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How to send money to Hong Kong from Singapore with the best SGD-HKD rate

Compare the best deals on sending money from Singapore to Hong Kong. Get insights on the cheapest, fastest, and most reliable providers with the best SGD to HKD exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Hong Kong from Singapore.

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June 25th, 2025
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Best money transfer companies

Send money from Singapore to Hong Kong

Last updated: Today
Mid-market rate as of 06/25/2025: 1 SGD = 6.133534 HKD
Results below are based on a 10000 SGD search
0 of 15 providers
Sponsored
Wise
Recipient gets (HKD)
$61,168.44
Full transfer details
Visit Wise
$1,673 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HKD)
$60,498.70
Full transfer details
Visit Xe
$1,003 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Instarem
Recipient gets (HKD)
$61,323.00
Full transfer details
Visit Instarem
$1,828 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (HKD)
$61,182.00
Full transfer details
Visit Key Currency
$1,687 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (HKD)
$61,175.87
Full transfer details
Visit Currencyflow
$1,681 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (HKD)
$61,169.73
Full transfer details
Visit Regency FX
$1,674 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
5
Wise
Recipient gets (HKD)
$61,168.44
Full transfer details
Visit Wise
$1,673 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
6
TorFx
Recipient gets (HKD)
$61,151.33
Full transfer details
Visit TorFx
$1,656 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
7
CurrencyFair
Recipient gets (HKD)
$60,965.00
Full transfer details
Visit CurrencyFair
$1,470 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
Currencies Direct
Recipient gets (HKD)
$60,949.00
Full transfer details
Visit Currencies Direct
$1,454 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
9
OFX
Recipient gets (HKD)
$60,937.00
Full transfer details
Visit OFX
$1,442 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (HKD)
$60,498.70
Full transfer details
Visit Xe
$1,003 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
11
Remitly
Recipient gets (HKD)
$60,302.00
Full transfer details
Visit Remitly
$807 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (HKD)
$61,126.87
Sponsored
Wise
Recipient gets (HKD)
$61,168.44
Full transfer details
Visit Wise
$1,673 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HKD)
$60,498.70
Full transfer details
Visit Xe
$1,003 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring Singapore Dollar to Hong Kong.

We tested & reviewed 15 transfer providers, and Wise scored highly.

In the last 7 days, Wise appeared in 100% of Singapore to Hong Kong searches, and was the top rated company supporting payments Singapore into Hong Kong Dollar.

So for a great mix of cost, speed & features, make your Singapore to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from Singapore (SGD) to Hong Kong (HKD) - Wise Screenshot

How to send money from Singapore to Hong Kong

Summary of recent searches

Top rated for transfers from Singapore to Hong Kong
Wise
Total number of SG - HK providers
15
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise

Considerations to make sending money from Singapore to Hong Kong easy

1
Compare providers

Comparing the different providers offering services between Singapore and Hong Kong, is the best way to send money with confidence.

The 15 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Singapore. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Singapore Dollar to Hong Kong.

2
Exchange rates between Singapore Dollar-Hong Kong Dollar
3
Choose the right payment method
4
Financial regulation in Singapore and Hong Kong
5
Consider transfer limits
6
Receiving money in Hong Kong
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Hong Kong from Singapore: Instarem

Instarem offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Singapore Dollar to Hong Kong.

Of the 15 providers compared, data shows that Instarem is 0.23% cheaper than the second-best option.

The is cost is made up of an average SGD-HKD exchange rate that is 0.02% different to the mid-market rate and an average fee of 80* SGD.

If you want to secure the best rates on a SGD to Hong Kong transfer, Instarem will result in the most Hong Kong Dollar received.

*The most common fee applied to SGD-HKD by Instarem, based on data from the past 7 days.

Instarem is the cheapest way to send money from Singapore (SGD) to Hong Kong (HKD) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Singapore (SGD) to Hong Kong (HKD) - Instarem Screenshot 2

Fastest way to transfer money to Hong Kong from Singapore: Wise.

Of 15 companies compared, Wise offers the quickest way to send Singapore Dollars to Hong Kong.

Through our data, we found Wise to be the fastest option for sending money from Singapore into Hong Kong Dollar in 100% of occasions. For fast SGD to HKD money transfers, Wise comes highly recommended.

Singapore to Hong Kong transfers with Wise have an average fee of 27.14 SGD.

To test that Wise was the 'fastest' option we compared 15 providers. With this, we compared overall speed of sending money from Singapore to Hong Kong made up of depositing Singapore Dollars, to a money transfer account and transfer times to Hong Kong.

When sending at speed is a priority, Wise is our recommended choice for sending into Hong Kong from Singapore.

Wise is the fastest way to send money from Singapore (SGD) to Hong Kong (HKD) - Wise Screenshot

Need to make a large transfer?

For big transfers between Singapore and Hong Kong, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
15 providers compared.

While Wise may not always be the cheapest or fastest way to send SGD from Singapore to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Singapore to Hong Kong

When calculating the costs of money transfers between Singapore and Hong Kong, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the SGD-HKD mid-market rate equals 6.1389 HKD per Singapore Dollar.

  • For reference, the SGD-HKD average mid-market rate for the past 7 days has been 6.1085 HKD per Singapore Dollar, with a high of 6.1335 and a low of 6.0852.

  • The company offering the best exchange rate is Wise.

  • Often the SGD-HKD exchange rate you receive is the bigger factor than how much it costs to send Singapore Dollars to Hong Kong.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Instarem, averaging 80 SGD over the last week. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from Singapore to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from Singapore.

Track the exchange rate for Singapore Dollar to Hong Kong Dollar

Sending money at the right time between SGD and HKD can make a huge difference to overall cost. The exchange rate impacts how much HKD you get for your SGD.

Mid-market Rate
1 
=
6.138936 
HKD

Over the last 7 days, the average numbers are:

  • The exchange rate from SGD to HKD averaged 6.1085 HKD.

  • The highest value recorded was 6.1335 HKD, while the lowest was 6.0852 HKD.

  • 15 providers currently offer transfers between Singapore and Hong Kong close to this rate

Want to secure the best SGD-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Hong Kong!

Payment methods available to fund your Singapore to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Singapore to Hong Kong.

    Sending money via a bank transfer with a company such as Instarem for transfers from Singapore to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Instarem is the best provider for bank transfers of the 15 we tested when sending SGD to Hong Kong.

    With an average fee of SGD80 to send money from Singapore to Hong Kong, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Singapore to Hong Kong with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Singapore to Hong Kong, competing among a total of 15 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Singapore.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Singapore to Hong Kong?
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Are there any minimum or maximum transfer amounts for sending money from Singapore to Hong Kong?
Can I schedule regular transfers between Singapore and Hong Kong?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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