Naira with Euro that is -0.05% different to the mid-market rate.

If you want to secure the best rates on a Finland to Nigeria transfer, WorldRemit offers value. We would still recommend searching for the amount you want to send to Nigeria.

WorldRemit is the cheapest way to send money from Finland (EUR) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Finland (EUR) to Nigeria (NGN) - WorldRemit Screenshot 2

Fastest money transfers from Finland to Nigeria: Wise.

Of the 8 money transfer companies tested, Wise offered the quickest way to send Euros to Nigeria.

Based on our recent data, transfer time for a €7,000 transfer to Nigeria with Wise is within minutes. This can vary by amount and method, but it is a good point of reference.

Sending money from Finland to Nigeria through Wise will cost you 48.04 EUR in fees & small markup.

Wise was one of 8 money transfer providers we compared for overall speed of sending money from Finland to Nigeria. This speed test included depositing Euros to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Wise is our best choice for sending from Finland to Nigeria.

Wise is the fastest way to send money from Finland (EUR) to Nigeria (NGN) - Wise Screenshot

The best apps to send EUR to Nigeria from Finland

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 8 apps & companies for EUR/NGN transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Instarem App

iOS: 4.2 / 1.4K reviews

Android: 3.9 / 10.2K reviews

Yes (11 currencies)

Profee App

iOS: 4.8 / 578 reviews

Android: 4.7 / 12.3K reviews

Yes (4 currencies)

Remitly App

iOS: 4.9 / 2.3M reviews

Android: 4.8 / 1.29M reviews

Yes (Remitly One)

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

WorldRemit App

iOS: 4.7 / 99.8K reviews

Android: 4.7 / 229K reviews

No

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Sending a large amount of money?

For big transfers from Finland to Nigeria, competitive pricing & strong customer service are essential.

Of the
8 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Finland to Nigeria, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money to Nigeria from Finland

When calculating the cost of sending money from Finland to Nigeria, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-NGN mid-market rate is 1,678.6376 NGN per Euro. Finding a provider as close to this number as possible will ensure more Naira for your money.

  • As a comparison, the EUR-NGN mid-market rate for the past week has averaged 1,690.7485 NGN per Euro, hitting a high of 1,699.2343 and a low of 1,678.4699.

  • Wise is currently offering the best exchange rate on transfers between Finland and Nigeria.

  • Often the EUR-NGN exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Nigeria.

Fees: Transfer fees are charged on top of a transfer. WorldRemit currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Naira is the biggest indicator in the total cost of sending money to Finland from Nigeria. The higher the total amount received in Nigeria, the lower the cost of sending from Finland.

The best exchange rate for Euro to Naira transfers

When sending money between EUR and NGN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much NGN you get for your EUR.

Mid-market Rate
1 
EUR
=
1678.637617 
NGN

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to NGN has been 1,690.7485.

  • During this period, there was a high of 1,699.2343, and 1,678.4699 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to Nigeria offers an exchange rate with a -0.66% markup against the mid-market rate.

Want to secure the best EUR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to Nigeria!

Payment methods available to fund your Finland to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Finland to Nigeria.

    Sending money via a bank transfer with a company such as WorldRemit for transfers from Finland to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, WorldRemit is the best provider for bank transfers of the 8 we tested when sending EUR to Nigeria.

    With a fee of EUR0 to send money from Finland to Nigeria, WorldRemit offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Finland to Nigeria with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Finland to Nigeria, competing among a total of 8 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Finland to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Finland to Nigeria?
Are there any tax implications to sending money from Finland to Nigeria?
Can I send money from Finland to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Nigeria through various providers?
How long does it take to send money from Finland to Nigeria?
What is the best exchange rate I can get for sending money from Finland to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Finland to Nigeria?
Can I schedule regular transfers between Finland and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free