Home Online Bank Transfer What is a BSB Number? How to find a BSB Number

How to find a BSB Number

Once you have understood the basic principles of BSB numbers you will need to locate the six digit number, ahead of your money transfer. In this guide, we will outline what steps to take to find a BSB number, so you can successfully send money to Australia.

Updated: 27/07/2022
Read time: 3 minutes
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What is a BSB number?

A BSB number is a six digit code used to identify the specific bank branch needed when transferring money from one account to another. BSB numbers are only used for Australian bank accounts: to send money within the country, as well as receiving money from an overseas payer.

When will I need a BSB number?

BSB numbers are required as part of the money transfer process in Australia. All the major banks and financial institutions will have their own BSB numbers. Anyone sending money to an Australian account will need not only the BSB number, but also the recipient’s individual account number. 

How do I find a BSB number?

Locating a BSB number is the next step for anyone arranging an Australia money transfer. There are a few ways to find this six digit number:

  • If you are based in Australia and have an active Australian bank account, you will be able to locate your Bank State Branch number by logging into your online banking or checking your bank statements 
  • If you are sending money to a recipient in Australia, you will be able to find the Bank State Branch number of the bank in question on their website
  • If you cannot find the BSB number online or via your online banking, there are many “BSB finder” tools online. You could also give the bank branch a call or send the bank or financial institution an email

It is important you secure the correct BSB number, as it will dictate the transfer route your funds are sent on. Make sure the six digit code you find follows the format: XX-Y-ZZ

If you are unsure at all about the number you have been given, you can utilise the aforementioned “BSB finder” tools to validate it, ahead of transferring any money.


BSB numbers are not to be confused with account numbers, which are equally as important for money transfers to Australia. From sending money online to family in Australia, to receiving your pension abroad as an expat, BSB numbers are a crucial aspect of banking in this sovereign country, and it is important to fully understand them before sending or receiving your hard-earned funds. Our comparison engine will help you secure the most convenient and low-cost deal for your money transfer.

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Article Factchecked by Elliot Laybourne on 20th July 2022

Elliott is a former investment banker with a 20 year career in the city of London.

During this time he held senior roles at ABN Amro, Societe Generale, Marex Financial and Natixis bank, specialising in commodity derivatives and options market-making.

During this time, Elliott’s client list included Goldman Sachs, JP Morgan, Credit Suisse, Schroders Asset Management, and the Pennsylvania State Public School Employees Retirement System, amongst others.

April Summers

April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she’s not writing about global remittances she can be found daydreaming about her next holiday abroad.

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