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How to send money to Ghana from Japan with the best JPY-GHS rate

Get the best deals on transfers from Japan to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive JPY to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from Japan.

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July 8th, 2025
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Best money transfer companies

Send money from Japan to Ghana

Last updated: Today
Mid-market rate as of 07/08/2025: 1 JPY = 0.071054 GHS
Results below are based on a 1000000 JPY search
0 of 3 providers
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Xe
Recipient gets (GHS)
GH₵68,300.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
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Dedicated support for larger transactions
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (GHS)
GH₵70,862.15
Full transfer details
Visit Regency FX
GH₵1,940 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
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Professional, personal service
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1
Regency FX
Recipient gets (GHS)
GH₵70,862.15
Full transfer details
Visit Regency FX
GH₵1,940 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (GHS)
GH₵68,300.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (GHS)
GH₵70,699.16
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GHS)
GH₵68,300.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (GHS)
GH₵70,862.15
Full transfer details
Visit Regency FX
GH₵1,940 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Best way to send: Revolut

Revolut is our top pick for sending JPY to GHS.

We tested & reviewed 3 money transfer companies offering services between Japan and Ghana, and Revolut scored highly.

Sending 1,000,000 JPY to Ghan Cedi will cost you ¥3000 in fees, and you will receive 70,699.16 GHS. The delivery time is minutes - 5 days.

So for a great mix of cost, speed & features, make your Japan to Ghana transfer using Revolut.

Revolut is the top rated company for sending money from Japan (JPY) to Ghana (GHS) - Revolut Screenshot 1
Revolut is the top rated company for sending money from Japan (JPY) to Ghana (GHS) - Revolut Screenshot 2
Revolut is the top rated company for sending money from Japan (JPY) to Ghana (GHS) - Revolut Screenshot 3

How to get the best deal on sending money from Japan to Ghana

Summary of recent searches

Top rated for transfers from Japan to Ghana
Revolut
Total number of JP - GH providers
3
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations ahead of sending money from Japan to Ghana

1
Compare providers

A comparison of providers offering services between Japan and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 3 providers that provide services for sending Yen to Ghana. This ensures you will get the best options for your transfer to Ghana from Japan.

Whilst we rate Revolut as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to Ghana.

2
Get ahead of the Yen-Ghan Cedi exchange rate
3
Choose the right payment method
4
Financial regulation in Ghana and Japan
5
Consider transfer limits
6
Receiving money in Ghana
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Ghana from Japan: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to Ghana.

Of the 3 providers compared, data shows that Regency FX is 0.23% cheaper than the second-best option.

The is cost is made up of an average JPY-GHS exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to Ghana transfer, Regency FX will result in the most Ghan Cedi received.

Fastest way to send money to Ghana from Japan: Regency FX.

Of the 3 companies offering Japan to Ghana, Regency FX is the quickest.

If you send ¥1,000,000 with Regency FX to Ghana, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much JPY you send to Ghana.

Sending money from Japan to Ghana through Regency FX has a fee of 0 JPY.

To find the fastest company, we compared 3 money transfer providers for the overall speed of sending money from Japan to Ghana. This was made up of depositing Yen to a money transfer account and transfer times to Ghana.

When looking for the fastest money transfer, Regency FX is our best choice for sending into Ghana from Japan.

Need to make a large transfer?

For big transfers between Japan and Ghana, competitive pricing & strong customer service are key.

Revolut is the best option for large transfers of the
3 providers compared.

While Revolut may not always be the cheapest or fastest way to send JPY from Japan to Ghana, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money from Japan to Ghana

The total cost of money transfers from Japan to Ghana is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-GHS is currently 0.0709 GHS per Yen. Providers offering services closer to this rate will ensure more Ghan Cedi for your Yens.

  • To give a historic average, over the last 7 days the JPY-GHS mid-market rate has been 0.0716 GHS per Yen, this has had a high of 0.072 and a low of 0.0711.

  • From the 3 companies compared, Regency FX offers the best exchange rate on transfers to Ghana and Japan.

  • Generally, the exchange rate you receive on converting JPY to GHS will be the biggest factor impacting the cost of sending Yens to Ghana.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Regency FX, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Ghan Cedi. Simply, the higher the amount received in Japan, the lower the cost of sending from Ghana.

How to find the best exchange rate for Yen to Ghan Cedi

Timing is essential for sending money between JPY and GHS. The exchange rate you secure impacts how much GHS you get for your JPY.

Mid-market Rate
1 
JPY
=
0.070889 
GHS

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from JPY to GHS has seen some fluctuation. On average, it stood at 0.0716.

  • During this period, the highest value recorded was 0.072, while the lowest was 0.0711.

  • Revolut, which is our recommended service to send money online from Japan to Ghana offers an exchange rate that is only 0.2% above the mid-market rate.

Want to secure the best JPY-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Ghana!

Paying for your Japan to
Ghana money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Japan to Ghana.

    By using a money transfer company such as Regency FX to send money from Japan to Ghana, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Regency FX is the cheapest money transfer provider for bank transfers from the 3 we tested when sending JPY to Ghana.

    With a fee of JPY0 to send money from Japan to Ghana, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Ghana with a prepaid or debit card is very easy with .


    is a great choice for sending money with a debit card from Japan to Ghana. This is from the 3 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Japan to Ghana, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Japan to Ghana?
What is the best exchange rate I can get for sending money from Japan to Ghana?
Are there any minimum or maximum transfer amounts for sending money from Japan to Ghana?
Can I schedule regular transfers between Japan and Ghana?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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