MoneyTransfers
/Send money/To Finland/From Sweden

How to send money to Finland from Sweden with the best SEK-EUR rate

Find the best deals when you transfer from Sweden to Finland. Get insights on the fastest, cheapest, and providers with the best SEK to EUR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to Finland from Sweden.

Disclosure
July 4th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from Sweden to Finland

Last updated: Today
Mid-market rate as of 07/04/2025: 1 SEK = 0.089072 EUR
Results below are based on a 80000 SEK search
0 of 15 providers
Sponsored
Wise
Recipient gets (EUR)
€7,093.50
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€7,032.00
Full transfer details
Visit Xe
€120 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€7,107.95
Full transfer details
Visit Key Currency
€196 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€7,107.23
Full transfer details
Visit Currencyflow
€195 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€7,106.52
Full transfer details
Visit Regency FX
€195 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€7,104.38
Full transfer details
Visit TorFx
€192 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (EUR)
€7,093.50
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (EUR)
€7,090.40
Full transfer details
Visit Currencies Direct
€178 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (EUR)
€7,085.00
Full transfer details
Visit CurrencyFair
€173 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (EUR)
€7,076.56
Full transfer details
Visit OFX
€165 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€7,032.00
Full transfer details
Visit Xe
€120 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
10
Profee
Recipient gets (EUR)
€7,019.42
Full transfer details
Visit Profee
€107 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
11
Remitly
Recipient gets (EUR)
€6,942.40
Full transfer details
Visit Remitly
€30 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€7,090.17
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,893.31
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€7,093.50
Full transfer details
Visit Wise
€182 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€7,032.00
Full transfer details
Visit Xe
€120 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our recommended company for sending money to Finland from SEK.

Of the 15 companies that support SEK to EUR, Wise offered the best combination of cost and speed.

Sending 80,000 SEK to EUR will cost you kr357.72 in fees, and you will receive 7,093.5 EUR. The delivery time usually is within minutes, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Swedish Kronas to Finland using Wise.

Wise is the top rated company for sending money from Sweden (SEK) to Finland (EUR) - Wise Screenshot

How to compare deals on Sweden to Finland money transfers

Summary of recent searches

Top rated for transfers from Sweden to Finland
Wise
Total number of SE - FI providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

What to consider ahead of money transfers from Sweden to Finland

1
Compare providers

Comparing based on your specific needs is the best way to send money from Sweden to Finland with confidence.

Our analysis, and search results, include 15 providers that operate between Sweden and Finland. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Sweden when you need to send money to Finland.

2
Understand the Swedish Krona-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Sweden and Finland
5
Consider transfer limits
6
Receiving money in Finland
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Finland from Sweden: Key Currency

Of the 15 providers compared, Key Currency is the cheapest option for sending money today.

The cost is a combination of a fee of 0 SEK and an exchange rate for converting Swedish Krona to Euro that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Euros to Finland.

Key Currency is the cheapest way to send money from Sweden (SEK) to Finland (EUR) - Key Currency Screenshot

Fastest company to send money to Finland from Sweden: Wise.

We compared 15 companies for fast transfers from Swedish Kronas to Finland and Wise came out on top.

For example, if you send 80,000 SEK with Wise to Finland now, the transfer time is within minutes. Smaller transfers will likely be quicker, while larger transfers to Finland can take slightly longer.

Sending money through Wise to Finland from Sweden has a fee of 357.72 SEK.

To understand who was the fastest, we tested Wise as part of 15 money transfer providers. Within this, we looked at the overall speed of sending money from Sweden to Finland. This was made up of transfer times to Finland after Swedish Kronas were added to a money transfer account.

When fast money transfers between Sweden and Finland are a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Sweden (SEK) to Finland (EUR) - Wise Screenshot

Need to make a large transfer?

For big transfers between Sweden and Finland, competitive pricing, good rates & strong customer service are key.

Wise is the best option for large transfers of the
15 providers compared.

They offer the best exchange rate for SEK to EUR transfers, meaning you will get the most Euros (€7,093.5).

While Wise may not always be the cheapest or fastest way to send SEK from Sweden to Finland, they have years of experience in larger transfers such as buying or selling property.

Understanding the cost of money transfers to Finland from Sweden

The total cost of sending money to Finland from Sweden is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for SEK-EUR is 0.0888 EUR per Swedish Krona.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Euro for your Swedish Kronas.

The SEK-EUR mid-market rate over the last 7 days has seen the Swedish Krona worth an average 0.0897 EUR. Within this there has been a high of 0.0901, and a low of 0.0891.

From 15 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting SEK to EUR.

Fees: When sending money there may be additional fees. Key Currency offers the lowest fee of the 15 providers tested, costing 0 SEK per transfer (based on kr80,000 transferred).

Amount Received: When comparing providers, the best measure is the amount of Euro eventually received in Finland.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Finland, means a better overall cost of sending money from Sweden.

How to find the best exchange rate for Swedish Krona to Euro

Timing is essential for sending money between SEK and EUR. The exchange rate you secure impacts how much EUR you get for your SEK.

Mid-market Rate
1 
=
0.088826 
EUR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from SEK to EUR has seen some fluctuation. On average, it stood at 0.0897.

  • During this period, the highest value recorded was 0.0901, while the lowest was 0.0891.

  • Wise, which is our recommended service to send money online from Sweden to Finland offers an exchange rate that is only -0.03% above the mid-market rate.

Want to secure the best SEK-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Sweden to Finland!

Funding your Sweden to
Finland money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Sweden to Finland.

    By using a money transfer company such as Key Currency for transfers from Sweden to Finland, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Key Currency is the cheapest way to send money via a bank transfer. This is of the 15 companies we tested when sending SEK to Finland.

    With a fee of 0 SEK to send money from Sweden to Finland, Key Currency offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Sweden to Finland with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Sweden to Finland.

  • Credit cards

    When it comes to sending money with a credit card from Sweden to Finland, it can get very expensive very quickly due to additional fees.

    We recommend sticking to bank transfers or debit card deposits, but if you have to, run a quick comparison to find the right money transfer company that offers credit card deposits.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Finland and Sweden.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Sweden to Finland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SEK to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Sweden to Finland?
Are there any tax implications to sending money from Sweden to Finland?
Can I send money from Sweden to Finland with MoneyTransfers.com?
What are the typical transfer fees for sending Swedish Kronas to Finland through various providers?
How long does it take to send money from Sweden to Finland?
What is the best exchange rate I can get for sending money from Sweden to Finland?
Are there any minimum or maximum transfer amounts for sending money from Sweden to Finland?
Can I schedule regular transfers between Sweden and Finland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free