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How to send money to Malta from Sweden with the best SEK-EUR rate

Find the best deals when you transfer from Sweden to Malta. Get insights on the fastest, cheapest, and providers with the best SEK to EUR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to Malta from Sweden.

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July 7th, 2025
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Best money transfer companies

Send money from Sweden to Malta

Last updated: Today
Mid-market rate as of 07/07/2025: 1 SEK = 0.088834 EUR
Results below are based on a 80000 SEK search
0 of 15 providers
Sponsored
Wise
Recipient gets (EUR)
€7,075.79
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€7,024.00
Full transfer details
Visit Xe
€130 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€7,088.95
Full transfer details
Visit Key Currency
€195 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€7,088.24
Full transfer details
Visit Currencyflow
€195 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€7,087.53
Full transfer details
Visit Regency FX
€194 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€7,085.40
Full transfer details
Visit TorFx
€192 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (EUR)
€7,075.79
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (EUR)
€7,072.00
Full transfer details
Visit Currencies Direct
€178 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (EUR)
€7,067.40
Full transfer details
Visit CurrencyFair
€174 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (EUR)
€7,058.72
Full transfer details
Visit OFX
€165 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€7,024.00
Full transfer details
Visit Xe
€130 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
10
Profee
Recipient gets (EUR)
€7,000.86
Full transfer details
Visit Profee
€107 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
11
Remitly
Recipient gets (EUR)
€6,926.40
Full transfer details
Visit Remitly
€33 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€7,071.23
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,874.89
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€7,075.79
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€7,024.00
Full transfer details
Visit Xe
€130 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best recommended: Wise

Wise is our top pick for sending Swedish Krona to Malta.

Of the 15 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 80,000 Swedish Kronas to EUR will cost you kr357.72 in fees, and you will receive 7,075.79 EUR. The transfer time is same day, but might be a bit longer depending on the day you make the transfer.

Make your Sweden to Malta transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Sweden (SEK) to Malta (EUR) - Wise Screenshot

How to compare deals on Sweden to Malta money transfers

Summary of recent searches

Top rated for transfers from Sweden to Malta
Wise
Total number of SE - MT providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

What to consider ahead of money transfers from Sweden to Malta

1
Compare providers

Comparing based on your specific needs is the best way to send money from Sweden to Malta with confidence.

Our analysis, and search results, include 15 providers that operate between Sweden and Malta. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Sweden when you need to send money to Malta.

2
Understand the Swedish Krona-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Sweden and Malta
5
Consider transfer limits
6
Receiving money in Malta
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to Malta from Sweden: Key Currency

Key Currency offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Swedish Krona to Malta.

Of the 15 providers compared, data shows that Key Currency is 0.01% cheaper than the second-best option.

The is cost is made up of SEK-EUR exchange rate that is 0.25% different to the mid-market rate and the a of 0 SEK.

If you want to secure the best rates on a SEK to Malta transfer, Key Currency will result in the most Euro received.

Key Currency is the cheapest way to send money from Sweden (SEK) to Malta (EUR) - Key Currency Screenshot

Fastest way to transfer money to Malta from Sweden: Wise.

We tested 15 companies offering transfers from Sweden to Malta and Wise offered the quickest option.

For example, if you send 80,000 SEK with Wise to Malta, the transfer time is same day

When using Wise to send money from Sweden to Malta you can expect to pay 357.72 SEK in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 15 money transfer providers. To test overall speed of sending money from Sweden to Malta we included the timeframe for depositing Swedish Krona to a money transfer account and average transfer times to Malta.

When sending money to Malta from Sweden quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Sweden (SEK) to Malta (EUR) - Wise Screenshot

Need to make a large transfer?

For big transfers between Sweden and Malta, competitive pricing, good rates & strong customer service are key.

Wise is the best option for large transfers of the
15 providers compared.

They offer the best exchange rate for SEK to EUR transfers, meaning you will get the most Euros (€7,075.79).

While Wise may not always be the cheapest or fastest way to send SEK from Sweden to Malta, they have years of experience in larger transfers such as buying or selling property.

Understanding the costs involved when transferring money to Malta from Sweden

When calculating the cost of sending money from Sweden to Malta, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current SEK-EUR mid-market rate is 0.0896 EUR per Swedish Krona. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the SEK-EUR mid-market rate for the past week has averaged 0.0891 EUR per Swedish Krona, hitting a high of 0.0897 and a low of 0.0888.

  • Wise is currently offering the best exchange rate on transfers between Sweden and Malta.

  • Often the SEK-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Swedish Krona to Malta.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers the lowest fees of 0 SEK per transfer (based on kr80,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Sweden from Malta. The higher the total amount received in Malta, the lower the cost of sending from Sweden.

Getting the best exchange rate for Swedish Krona to Euro

Tracking the mid-market rate can make a huge difference when sending money SEK to EUR. The exchange rate you secure impacts how much EUR you get for your SEK.

Mid-market Rate
1 
=
0.089571 
EUR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from SEK to EUR has seen some fluctuation. On average, it has been 0.0891.

  • During this period, the highest value level was 0.0897, with a low of 0.0888.

  • Wise, which is our recommended service to send money online from Sweden to Malta offers an exchange rate that is only 0.04% above the mid-market rate.

Want to secure the best SEK-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Sweden to Malta!

Payment options for Sweden to
Malta money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Sweden to Malta.

    By using a money transfer company such as Key Currency for transfers from Sweden to Malta, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Key Currency is the cheapest money transfer company for bank transfers from the 15 we compared for transfers from SEK into Malta.

    With a fee of 0 SEK to send money from Sweden to Malta, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Sweden to Malta with a debit or a prepaid card is available through Wise.


    Wise is one of the cheaper options for debit card payments for transfers from Sweden to Malta. This cost is against a total of 15 money transfer companies offering this option.

  • Credit cards

    When it comes to credit card transfers from Sweden to Malta, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Malta and Sweden.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Sweden to Malta.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SEK to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Sweden to Malta?
Are there any tax implications to sending money from Sweden to Malta?
Can I send money from Sweden to Malta with MoneyTransfers.com?
What are the typical transfer fees for sending Swedish Kronas to Malta through various providers?
How long does it take to send money from Sweden to Malta?
What is the best exchange rate I can get for sending money from Sweden to Malta?
Are there any minimum or maximum transfer amounts for sending money from Sweden to Malta?
Can I schedule regular transfers between Sweden and Malta?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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