How to send money to Hong Kong from Singapore with the best SGD-HKD rate
Compare the best deals on sending money from Singapore to Hong Kong. Get insights on the cheapest, fastest, and most reliable providers with the best SGD to HKD exchange rates.
Read on for the insights, analysis, and all you need to know about money transfers to Hong Kong from Singapore.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall best way: Wise
We tested & reviewed 14 transfer providers, and Wise scored highly.
Sending 10,000 SGD to HKD will cost you $27.14 in fees, and you will receive 60,134.25 HKD. The delivery time is within minutes, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your Singapore to Hong Kong transfer using Wise.

How to send money from Singapore to Hong Kong
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Hong Kong Dollar from Singapore.
Choose a provider
Select the provider offering the best way to send to Hong Kong based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your Hong Kong Dollar will soon be on their way to Hong Kong.
Considerations to make when sending money from Singapore to Hong Kong
Comparing the different providers offering services between Singapore and Hong Kong, is the best way to send money with confidence.
The 14 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Singapore. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Singapore Dollar to Hong Kong.
Cheapest way to transfer money to Hong Kong from Singapore: Key Currency
Of the 14 providers compared, data shows that Key Currency is 0.01% cheaper than the second-best option.
The is cost is made up of an average SGD-HKD exchange rate that is 0.25% different to the mid-market rate and an average fee of 0* SGD.
If you want to secure the best rates on a SGD to Hong Kong transfer, Key Currency will result in the most Hong Kong Dollar received.

Fastest way to transfer money to Hong Kong from Singapore: Wise.
Of 14 companies compared, Wise offers the quickest way to send Singapore Dollars to Hong Kong.
For example, sending $10,000 to Hong Kong with Wise will be within minutes.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Singapore to Hong Kong transfers with Wise have a fee of 27.14 SGD.
To test that Wise was the 'fastest' option we compared 14 providers. With this, we compared overall speed of sending money from Singapore to Hong Kong made up of depositing Singapore Dollars, to a money transfer account and transfer times to Hong Kong.
When sending at speed is a priority, Wise is our recommended choice for sending into Hong Kong from Singapore.

The best apps to send SGD to Hong Kong from Singapore
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 14 apps & companies for SGD/HKD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.2 / 1.4K reviews Android: 3.9 / 10.2K reviews | Yes (11 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Need to make a large transfer?
Wise is the best option for large transfers of the 14 providers compared.
While Wise may not always be the cheapest or fastest way to send SGD from Singapore to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Singapore to Hong Kong
When calculating the costs of money transfers between Singapore and Hong Kong, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the SGD-HKD mid-market rate equals 6.0278 HKD per Singapore Dollar.
For reference, the SGD-HKD average mid-market rate for the past 7 days has been 6.0088 HKD per Singapore Dollar, with a high of 6.0301 and a low of 5.9935.
The company offering the best exchange rate is Wise.
Often the SGD-HKD exchange rate you receive is the bigger factor than how much it costs to send Singapore Dollars to Hong Kong.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 SGD per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from Singapore to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from Singapore.
Track the exchange rate for Singapore Dollar to Hong Kong Dollar
Sending money at the right time between SGD and HKD can make a huge difference to overall cost. The exchange rate impacts how much HKD you get for your SGD.
Over the last 7 days, the average numbers are:
The exchange rate from SGD to HKD averaged 6.0088 HKD.
The highest value recorded was 6.0301 HKD, while the lowest was 5.9935 HKD.
14 providers currently offer transfers between Singapore and Hong Kong close to this rate
Want to secure the best SGD-Hong Kong Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Hong Kong!
Payment methods available to fund your Singapore to Hong Kong transfer
Bank transfers
Bank transfers are often the better option for money transfers from Singapore to Hong Kong.
Sending money via a bank transfer with a company such as Key Currency for transfers from Singapore to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Key Currency is the best provider for bank transfers of the 14 we tested when sending SGD to Hong Kong.
With a fee of SGD0 to send money from Singapore to Hong Kong, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Singapore to Hong Kong with a prepaid or a debit card is very simple with Wise.
Wise is a leader in card payments for transfers from Singapore to Hong Kong, competing among a total of 14 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Singapore.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Hong Kong.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to HKD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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