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How to send money to Spain from Finland: The best & cheapest ways

Sending EUR from Finland to Spain is quick and easy.

We recommend using Wise's multi-currency account or a neobank such as Revolut or N26.

Both options allow P2P transfers, meaning you can instantly send money between users for free.

Keep reading to learn more about the best, fastest, and cheapest ways to send EUR between Finland and Spain.

Transferring the other way? Send EUR from Spain to Finland instead.
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July 3rd, 2025
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Best money transfer companies

Send money from Finland to Spain

Last updated: Today
Mid-market rate as of 07/03/2025: 1 EUR = 1 EUR
Results below are based on a 7000 EUR search
0 of 4 providers
Sponsored
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Profee
Recipient gets (EUR)
€7,000.00
Full transfer details
Visit Profee
€210 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
2
Remitly
Recipient gets (EUR)
€7,000.00
Full transfer details
Visit Remitly
€210 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (EUR)
€7,000.00
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (EUR)
    €6,444.48
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall top choice: Wise

Wise is the best way to transfer Euro into Euro.

Of the 4 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 7,000 EUR to EUR will cost you €0.95 in fees, and you will receive 6,999.05 EUR.

When sending money from Finland to Spain, using Wise in a great option.

Wise is the top rated company for sending money from Finland (EUR) to Spain (EUR) - Wise Screenshot

How to compare deals on Finland to Spain money transfers

Summary of recent searches

Top rated for transfers from Finland to Spain
Wise
Total number of FI - ES providers
4
Average cheapest fees & rate
Profee
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Profee
Best for debit card
Wise

Considerations to make sending money from Finland to Spain easy

1
Compare providers

Comparing the different providers offering services between Finland and Spain, is the best way to send money with confidence.

The 4 providers we've compared ensures you will get the best options for your transfer to Spain from Finland. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Euro to Spain.

2
Exchange rates between Euro-Euro
3
Choose the right payment method
4
Financial regulation in Finland and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Finland: Profee

Of the 4 providers compared, Profee is the cheapest option for sending money today.

The cost is a combination of a fee of 0 EUR and an exchange rate for converting Euro to Euro that is 0% different to the mid-market rate.

We found that Profee is 0% cheaper than the second-best option.

We would recommend Profee for low cost, affordable transfers from Euros to Spain.

Profee is the cheapest way to send money from Finland (EUR) to Spain (EUR) - Profee Screenshot

Fastest company to send money to Spain from Finland: Wise.

We compared 4 companies for fast transfers from Euros to Spain and Wise came out on top.

Right now, if you are sending €7,000 with Wise to Spain, the transfer time is within minutes. This can vary depending on your needs, but it's the fastest option.

Sending money through Wise to Spain from Finland has a fee of 0.95 EUR.

To understand who was the fastest, we tested Wise as part of 4 money transfer providers. Within this, we looked at the overall speed of sending money from Finland to Spain. This was made up of transfer times to Spain after Euros were added to a money transfer account.

When fast money transfers between Finland and Spain are a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Finland (EUR) to Spain (EUR) - Wise Screenshot

Transfer a large amount of money

To transfer large sums of money from Finland to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
4 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Finland to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Finland.

Understanding the costs involved when transferring money to Spain from Finland

When calculating the cost of sending money from Finland to Spain, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-EUR mid-market rate is 1 EUR per Euro. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the EUR-EUR mid-market rate for the past week has averaged 1 EUR per Euro, hitting a high of 1 and a low of 1.

  • Profee is currently offering the best exchange rate on transfers between Finland and Spain.

  • Often the EUR-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Spain.

Fees: Transfer fees are charged on top of a transfer. Profee currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Finland from Spain. The higher the total amount received in Spain, the lower the cost of sending from Finland.

The best exchange rate for Euro to Euro transfers

When sending money between EUR and EUR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much EUR you get for your EUR.

Mid-market Rate
1 
=
1.000000 
EUR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to EUR has been 1.

  • During this period, there was a high of 1, and 1 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to Spain offers an exchange rate with a 0% markup against the mid-market rate.

Want to secure the best EUR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to Spain!

Payment methods for Finland to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Finland to Spain.

    By opting for a money transfer company such as Profee for transfers from Finland to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Profee is the cheapest provider for bank transfers from the 4 we tested when sending EUR to Spain.

    With a fee of EUR0 to send money from Finland to Spain, Profee offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Finland to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from Finland to Spain, this is among a total of 4 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Finland to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Finland to Spain?
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Can I send money from Finland to Spain with MoneyTransfers.com?
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How long does it take to send money from Finland to Spain?
What is the best exchange rate I can get for sending money from Finland to Spain?
Are there any minimum or maximum transfer amounts for sending money from Finland to Spain?
Can I schedule regular transfers between Finland and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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