How to send money from Finland to Philippines with the best EUR/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Finland.

To make it easier, here are your best options:

  • Wise is the best way to send money from Finland to the Philippines

  • TorFx is the cheapest way to send EUR to the Philippines

  • TorFx is the fastest way to transfer EUR/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about EUR/PHPtransfers.

January 2nd, 2026
7,000 EUR
PHP
Last updated: Today
Results below are based on a 7000 EUR search
Live mid-market rate*: 1 EUR = 69.165175 PHP
Promoted
Wise
Recipient gets (PHP)
₱480,695.00
Full transfer details
Visit Wise
₱11,063 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱479,942.40
Full transfer details
Visit Xe
₱10,311 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
12 of 12 providers
1
TorFx
Recipient gets (PHP)
₱482,703.76
Full transfer details
Visit TorFx
₱13,072 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Profee
Recipient gets (PHP)
₱481,864.86
Full transfer details
Visit Profee
₱12,233 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
3
OFX
Recipient gets (PHP)
₱481,735.44
Full transfer details
Visit OFX
₱12,104 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
4
CurrencyFair
Recipient gets (PHP)
₱481,310.00
Full transfer details
Visit CurrencyFair
₱11,678 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
Wise
Recipient gets (PHP)
₱480,695.00
Full transfer details
Visit Wise
₱11,063 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Only available via Mobile App
6
WorldRemit
Recipient gets (PHP)
₱480,485.75
Full transfer details
Visit WorldRemit
₱10,854 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
7
Xe
Recipient gets (PHP)
₱479,942.40
Full transfer details
Visit Xe
₱10,311 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (PHP)
₱479,500.00
Full transfer details
Visit Remitly
₱9,868 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
PayPal
PayPal
Recipient gets (PHP)
₱445,733.59
Not recommended
Promoted
Wise
Recipient gets (PHP)
₱480,695.00
Full transfer details
Visit Wise
₱11,063 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱479,942.40
Full transfer details
Visit Xe
₱10,311 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest EUR to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current EUR/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Euro.

Here are the latest EUR/PHP conversion rates for the most popular transfer amounts.

EURPHP Price
1 EUR68.96
5 EUR344.80
10 EUR689.61
25 EUR1724.02
50 EUR3448.03
100 EUR6896.07
150 EUR10344.10
200 EUR13792.13
250 EUR17240.16
300 EUR20688.20
400 EUR27584.26
500 EUR34480.33
600 EUR41376.39
700 EUR48272.46
800 EUR55168.53
1000 EUR68960.66
1500 EUR103440.99
2000 EUR137921.32
2500 EUR172401.64
3000 EUR206881.97
4000 EUR275842.63
5000 EUR344803.29
10000 EUR689606.58
15000 EUR1034409.87
20000 EUR1379213.16
30000 EUR2068819.74
40000 EUR2758426.32
50000 EUR3448032.90
100000 EUR6896065.80
PHPEUR Price
1 PHP0.01
5 PHP0.07
10 PHP0.15
25 PHP0.36
50 PHP0.73
100 PHP1.45
150 PHP2.18
200 PHP2.90
250 PHP3.63
300 PHP4.35
400 PHP5.80
500 PHP7.25
600 PHP8.70
700 PHP10.15
800 PHP11.60
1000 PHP14.50
1500 PHP21.75
2000 PHP29.00
2500 PHP36.25
3000 PHP43.50
4000 PHP58.00
5000 PHP72.50
10000 PHP145.01
15000 PHP217.51
20000 PHP290.02
30000 PHP435.03
40000 PHP580.04
50000 PHP725.05
100000 PHP1450.10

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Finland to Philippines
Wise
Total number of FI - PH providers
12
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Profee
Best for credit card
Profee

Everything you need to know about sending EUR to PHP

We’ve compared 12 money transfer companies for EUR/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best EUR/PHP exchange rate (1 EUR = 68.9577 PHP) and the lowest fees of 0 EUR.

For a 7,000 EUR transfer, you will receive 482,703.76 PHP with TorFx.

If you need money quickly, TorFx is the fastest way to send Euros to the the Philippines.

It will cost you 0 EUR, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best EUR/PHP transfer rates

How to get the best exchange rate for your money transfers from Finland to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Finland.

Mid-market Rate
1 
EUR
=
68.960658 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Finland to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up EUR/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Finland to Philippines!

Our methodology

We’ve compared and analyzed 12 money transfer companies that support money transfers from Finland to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing EUR/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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