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Compare the best ways to send money from United States to Hong Kong

Get the best deals when you transfer from United States to Hong Kong. Find the cheapest, fastest, and most reliable providers with the best USD to HKD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Hong Kong from the US.

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November 11th, 2025

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United States
USD
Hong Kong
HKD
Send
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Best money transfer companies

Send money to Hong Kong from the US

Last updated: Today
Mid-market rate as of 11/11/2025: 1 USD = 7.77305 HKD
Results below are based on a 7000 USD search
Promoted
Wise
Recipient gets (HKD)
$54,181.11
Full transfer details
Visit Wise
$1,402 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (HKD)
$53,586.40
Full transfer details
Visit Xe
$807 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 17 providers
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (HKD)
$54,275.32
Full transfer details
Visit Key Currency
$1,496 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (HKD)
$54,269.88
Full transfer details
Visit Currencyflow
$1,491 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (HKD)
$54,264.44
Full transfer details
Visit Regency FX
$1,485 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (HKD)
$54,181.11
Full transfer details
Visit Wise
$1,402 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
OFX
Recipient gets (HKD)
$54,139.29
Full transfer details
Visit OFX
$1,360 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (HKD)
$54,132.40
Full transfer details
Visit Currencies Direct
$1,353 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (HKD)
$54,029.00
Full transfer details
Visit CurrencyFair
$1,250 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (HKD)
$53,643.10
Full transfer details
Visit Remitly
$864 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
Xe
Recipient gets (HKD)
$53,586.40
Full transfer details
Visit Xe
$807 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (HKD)
    $50,093.27
    Not recommended
Promoted
Wise
Recipient gets (HKD)
$54,181.11
Full transfer details
Visit Wise
$1,402 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (HKD)
$53,586.40
Full transfer details
Visit Xe
$807 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

How to send money from United States to Hong Kong with the best rate

Summary of recent searches

Top rated for transfers from United States to Hong Kong
Wise
Total number of US - HK providers
17
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Paysend
Best for credit card
Paysend

Overall best choice: Wise

Wise is our top pick for USD to HKD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

So for a great mix of cost, speed & features, make your United States to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Hong Kong (HKD) - Wise Screenshot

Cheapest way to send money to Hong Kong from United States: Key Currency

Get the lowest fees with Key Currency - the cheapest transfer service at just $0 per transfer.

Our data shows that Key Currency is 0.01% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for USD to HKD international transfers.

If you want to secure the best rates on a USD to Hong Kong transfer, make sure you pick Key Currency to send your money online.

Key Currency is the cheapest way to send money from United States (USD) to Hong Kong (HKD) - Key Currency Screenshot

Fastest way to send money from United States to Hong Kong: Currencyflow

Need to send money fast? Pick Currencyflow and get your funds from United States to Hong Kong at speed.

Our data shows that Currencyflow came up as the fastest way to send money from United States to Hong Kong. This makes them well-suited to urgent USD to HKD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from United States to Hong Kong - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Currencyflow is your best choice at the moment. This service emerged as the quickest way to send money to Hong Kong from United States in 100% of the searches on MoneyTransfers.com over the past 7 days.

Currencyflow is the fastest way to send money from United States (USD) to Hong Kong (HKD) - Currencyflow Screenshot

Easiest way to send money to Hong Kong: Wise

Looking for a quick and convenient way to send HKD? Use Wise - our top-rated provider.

We recommend Wise if you are after convenience. Their app is made for HKD transfers on the go, their fees are low, and transfer times are fast.

They may not always be the cheapest or the fastest for transfers to Hong Kong, but the difference would be minimal, especially on smaller HKD transfers.

By “easiest”, we mean the service that is easy to get started with, is fully transparent, and offers a good balance of cheap and fast transfers.

Wise is the top rated company for sending money from United States (USD) to Hong Kong (HKD) - Wise Screenshot

Important things to consider before sending money from United States to Hong Kong

1

Compare providers

Don't settle for the first option. Always compare ways to send money from United States to Hong Kong to find out about fees, speed, and reliability.

Our analysis included 17 providers that operate between United States and Hong Kong.

Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Hong Kong.

2

Think about the US Dollar-Hong Kong Dollar exchange rate

3

Choose the right payment method

4

Keep your money safe

5

Consider transfer limits

6

How to receive money in Hong Kong

7

Have your ID ready

8

Don't forget about taxes

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send USD from United States to Hong Kong, it’s the provider that will keep you safe and relaxed while your money moves into HKD.

Need to make a business transfer?

For those who need to send a business transfer to Asia Pacific, we recommend using Statrys.

Statrys offers multiple payment solutions to solo traders and smaller companies, including multi-currency accounts, competitive foreign exchange rates, and account management services.

Check out our Statrys review to learn more, or use the button below to get started.

Understanding the costs involved when moving money from United States to Hong Kong

When calculating the costs of money transfers between United States and Hong Kong, here's what really matters:

The Mid-Market Rate: Today, the USD-HKD mid-market rate equals to 7.7721 HKD per US Dollar.

The USD-HKD average exchange rate for the past 7 days has been 7.776 HKD per US Dollar, with a high of 7.7802 and a low of 7.773.

When looking to send money, we'd recommend Wise, they add 0% markup.

How to find the best exchange rate for US Dollar to Hong Kong Dollar

Timing is essential for sending money between USD and HKD. The exchange rate you secure impacts how much HKD you get for your USD.

Mid-market Rate
1 
USD
=
7.772098 
HKD

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from USD to HKD has seen some fluctuation. On average, it stood at 7.776.

  • During this period, the highest value recorded was 7.7802, while the lowest was 7.773.

  • Wise, which is our recommended service to send money online from United States to Hong Kong offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Hong Kong!

Payment methods available to fund your United States to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Hong Kong.

    By using a money transfer company such as Key Currency for transfers from United States to Hong Kong, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 



    Key Currency is the cheapest provider for bank transfers from the 17 we tested when sending USD to Hong Kong.

    With a fee of USD0 to send money from United States to Hong Kong, Key Currency offers a great combination of competitive exchange rates and lower fees.

  • Debit and prepaid cards

    Sending money from United States to Hong Kong with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from United States to Hong Kong, competing among a total of 17 active money transfer companies on this route.

  • Credit cards

    We recommend comparing your options if you want to send money to Hong Kong.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Hong Kong?
Are there any tax implications to sending money from United States to Hong Kong?
Can I send money from United States to Hong Kong with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Hong Kong through various providers?
How long does it take to send money from United States to Hong Kong?
What is the best exchange rate I can get for sending money from United States to Hong Kong?
Are there any minimum or maximum transfer amounts for sending money from United States to Hong Kong?
Can I schedule regular transfers between United States and Hong Kong?

Contributors

Artiom Pucinskij
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight. He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
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