/Send money/To Ghana/From India

How to send money to Ghana from India with the best INR-GHS rate

Get the best deals on transfers from India to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive INR to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from India.

April 9th, 2026
22,100 INR
GHS
Last updated: Today
Results below are based on a 22100 INR search
Live mid-market rate*: 1 INR = 0.11874 GHS
Promoted
Wise
Recipient gets (GHS)
GH₵2,518.21
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
4 of 4 providers
1
Wise
Recipient gets (GHS)
GH₵2,518.21
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (GHS)
GH₵2,368.04
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a Western Union agent
3
Western Union Agent
Recipient gets (GHS)
GH₵2,367.25
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Ria Money Transfer
Recipient gets (GHS)
GH₵2,550.22
Promoted
Wise
Recipient gets (GHS)
GH₵2,518.21
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending INR to GHS.

We tested & reviewed 4 money transfer companies offering services between India and Ghana, and Wise scored highly.

Sending 22,100 INR to Ghan Cedi will cost you ₹884.21 in fees, and you will receive 2,518.21 GHS. The delivery time is next day.

So for a great mix of cost, speed & features, make your India to Ghana transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Ghana (GHS) - Wise Screenshot

How to get the best deal on sending money from India to Ghana

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Ghana.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying GHS & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

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Summary of recent searches

Top rated for transfers from India to Ghana
Wise
Total number of IN - GH providers
4
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
Ria Money Transfer
Average transfer time
Within a week
Best for bank transfers
Ria Money Transfer
Best for debit card
MoneyGram Agent
Best for credit card
MoneyGram Agent

Considerations ahead of sending money from India to Ghana

A comparison of providers offering services between India and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 4 providers that provide services for sending Indian Rupee to Ghana. This ensures you will get the best options for your transfer to Ghana from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to Ghana.

Cheapest way to transfer money from India to Ghana: Ria Money Transfer

Ria Money Transfer offers the lowest cost transfers between India and Ghana out of the 4 providers compared.

Our data shows Ria Money Transfer is 1.26% cheaper than the second-best option. The company offers a fee of 4 INR and an exchange rate between INR and GHS that is 2.8% different to the mid-market rate.

For a cheap way to send INR to Ghana, Ria Money Transfer is a great all round choice.

Ria Money Transfer is the cheapest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the cheapest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the cheapest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 3

Fastest company to send money to Ghana from India: Ria Money Transfer.

We compared 4 companies for fast transfers from Indian Rupees to Ghana and Ria Money Transfer came out on top.

Right now, if you are sending ₹22,100 with Ria Money Transfer to Ghana, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

Sending money through Ria Money Transfer to Ghana from India has a fee of 4 INR.

To understand who was the fastest, we tested Ria Money Transfer as part of 4 money transfer providers. Within this, we looked at the overall speed of sending money from India to Ghana. This was made up of transfer times to Ghana after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Ghana are a priority, Ria Money Transfer is our recommended choice.

Ria Money Transfer is the fastest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the fastest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the fastest way to send money from India (INR) to Ghana (GHS) - Ria Money Transfer Screenshot 3

Need to make a large transfer?

For big transfers between India and Ghana, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
4 providers compared.

While Wise may not always be the cheapest or fastest way to send INR from India to Ghana, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money to Ghana from India

Fees and exchange rates make up the total cost of sending money from Ghana to Ghana. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-GHS mid-market rate is 0.1188 GHS per Indian Rupee. You will get more Ghan Cedi for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-GHS mid-market rate has had a high of 0.1187, a low of 0.1178 and averaged 0.1184 GHS per Indian Rupee.

  • Across the 4 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to GHS will be the biggest determining factor when working out the cost of transferring Indian Rupees to Ghana.

Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Ghan Cedi eventually received in Ghana. You can assume that a lower cost of sending from India will result in more money received in Ghana.

How to find the best exchange rate for Indian Rupee to Ghan Cedi

Timing is essential for sending money between INR and GHS. The exchange rate you secure impacts how much GHS you get for your INR.

Mid-market Rate
1 
INR
=
0.118780 
GHS

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from INR to GHS has seen some fluctuation. On average, it stood at 0.1184.

  • During this period, the highest value recorded was 0.1187, while the lowest was 0.1178.

  • Wise, which is our recommended service to send money online from India to Ghana offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best INR-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Ghana!

Payment methods available to fund your India to
Ghana transfer

Bank transfers

Bank transfers are often the better option for money transfers from India to Ghana.

Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Ghana allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, Ria Money Transfer is the best provider for bank transfers of the 4 we tested when sending INR to Ghana.

With a fee of INR4 to send money from India to Ghana, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from India to Ghana with a prepaid or a debit card is very simple with Western Union Agent.


Western Union Agent is a leader in card payments for transfers from India to Ghana, competing among a total of 4 active money transfer companies on this route.

Credit cards

When it comes to international credit card transfers from India to Ghana, we to get the best deal.

Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

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How long does it take to send money from India to Ghana?
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Are there any minimum or maximum transfer amounts for sending money from India to Ghana?
Can I schedule regular transfers between India and Ghana?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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