MoneyTransfers

How to send money to US from Finland with the best EUR-USD rate

Compare the best ways to send money from Finland to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Finland.

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July 15th, 2025
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Best money transfer companies

Send money from Finland to United States

Last updated: Today
Mid-market rate as of 07/15/2025: 1 EUR = 1.166548 USD
Results below are based on a 7000 EUR search
0 of 18 providers
Sponsored
Wise
Recipient gets (USD)
$8,125.51
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,070.30
Full transfer details
Visit Xe
$149 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$8,145.42
Full transfer details
Visit Key Currency
$225 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (USD)
$8,144.60
Full transfer details
Visit Currencyflow
$224 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (USD)
$8,143.79
Full transfer details
Visit Regency FX
$223 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (USD)
$8,141.34
Full transfer details
Visit TorFx
$220 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (USD)
$8,126.30
Full transfer details
Visit Currencies Direct
$205 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (USD)
$8,125.51
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
OFX
Recipient gets (USD)
$8,121.40
Full transfer details
Visit OFX
$201 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
CurrencyFair
Recipient gets (USD)
$8,116.70
Full transfer details
Visit CurrencyFair
$196 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (USD)
$8,070.30
Full transfer details
Visit Xe
$149 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
10
Profee
Recipient gets (USD)
$8,004.01
Full transfer details
Visit Profee
$83 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
11
Remitly
Recipient gets (USD)
$7,947.80
Full transfer details
Visit Remitly
$27 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$8,136.69
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (USD)
    $7,889.16
    Not recommended
  • PayPal
    PayPal
    Recipient gets (USD)
    $7,517.80
    Not recommended
Sponsored
Wise
Recipient gets (USD)
$8,125.51
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,070.30
Full transfer details
Visit Xe
$149 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 7,000 EUR to USD will cost you €34.28 in fees, and you will receive 8,125.51 USD. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Finland to the United States transfer using Wise.

Wise is the top rated company for sending money from Finland (EUR) to United States (USD) - Wise Screenshot

How to compare deals on Finland to United States money transfers

Summary of recent searches

Top rated for transfers from Finland to United States
Wise
Total number of FI - US providers
18
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

Get the most from sending money from Finland to United States

1
Compare providers

Comparing providers offering services between Finland and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 18 providers offering services between Finland and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Finland to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Finland and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to the United States from Finland: Key Currency

Key Currency offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Euro to the United States.

Of the 18 providers compared, data shows that Key Currency is 0.01% cheaper than the second-best option.

The is cost is made up of an average EUR-USD exchange rate that is 0.25% different to the mid-market rate and an average fee of 0* EUR.

If you want to secure the best rates on a EUR to United States transfer, Key Currency will result in the most US Dollar received.

Key Currency is the cheapest way to send money from Finland (EUR) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Finland: Wise.

Of 18 money transfer companies offering services from Finland to the United States, Wise is the quickest way to send money.

With Wise , the transfer time to US is within minutes, with a 34.28 EUR transfer fee (based on €7,000 transfer)

When testing the fastest options, we compared the 18 money transfer providers offering Finland to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Finland to the United States transfers.

Wise is the fastest way to send money from Finland (EUR) to United States (USD) - Wise Screenshot

Sending a large amount of money?

For big transfers from Finland to the United States, competitive pricing & strong customer service are essential.

Of the
18 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Finland to United States, it's a great provider for things like buying or selling property.

Understanding the cost of money transfers from Finland to United States

The total cost of sending money to United States from Finland is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.1669 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last 7 days, the average EUR-USD mid-market rate has seen each Euro worth 1.1702 USD. Within this we see a high of 1.1739, and a low of 1.1665.

Of the 18 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Key Currency costs 0 EUR per transfer at the moment, which is the cheapest option of the 18 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Finland.

The best exchange rate for Euro to US Dollar transfers

When sending money between EUR and USD getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1 
EUR
=
1.166857 
USD

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to USD has been 1.1702.

  • During this period, there was a high of 1.1739, and 1.1665 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to the United States offers an exchange rate with a 0% markup against the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to the United States!

Payment methods available to fund your Finland to
United States transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Finland to the United States.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Finland to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 18 we tested when sending EUR to the United States.

    With a fee of EUR0 to send money from Finland to the United States, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Finland to the United States with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Finland to the United States, competing among a total of 18 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Finland to the United States, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from Finland to United States with MoneyTransfers.com?
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How long does it take to send money from Finland to United States?
What is the best exchange rate I can get for sending money from Finland to United States?
Are there any minimum or maximum transfer amounts for sending money from Finland to United States?
Can I schedule regular transfers between Finland and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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