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How to send money to Benin from Nigeria with the best NGN-XOF rate

Compare the best ways to send money from Nigeria to Benin. Explore the fastest, cheapest, and most reliable providers with the best NGN to XOF exchange rates.

Read on for the best deals, expert information, and all you need to send money to Benin from Nigeria.

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July 8th, 2025
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Send money from Nigeria to Benin

While you can’t send NGN to XOF with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

How to send money from Nigeria to Benin

Sending money from Nigeria to Benin doesn’t have a huge amount of options. Because of this, we would recommend sending money via:

Getting the best deal on your Nigeria to Benin transfer

Sending money from Nigeria to Benin: key insights and tips

1
Compare all the options

Don't settle for the first option. Always compare ways to send money from Nigeria to Benin to find out about fees, speed, and reliability.

Your analysis should include all the providers that operate between Nigeria and Benin. Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Benin.

2
Think about the Naira-CFA Franc BCEAO exchange rate
3
Keep your money safe
4
Consider transfer limits
5
How to receive money in Benin
6
Have your ID ready
7
Don't forget about taxes

Cheapest way to send money from Nigeria to Benin

Without any money transfer providers serving the Nigeria to Benin route, the cheapest money transfer options are limited.

We would recommend using:

Understanding the costs involved when moving money from Nigeria to Benin

When calculating the costs of money transfers between Nigeria and Benin, here's what really matters:

The Mid-Market Rate: Today, the NGN-XOF mid-market rate equals to 0.3652. Keep in mind that this rate fluctuates all the time.

The NGN-XOF average exchange rate of the past week has been 0.3635, with a highest of 0.364 and a lowest of 0.3619.

Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your NGN to XOF transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.

How to find the best exchange rate for Naira to CFA Franc BCEAO

Timing is essential for sending money between NGN and XOF. The exchange rate you secure impacts how much XOF you get for your NGN.

Mid-market Rate
1 
NGN
=
0.365217 
XOF

Let's dive into some interesting recent trends.

  • In the last 7 days, the exchange rate from NGN to XOF has seen some fluctuation. On average, it stood at 0.3635.

  • During this period, the highest value recorded was 0.364, while the lowest was 0.3619.

  • , which is our recommended service to send money online from Nigeria to Benin offers XOF per NGN which is only % above the mid-market rate.

Want to secure the best NGN-CFA Franc BCEAO exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Benin!

What payment methods are available when sending money from Nigeria to
Benin?

  • Sending bank transfers from Nigeria to Benin

    Bank transfers are the most common way of sending NGN to Benin as they are secure, reliable, and convenient.

    If you want to send Nairas to Benin via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

  • Sending money from Nigeria to Benin by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Nairas to Benin with a credit card.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from Nigeria to Benin by payment apps

    If you’d like to send money from Nigeria to Benin via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Nigeria to Benin.

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Benin in CFA Franc BCEAO at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Nigeria to Benin after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the NGN to XOF exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of NGN to XOF is 0.3652

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Benin and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Benin.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to XOF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Nigeria to Benin?
Are there any tax implications to sending money from Nigeria to Benin?
Can I send money from Nigeria to Benin with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to Benin through various providers?
How long does it take to send money from Nigeria to Benin?
What is the best exchange rate I can get for sending money from Nigeria to Benin?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Benin?
Can I schedule regular transfers between Nigeria and Benin?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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