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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall top choice: Wise
Of the 2 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 100% of searches for transfers between Montenegro and Spain.
When sending money from Montenegro to Spain, using Wise in a great option.
How to compare deals on Montenegro to Spain money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Montenegro to Spain.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from Montenegro. Your funds will be converted to Euro and transferred to Spain.
Summary of recent searches
Considerations to make sending money from Montenegro to Spain easy
Comparing the different providers offering services between Montenegro and Spain, is the best way to send money with confidence.
The 2 providers we've compared ensures you will get the best options for your transfer to Spain from Montenegro. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Euro to Spain.
Cheapest way to send money to Spain from Montenegro: Wise
The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to Euro that is 0% different to the mid-market rate.
On average, Wise is 0% cheaper than the second-best option.
We would recommend Wise for low cost, affordable transfers from Euros to Spain.
*The most common fee applied to EUR-EUR by Wise, based on data from the past six months.
Fastest money transfers to Spain from Montenegro: Paysend.
Through our research, we found Paysend to be the quickest way to send EUR into Euro in 100% of instances. For fast transfers between EUR and EUR, Paysend is generally a good option.
Money transfers from Montenegro to Spain through Paysend have an average fee of 0 EUR.
To confirm that Paysend was the 'fastest' option we compared 2 money transfer providers for overall speed of sending money from Montenegro to Spain. This was made up of depositing Euro to a money transfer account and transfer times to Spain.
When sending quickly is a priority, Paysend is our recommended choice for sending into Spain from Montenegro.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 2 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from Montenegro to Spain can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Spain from Montenegro.
Understanding the costs involved when transferring money to Spain from Montenegro
When calculating the cost of sending money from Montenegro to Spain, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current EUR-EUR mid-market rate is 1 EUR per Euro. Finding a provider as close to this number as possible will ensure more Euro for your money.
As a comparison, the EUR-EUR mid-market rate for the past three months has averaged 1 EUR per Euro, hitting a high of 1 and a low of 1.
Paysend is currently offering the best exchange rate on transfers between Montenegro and Spain.
Often the EUR-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Spain.
Fees: Transfer fees are charged on top of a transfer. Paysend currently offers lowest fees, at an average of 0 EUR over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Montenegro from Spain. The higher the total amount received in Spain, the lower the cost of sending from Montenegro.
Finding the best exchange rate for Euro to Euro
Timing is essential for sending money between EUR and EUR. The exchange rate you secure impacts how much EUR you get for your EUR.
Over the last six months, here’s what we’ve seen:
The exchange rate from EUR to EUR averaged 1 EUR.
The highest value recorded was 1 EUR, while the lowest was 1 EUR.
There are currently 2 providers offering transfers between Montenegro and Spain close to this rate
Want to secure the best EUR-Euro exchange rates?
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Payment methods for Montenegro to Spain transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Montenegro to Spain.
By opting for a money transfer company such as Wise for transfers from Montenegro to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending EUR to Spain.
With an average fee of EUR0.95 to send money from Montenegro to Spain, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Montenegro to Spain is easy with Wise.
Wise is a market leader in debit card payments for transfers from Montenegro to Spain, this is among a total of 2 money transfer companies compared.
Credit card transfers
When it comes to sending money with a credit card from Montenegro to Spain, Wise emerges as our top choice of the 2 companies offering this service.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Montenegro.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Montenegro to Spain.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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