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Compare ways to send money from France to Nigeria

Find money transfer deals for sending money from France to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best EUR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from France.

Transferring the other way? Send NGN from Nigeria to France instead.
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June 16th, 2025
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Best Money Transfer Companies

Send money from France to Nigeria

Last updated: Today
Mid-market rate as of 06/16/2025: 1 EUR = 1786.445698 NGN
Results below are based on a 7000 EUR search
0 of 9 providers
Sponsored
Wise
Recipient gets (NGN)
₦12,653,540.47
Full transfer details
Visit Wise
₦523,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,402,705.00
Full transfer details
Visit Xe
₦272,739 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Remitly
Recipient gets (NGN)
₦12,689,040.00
Full transfer details
Visit Remitly
₦559,074 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
2
Wise
Recipient gets (NGN)
₦12,653,540.47
Full transfer details
Visit Wise
₦523,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
Profee
Recipient gets (NGN)
₦12,588,265.61
Full transfer details
Visit Profee
₦458,299 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
4
WorldRemit
Recipient gets (NGN)
₦12,568,521.00
Full transfer details
Visit WorldRemit
₦438,555 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (NGN)
₦12,402,705.00
Full transfer details
Visit Xe
₦272,739 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (NGN)
₦12,525,779.25
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NGN)
    ₦12,081,419.63
    Not recommended
Sponsored
Wise
Recipient gets (NGN)
₦12,653,540.47
Full transfer details
Visit Wise
₦523,574 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,402,705.00
Full transfer details
Visit Xe
₦272,739 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

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Best recommended: Wise

Wise is our top pick for sending Euro to Nigeria.

Of the 9 money transfer providers tested and reviewed, Wise will get you the most NGN (12,653,540.47) based on our 7-day analysis.

Wise appeared in 100% of France to Nigeria searches, and was the top rated company supporting EUR to NGN transfers.

Wise is the top rated company for sending money from France (EUR) to Nigeria (NGN) - Wise Screenshot

How to get the best deal on your France to Nigeria money transfer

Summary of recent searches

Top rated for transfers from France to Nigeria
Wise
Total number of FR - NG providers
9
Average cheapest fees & rate
Remitly
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise

Considerations for sending money from France to Nigeria

1
Compare providers

Always compare ways to send money from France to Nigeria to get the best options for fees, speed, and reliability.

Our analysis included 9 providers that operate between France and Nigeria.

Through this, you get a comprehensive view of all the options you have in France when you need to send money to Nigeria.

2
Track the Euro-Naira exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Nigeria
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from France to Nigeria: Remitly

Remitly offers the lowest cost transfers between France and Nigeria out of the 9 providers compared.

Our data shows that Remitly is 0.3% cheaper than the second-best option.

The company offers an average fee of 0* EUR and an average exchange rate between EUR and NGN that is -0.55% different from the mid-market rate.

For a cheap way to send EUR to Nigeria, Remitly is a great all round choice.

*The most common fee applied to EUR-NGN by Remitly, based on data from the past 7 days.

Remitly is the cheapest way to send money from France (EUR) to Nigeria (NGN) - Remitly Screenshot

Fastest way to send money to Nigeria from France: Wise

We compared 9 companies and found Wise offers the fastest money transfers between France and Nigeria.

Our comparison shows that Wise is the fastest option for sending Euro into Naira 100% of the time.

With Wise, the average transfer time is: within minutes (based on a 7-day average ).

A EUR-Naira transfer through Wise comes with an average 48.04 EUR fee.

This comparison is based on the overall speed of sending 7,000 EUR to Nigeria and is a combination of depositing Euro, transfer times to Nigeria and withdrawal timeframes, where applicable.

When speed is a priority, Wise is the top choice for sending into Nigeria from France.

Wise is the fastest way to send money from France (EUR) to Nigeria (NGN) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from France to Nigeria should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
9 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.

As such, opt for Wise for sending large sums of money to Nigeria from France.

Pick the right payment method when sending money to Nigeria from France

When sending money to Nigeria from France, it is important to consider your needs and the payment method you will be using. Some payment methods can be faster but will cost more, while others might have lower fees but get you more NGN.

Below is the data from our search results from the past week. It is based on €7,000 transfer to Nigeria from France.

Overall best way to send money to Nigeria from France

Funding method

Provider

FX Rate & Markup

Transfer Fee

NGN Received

Overall best

Wise (appeared 7 times last week)

1820.1400 (-2.02% markup)

48.04

12,653,540.47 NGN

Bank transfer deposit

Wise (appeared in 100% of the searches last week)

1820.1400 (-2.02% markup)

48.04

12,653,540.47 NGN

Debit card deposit

Wise (appeared 7/7 times in the past 7 days)

1820.1400 (-2.02% markup)

108.02

12,544,368.48 NGN

Cheapest money transfer companies to send money to Nigeria from France

Funding method

Provider

FX Rate & Markup

Transfer Fee

NGN Received

Overall best

Remitly (appeared 3 times last week)

1812.7200 (-0.55% markup)

0

12,689,040 NGN

Bank transfer deposit

Wise (appeared in 100% of the searches last week)

1820.1400 (-2.02% markup)

48.04

12,653,540.47 NGN

Debit card deposit

Wise (appeared 7/7 times in the past 7 days)

1820.1400 (-2.02% markup)

108.02

12,544,368.48 NGN

Money transfer companies with the lowest EUR fees

Funding method

Provider

FX Rate & Markup

Transfer Fee

NGN Received

Overall best

WorldRemit (appeared 4 times last week)

1795.5030 (-1.06% markup)

0

12,568,521 NGN

Bank transfer deposit

Profee (appeared in 100% of the searches last week)

1798.3237 (-0.54% markup)

0

12,588,265.61 NGN

Debit card deposit

Xe (appeared 7/7 times in the past 7 days)

1771.8150 (0.92% markup)

0

12,402,705 NGN

Fastest money transfer companies to send money to Nigeria from France

Funding method

Provider

FX Rate & Markup

Transfer Fee

NGN Received

Overall best

Wise (appeared 7 times last week)

1820.1400 (-2.02% markup)

48.04

12,653,540.47 NGN

Bank transfer deposit

Wise (appeared in 100% of the searches last week)

1820.1400 (-2.02% markup)

48.04

12,653,540.47 NGN

Debit card deposit

Wise (appeared 7/7 times in the past 7 days)

1820.1400 (-2.02% markup)

108.02

12,544,368.48 NGN

We recommend avoiding the following companies, as they are the most expensive for transfers from France to Nigeria:

  • Overall most expensive option: Sendwave. It will cost you €0 to send money to Nigeria, and your recipient will get 12,255,017.49 NGN.

  • Most expensive for bank transfer deposits: Sendwave. It will cost you €0 to send money to Nigeria, and your recipient will get 12,255,017.49 NGN.

  • Most expensive for debit card deposits: Xe. It will cost you €0 to send money to Nigeria, and your recipient will get 12,402,705 NGN.

Understanding the cost of sending money from France to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from France to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Euro. The current EUR-NGN mid-market rate is 1,784.0044 NGN per Euro.

  • This rate changes regularly so it can pay to track it. For comparison, the EUR-NGN mid-market rate for the past 7 days has averaged 1,777.8624 NGN per Euro, with a low of 1,767.1831 and a high of 1,786.4457.

  • Wise is currently offering the best exchange rate from the 9 companies compared.

  • Often the EUR-NGN exchange rate you pay is the biggest cost factor when transferring Euros to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Euro you’re sending to Nigeria. Remitly currently has the lowest fees for transfers into NGN at an average of 0 EUR over the last week. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from France. The bigger the amount received in Nigeria, the lower the overall cost of sending from France.

How to find the best exchange rate for Euro to Naira

Timing is essential for sending money between EUR and NGN. The exchange rate you secure impacts how much NGN you get for your EUR.

Mid-market Rate
1 
=
1784.004355 
NGN

Let's dive into some interesting recent trends.

  • In the last 7 days, the exchange rate from EUR to NGN has seen some fluctuation. On average, it stood at 1,777.8624.

  • During this period, the highest value recorded was 1,786.4457, while the lowest was 1,767.1831.

  • Wise, which is our recommended service to send money online from France to Nigeria offers an exchange rate that is only -2.02% above the mid-market rate.

Want to secure the best EUR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from France to Nigeria!

Payment methods for France to
Nigeria transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from France to Nigeria.

    By opting for a money transfer company such as Wise for transfers from France to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 9 we tested when sending EUR to Nigeria.

    With an average fee of EUR48.04 to send money from France to Nigeria, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from France to Nigeria is easy with Wise.


    Wise is a market leader in debit card payments for transfers from France to Nigeria, this is among a total of 9 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from France to Nigeria, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and France.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from France to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from France to Nigeria?
Are there any tax implications to sending money from France to Nigeria?
Can I send money from France to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Nigeria through various providers?
How long does it take to send money from France to Nigeria?
What is the best exchange rate I can get for sending money from France to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from France to Nigeria?
Can I schedule regular transfers between France and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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