MoneyTransfers

How to send money from Finland to Philippines

Compare the best ways to send money from Finland to the Philippines. Find the cheapest, fastest, and most reliable providers with the best EUR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Finland.

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Companies for transfers from Finland to Philippines

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.4% - 3.1%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Card-to-card transfers can be received in just two minutes."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1.4% - 2.1%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.5% - 3.1%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%
Fees
$0 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

Best option: Wise

Wise is our top choice for EUR to PHP transfers.

We tested & reviewed 16 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 100% of Finland to Philippines searches, and was the top rated company supporting money transfers between EUR and PHP.

For a great mix of cost, speed & features, transfer from Finland to Philippine Peso using Wise.

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How to compare deals on Finland to Philippines money transfers

Summary of recent searches

Top rated for transfers from Finland to Philippines
Wise
Total number of FI - PH providers
16
Average cheapest fees & rate
Profee
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise
Best for credit card
Xe

Considerations when sending from Finland to Philippines

1
Compare providers

Comparing money transfer companies with services between Finland and the Philippines, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 16 providers providing services between Finland and Philippines. This ensures you will get the best options when sending Philippine Peso to the Philippines.

Over the last six months, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to the Philippines will provide a specific provider that’s best for transferring money from Finland.

2
Understanding the Euro-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Philippines
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money to the Philippines from Finland: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Euro to the Philippines.

Of the 16 providers compared, data shows that Revolut is 0.6% cheaper than the second-best option.

The is cost is made up of an average EUR-PHP exchange rate that is 0.19% different to the mid-market rate and an average fee of 0* EUR.

If you want to secure the best rates on a EUR to Philippines transfer, Revolut will result in the most Philippine Peso received.

*The most common fee applied to EUR-PHP by Revolut, based on data from the past six months.

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Screenshot

Fastest company to send money to the Philippines from Finland: Wise.

We compared 16 companies for fast transfers from Euros to the Philippines and Wise came out on top.

Through our data, Wise was the quickest way to send money from Finland to Philippine Peso 47.8% of the time.

Sending money through Wise to the Philippines from Finland has an average fee of 3.11 EUR.

To understand who was the fastest, we tested Wise as part of 16 money transfer providers. Within this, we looked at the overall speed of sending money from Finland to the Philippines. This was made up of transfer times to the Philippines after Euros were added to a money transfer account.

When fast money transfers between Finland and the Philippines are a priority, Wise is our recommended choice.

Screenshot

Transfer a large sum of money

When sending large amounts of Euro to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
16 money transfer companies compared, Wise is the best option for large transfers from Finland to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Finland to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Finland because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Finland to Philippines

The total cost of sending money to the Philippines from Finland, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 59.7616 PHP per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.

  • The average EUR-PHP mid-market rate for the last three months has been 62.3676 PHP per Euro. This includes a high of 63.9925, and low of 59.7817.

  • Out of the 16 companies compared, Profee offers the best exchange rates.

  • The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Profee, with a fee average of 0 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Finland will result in more money received in the Philippines.

The best exchange rate for Euro to Philippine Peso transfers

When sending money between EUR and PHP getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much PHP you get for your EUR.

Mid-market Rate
1
= 59.753711 PHP

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • Over the past six months, the mid-market rate from EUR to PHP has been 62.3676.

  • During this period, there was a high of 63.9925, and 59.7817 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to the Philippines offers an exchange rate with a 0.03% markup against the mid-market rate.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to the Philippines!

Payment options for transfers from Finland to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Finland to the Philippines.

    Using a money transfer company such as Revolut for payments from Finland to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Revolut is the best money transfer provider for bank transfers of the 16 we compared when sending EUR to the Philippines.

    With an average fee of 0 EUR to transfer money from Finland to the Philippines, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Finland to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from Finland to the Philippines. They are the best option of the 16 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Finland to the Philippines, Xe is the top choice of the 16 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Finland to Philippines?
Are there any tax implications to sending money from Finland to Philippines?
Can I send money from Finland to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Philippines through various providers?
How long does it take to send money from Finland to Philippines?
What is the best exchange rate I can get for sending money from Finland to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Finland to Philippines?
Can I schedule regular transfers between Finland and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.