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How to send money to Malta from Spain: The best & cheapest ways

Sending EUR from Spain to Malta is quick and easy.

We recommend using Wise's multi-currency account or a neobank such as Revolut or N26.

Both options allow P2P transfers, meaning you can instantly send money between users for free.

Keep reading to learn more about the best, fastest, and cheapest ways to send EUR between Spain and Malta.

Transferring the other way? Send EUR from Malta to Spain instead.
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June 27th, 2025
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Best money transfer companies

Send money from Spain to Malta

Last updated: Today
Mid-market rate as of 06/27/2025: 1 EUR = 1 EUR
Results below are based on a 7000 EUR search
0 of 4 providers
Sponsored
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Profee
Recipient gets (EUR)
€7,000.00
Full transfer details
Visit Profee
€210 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
2
Remitly
Recipient gets (EUR)
€7,000.00
Full transfer details
Visit Remitly
€210 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (EUR)
€7,000.00
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (EUR)
    €6,444.48
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€6,999.05
Full transfer details
Visit Wise
€209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best option: Wise

Wise is our recommended company for sending money to Malta from EUR.

Of the 4 companies that support EUR to EUR, Wise offered the best combination of cost and speed.

Sending 7,000 EUR to EUR will cost you €0.95 in fees, and you will receive 6,999.05 EUR.

So for a great mix of cost, speed & features, send Euros to Malta using Wise.

Wise is the top rated company for sending money from Spain (EUR) to Malta (EUR) - Wise Screenshot

How to compare deals on Spain to Malta money transfers

Summary of recent searches

Top rated for transfers from Spain to Malta
Wise
Total number of ES - MT providers
4
Average cheapest fees & rate
Profee
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Profee
Best for debit card
Wise

Considerations for money transfers from Spain to Malta

1
Compare providers

Comparing providers offering services between Spain and Malta, based on your specific needs is the best way to send money with confidence.

Our comparison includes 4 companies that provide the ability to send Euro to Malta.

This ensures you get the best options for transfers to Malta from Spain, based on the amount you want to send.

2
Watch the Euro-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Malta and Spain
5
Consider transfer limits
6
Receiving money in Malta
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Malta from Spain: Profee

Profee offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Euro to Malta.

Of the 4 providers compared, data shows that Profee is 0% cheaper than the second-best option.

The is cost is made up of EUR-EUR exchange rate that is 0% different to the mid-market rate and the a of 0 EUR.

If you want to secure the best rates on a EUR to Malta transfer, Profee will result in the most Euro received.

Profee is the cheapest way to send money from Spain (EUR) to Malta (EUR) - Profee Screenshot

Fastest way to transfer money to Malta from Spain: Wise.

We tested 4 companies offering transfers from Spain to Malta and Wise offered the quickest option.

For example, if you send 7,000 EUR with Wise to Malta, the transfer time is within minutes

When using Wise to send money from Spain to Malta you can expect to pay 0.95 EUR in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 4 money transfer providers. To test overall speed of sending money from Spain to Malta we included the timeframe for depositing Euro to a money transfer account and average transfer times to Malta.

When sending money to Malta from Spain quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Spain (EUR) to Malta (EUR) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Malta from Spain needs a strong exchange rate and effective transfer management.

From the
4 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Malta from Spain.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Malta transfers.

Understanding the costs involved when transferring money to Malta from Spain

When calculating the cost of sending money from Spain to Malta, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-EUR mid-market rate is 1 EUR per Euro. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the EUR-EUR mid-market rate for the past week has averaged 1 EUR per Euro, hitting a high of 1 and a low of 1.

  • Profee is currently offering the best exchange rate on transfers between Spain and Malta.

  • Often the EUR-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Malta.

Fees: Transfer fees are charged on top of a transfer. Profee currently offers the lowest fees of 0 EUR per transfer (based on €7,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Spain from Malta. The higher the total amount received in Malta, the lower the cost of sending from Spain.

Getting best exchange rate for transferring Euro to Euro

When transferring money between EUR and EUR, timing can make a huge difference. The exchange rate you secure impacts how much EUR you get for your EUR.

Mid-market Rate
1 
=
1.000000 
EUR

Let's dive into some interesting recent trends.

  • In the last week, the mid-market rate from EUR to EUR has fluctuated slightly. On average, it was 1.

  • Across this 7 days, the highest value recorded was 1, while the lowest was 1.

  • Wise, which is our recommended service to send money online from Spain to Malta offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Malta!

Payment options for Spain to
Malta money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Spain to Malta.

    By using a money transfer company such as Profee for transfers from Spain to Malta, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Profee is the cheapest money transfer company for bank transfers from the 4 we compared for transfers from EUR into Malta.

    With a fee of 0 EUR to send money from Spain to Malta, Profee offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Spain to Malta with a debit or a prepaid card is available through Wise.


    Wise is one of the cheaper options for debit card payments for transfers from Spain to Malta. This cost is against a total of 4 money transfer companies offering this option.

  • Credit cards

    When it comes to credit card transfers from Spain to Malta, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Malta and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Malta.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Spain to Malta?
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Can I send money from Spain to Malta with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Malta through various providers?
How long does it take to send money from Spain to Malta?
What is the best exchange rate I can get for sending money from Spain to Malta?
Are there any minimum or maximum transfer amounts for sending money from Spain to Malta?
Can I schedule regular transfers between Spain and Malta?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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